|
|
|
MIRA INFORM REPORT
|
Report No. : |
489043 |
|
Report Date : |
31.01.2018 |
IDENTIFICATION DETAILS
|
Name : |
SCOUT S.R.L |
|
|
|
|
Registered Office : |
Via Degli Scudai, Funo 40050 -
Argelato (BO) -IT- |
|
|
|
|
Country : |
Italy |
|
|
|
|
Financials (as on) : |
31.12.2016 |
|
|
|
|
Date of Incorporation : |
27.03.1990 |
|
|
|
|
Legal Form : |
Limited liability company |
|
|
|
|
Line of Business : |
·
Wholesale of clothing and footwear ·
Wholesale of clothing and accessories ·
Retail sale of clothing in specialised
stores ·
Retail sale of footwear and accessories |
|
|
|
|
No. of Employees : |
From 150 to 175 |
RATING & COMMENTS
(Mira Inform has adopted New Rating mechanism w.e.f. 23rd
January 2017)
|
MIRA’s Rating : |
A+ |
|
Credit Rating |
Explanation |
Rating Comments |
|
A+ |
Low Risk |
Business dealings permissible with low
risk of default |
|
Status : |
Good |
|
|
|
|
Payment Behaviour : |
Regular |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List
|
Country Name |
Previous Rating (30.06.2017) |
Current Rating (30.09.2017) |
|
Italy |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low Risk |
A2 |
|
Moderately Low Risk |
B1 |
|
Moderate Risk |
B2 |
|
Moderately High Risk |
C1 |
|
High Risk |
C2 |
|
Very High Risk |
D |
ITALY - ECONOMIC
OVERVIEW
Italy has a diversified economy, which is divided into a developed industrial north, dominated by private companies, and a less-developed, highly subsidized, agricultural south, where unemployment is higher. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family-owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors.
Italy is the third-largest economy in the euro zone, but its exceptionally high public debt and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, reaching 131% of GDP in 2017. Investor concerns about Italy and the broader euro-zone crisis eased in 2013, bringing down Italy's borrowing costs on sovereign government debt from euro-era. The government still faces pressure from investors and European partners to sustain its efforts to address Italy's longstanding structural impediments to growth, such as labor market inefficiencies, a sluggish judicial system, and a weak banking sector. Italy’s economy returned to modest growth in late 2014 for the first time since late 2011. In 2015-16, Italy’s economy grew more than 0.8% each year, but picked up in 2017. In 2017, overall unemployment was 11.4%, but youth unemployment remained high at 37.1%.
|
Source
: CIA |
Company
name and address
Scout S.r.l
Via Degli Scudai, FUNO
40050 - Argelato (BO) -IT-
Summary
|
Fiscal Code |
: |
03964120376 |
|
Legal Form |
: |
Limited liability company |
|
start of Activities |
: |
08/11/1990 |
|
Equity |
: |
Over 2.582.254 |
|
Turnover Range |
: |
35.000.000/50.000.000 |
|
Number of Employees |
: |
from 150 to 175 |
Activity
Wholesale of clothing and footwear
Wholesale of clothing and accessories
Retail sale of clothing in specialised stores
Retail sale of footwear and accessories
Legal
Data
Legal Form : Limited liability company
|
Fiscal Code : 03964120376 |
|
Chamber of Commerce no. : 329646 of Bologna since 24/07/1990 |
|
Chamber of Commerce no. : 569176 of Brescia |
|
Chamber of Commerce no. : 188615 of Cremona |
|
Chamber of Commerce no. : 172170 of Ferrara since 03/04/2000 |
|
Chamber of Commerce no. : 300679 of Forli' |
|
Chamber of Commerce no. : 468978 of Genova |
|
Chamber of Commerce no. : 1975153 of Milano |
|
Chamber of Commerce no. : 920837 of Napoli |
|
Chamber of Commerce no. : 159200 of Pescara |
|
Chamber of Commerce no. : 217789 of Parma |
|
Chamber of Commerce no. : 197058 of Ravenna |
|
Chamber of Commerce no. : 1389669 of Roma |
|
Chamber of Commerce no. : 402444 of Rimini |
|
Chamber of Commerce no. : 157836 of Sassari |
|
Chamber of Commerce no. : 1165389 of Torino |
|
Firms' Register : BO006-54713 of Bologna since 19/02/1996 |
|
Firms' Register : BO006-54713 of Ferrara |
|
V.A.T. Code : 00682671201 |
|
R. E. C. no. : 61662 of Bologna since 17/10/1990 |
|
Tribunal Co. Register : 54713 of since 07/07/1990 |
|
Foundation date |
: 27/03/1990 |
|
|
Establishment date |
: 27/03/1990 |
|
|
Start of Activities |
: 08/11/1990 |
|
|
Legal duration |
: 31/12/2040 |
|
|
Nominal Capital |
: 100.000 |
|
|
Subscribed Capital |
: 100.000 |
|
|
Paid up Capital |
: 100.000 |
|
Legal mail : |
SCOUT@ARUBAPEC.IT |
Members
|
|
Poluzzi |
Stefano |
|
|
Born in Bologna |
(BO) |
on 24/12/1958 |
- Fiscal Code : PLZSFN58T24A944F |
|
|
Residence: |
Pradalbino |
, 3 |
- 40050 |
Monte San Pietro |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Board Chairman |
27/10/2008 |
||
|
Director |
27/10/2008 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Atti |
Susanna |
|
|
Born in Bologna |
(BO) |
on 05/02/1962 |
- Fiscal Code : TTASNN62B45A944X |
|
|
Residence: |
Pradalbino |
, 3 |
- 40050 |
Monte San Pietro |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
27/10/2008 |
||
|
Partner |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Poluzzi |
Giulia |
|
|
Born in Bologna |
(BO) |
on 14/03/1988 |
- Fiscal Code : PLZGLI88C54A944F |
|
|
Residence: |
San Mamolo |
, 15 |
- 40136 |
Bologna |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
27/10/2008 |
|
|
Poluzzi |
Michela |
|
|
Born in Bologna |
(BO) |
on 22/05/1991 |
- Fiscal Code : PLZMHL91E62A944X |
|
|
Residence: |
Delle Tovaglie |
, 1 |
- 40124 |
Bologna |
(BO) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
27/09/2010 |
Companies
connected to members *
*checkings have been performed on a national scale.
In this module are listed the companies in which members hold or
have holded positions.
|
|
Poluzzi |
Stefano |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Unic S.r.l. |
Bologna (BO) - IT - |
00864620372 |
Director |
Active |
Registered |
|
NORD*AMERICA S.N.C. DI ANTHOINE DIETRICHMARCO eamp; C. |
Argelato (BO) - IT - |
04013470374 |
Partner |
Withdrawn |
Registered |
|
Lindbergh S.r.l. |
Vicenza (VI) - IT - |
02612050241 |
Director |
Active |
Registered |
|
Lindbergh S.r.l. |
Vicenza (VI) - IT - |
02612050241 |
Board Chairman |
Active |
Registered |
|
Scout Bologna S.r.l. |
Bologna (BO) - IT - |
01864511207 |
Director |
Active |
Registered |
|
College S.r.l. |
Bologna (BO) - IT - |
03532091208 |
Director |
Active |
Registered |
|
College S.r.l. |
Bologna (BO) - IT - |
03532091208 |
Board Chairman |
Active |
Registered |
The indication "REGISTERED" as Firm Status could refer to Firms in
Liquidation, Active, Inactive, etc.
For more information, in this case, we advise to request further investigations.
Capital
Shareholders
Shareholders' list as at date of data collection:
|
Firm's Style / Name |
Seat / Residence |
Fiscal Code |
Owned Shares |
% Ownership |
|
Poluzzi Stefano |
Monte San Pietro - IT - |
PLZSFN58T24A944F |
57.000 .Eur |
57,00 |
|
Atti Susanna |
Monte San Pietro - IT - |
TTASNN62B45A944X |
43.000 .Eur |
43,00 |
Direct
Participations
The Company under review has participations in the following
Companies:
|
Firm's Style |
Seat |
Fiscal Code |
Owned Shares Amount |
% Ownership |
since |
until |
Share Status |
|
Scout Bologna S.r.l. |
Bologna - IT - |
01864511207 |
5.200 .Eur |
50,00 |
Active |
Firm's
location and structure
In order to carry out its activities the firm uses the following
locations:
|
- |
Legal and operative seat |
since 14/10/1991 |
|
Degli Scudai |
, Loc: FUNO |
- 40050 |
- Argelato |
(BO) |
- IT - |
|
Legal mail |
: SCOUT@ARUBAPEC.IT |
|
- |
Branch |
(Shop) |
since 26/03/2000 |
until 27/02/1998 |
|
Mazzini |
, 105/107 |
- 44100 |
- Ferrara |
(FE) |
- IT - |
|
Total Surface: 196 Sq.mt. |
|
PHONE |
: 0521281386 |
|
FAX |
: 0521507753 |
|
- |
Branch |
(Warehouse) |
since 11/10/2004 |
|
38 Bis Centergross |
, Loc: FUNO |
- 40050 |
- Argelato |
(BO) |
- IT - |
|
- |
Branch |
(Shop) |
since 10/05/2004 |
|
Duomo |
, 3 |
- 47100 |
- Forli' |
(FO) |
- IT - |
|
Total Surface: 331 Sq.mt. |
|
- |
Branch |
(Shop) |
since 01/01/2012 |
|
Di Porta Ticinese |
, 12 |
- 20100 |
- Milano |
(MI) |
- IT - |
|
Total Surface: 926 Sq.mt. |
|
- |
Branch |
(Shop) |
since 07/09/2001 |
|
D'azeglio |
, 50 |
- 43100 |
- Parma |
(PR) |
- IT - |
|
Total Surface: 186 Sq.mt. |
|
- |
Branch |
(Shop) |
since 12/10/2010 |
|
Degli Ariani |
, 12 |
- 48100 |
- Ravenna |
(RA) |
- IT - |
|
Total Surface: 338 Sq.mt. |
|
- |
Branch |
(Shop) |
since 03/01/2011 |
|
Della Legna |
, 1 |
- 48018 |
- Faenza |
(RA) |
- IT - |
|
Total Surface: 71 Sq.mt. |
|
- |
Branch |
(Shop) |
since 23/06/1999 |
|
Portisco Strada Panoramica |
, KM.0,100 |
- 07026 |
- Olbia |
(SS) |
- IT - |
|
Total Surface: 70 Sq.mt. |
|
- |
Branch |
(Shop) |
since 01/10/2013 |
|
Xii Ottobre |
, 16R |
- 16100 |
- Genova |
(GE) |
- IT - |
|
Total Surface: 248 Sq.mt. |
|
- |
Branch |
(Shop) |
since 25/11/2013 |
|
Tomacelli |
, 136-137 |
- 00100 |
- Roma |
(RM) |
- IT - |
|
Total Surface: 218 Sq.mt. |
|
- |
Branch |
(Shop) |
since 08/11/2012 |
|
Viotti |
, 8G |
- 10100 |
- Torino |
(TO) |
- IT - |
|
Total Surface: 520 Sq.mt. |
|
- |
Branch |
(Shop) |
since 12/12/2015 |
|
Campi |
, 42-44 |
- 26100 |
- Cremona |
(CR) |
- IT - |
|
Total Surface: 240 Sq.mt. |
|
- |
Branch |
(Shop) |
since 06/12/2014 |
|
Chiaia |
, 212 |
- 80100 |
- Napoli |
(NA) |
- IT - |
|
Total Surface: 239 Sq.mt. |
|
- |
Branch |
(Shop) |
since 16/09/2014 |
|
Tomacelli |
, 133-134 |
- 00100 |
- Roma |
(RM) |
- IT - |
|
Total Surface: 89 Sq.mt. |
|
- |
Branch |
(Shop) |
since 08/04/2016 |
|
Cesare Battisti |
, 22 |
- 47023 |
- Cesena |
(FO) |
- IT - |
|
Total Surface: 745 Sq.mt. |
|
- |
Branch |
(Shop) |
since 23/11/2016 |
|
Palestro |
, 48/B |
- 25100 |
- Brescia |
(BS) |
- IT - |
|
- |
Branch |
(Shop) |
since 30/09/2016 |
|
Vittorio Emanuele Ii |
, 121 |
- 65100 |
- Pescara |
(PE) |
- IT - |
|
Total Surface: 177 Sq.mt. |
|
- |
Branch |
(Shop) |
since 19/04/2017 |
|
Filippo Corridoni |
, 29 |
- 47036 |
- Riccione |
(RN) |
- IT - |
|
Total Surface: 440 Sq.mt. |
|
Employees |
: 170 |
|
Fittings and Equipment for a value of 1.740.000 |
Eur |
|
Stocks for a value of 8.740.000 |
Eur |
|
Vehicles for a value of 62.000 |
Eur |
Historical
Information and/or Firm's Status
CEASINGS/INCORPORATIONS/MERGES:
|
|
Project of merging by taking over of |
|
|
|
|
, Parma |
- IT - |
|
|
Fiscal Code: 01677480343 |
|
|
Date |
Merging/splitting-up project: |
05/05/2010 |
|
|
The firm absorbed by merging of |
|
|
|
|
Date |
: |
13/09/2010 |
|
|
Project of merging by taking over of |
|
|
|
|
, 48018 |
, Faenza |
(RA) |
- IT - |
|
|
Fiscal Code: 02344850397 |
|
|
Date |
Merging/splitting-up project: |
30/07/2010 |
|
|
The firm absorbed by merging of |
|
|
|
|
Date |
: |
17/11/2010 |
|
|
Project of merging by taking over of |
|
|
|
|
, Milano |
- IT - |
|
|
Fiscal Code: 06696570966 |
|
|
Date |
Merging/splitting-up project: |
21/09/2011 |
|
|
The firm absorbed by merging of |
|
|
|
|
Date |
: |
30/11/2011 |
|
|
Splitting-up project and setting-up of new co |
|
|
Date |
Merging/Splitting-up Project-New Company: |
17/11/2015 |
|
|
Splitting-up and setting-up of a new company |
|
|
|
|
, Bologna |
- IT - |
|
|
Date |
Splitting-up: |
04/03/2016 |
Protests
Protests checking on the subject firm has given a negative result.
Data
Base Prejudicial Events Search
Search performed on a National Scale
|
|
Prejudicial Events Search Result: NEGATIVE |
Search performed on a specialized data base.
Legal
Procedures
None reported, standing to the latest received edition of the
Official Publications.
National
Real Estates Survey
|
The requested subject is not present c/o the CADASTRE OFFICES. |
All responsibilities are declined regarding any possible omissions
concerning the given results. Therefore, we advise to request for
"Hypothecating Survey Inspection" c/o the locally competent RR.II.
Immovables Registry, as this service doesn't fully guarantees the actual title
of the Real Estates of the requested Subject.
Financial
and Economical Analysis
Company's starting of activities dates back to 1990.
The analysis is based on the latest 3 balance sheets.
During the last years, it achieved profits (r.o.e. 20,27% on 2016)
The operating result was positive in the last financial year
(19,58%) and even better than sector's average.
The operating result is positive and amounts to Eur. 4.975.335
showing a downwards trend equal to -37,16% if compared to the value of the
financial year 2015.
The gross operating margin of the latest financial year is of Eur.
5.963.261 , with a -34,45% decrease.
Indebtedness is scanty since debts are lower than liquidity.
Subject can manage an equity capital funds for an amount of Eur.
17.361.703 showing a -34,26% drop.
Total indebtedness amounts to Eur. 6.365.336, showing a stable
trend as opposed to 2015 (Eur. 6.339.971).
Bank and suppliers credit recourse is limited, 49,08 gg. is payment
average period which is also lower than the sector average.
Payments are supported by good current assets.
On average trade credits are collected in 1,95 days. , that
compared to the sector's average is shorter.
Eur. 4.506.327 is the value of cash flow during the year 2016
Labour cost amounts to Eur. 5.569.363, with a 16,93% incidence on
production costs. , with a 14,88% incidence on turnover.
No incidence of financial charges as lower than the incomes.
Financial
Data
|
|
Complete balance-sheet for the year |
al 31/12/2016 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
37.438.767 |
|
Profit (Loss) for the period |
3.518.401 |
|
|
Complete balance-sheet for the year |
al 31/12/2015 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
42.775.733 |
|
Profit (Loss) for the period |
5.776.025 |
|
|
Complete balance-sheet for the year |
al 31/12/2014 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
40.903.490 |
|
Profit (Loss) for the period |
6.071.603 |
|
|
Complete balance-sheet for the year |
al 31/12/2013 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
34.082.158 |
|
Profit (Loss) for the period |
4.634.040 |
|
|
Complete balance-sheet for the year |
al 31/12/2012 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
26.286.655 |
|
Profit (Loss) for the period |
3.308.784 |
Balance
Sheets
From our constant monitoring of the relevant Public Administration
offices, no more recent balance sheets result to have been filed.
|
- Balance Sheet as at 31/12/2016 - 12 Mesi - Currency: - Amounts
x 1 |
|
- Balance Sheet as at 31/12/2015 - 12 Mesi - Currency: - Amounts
x 1 |
|
- Balance Sheet as at 31/12/2014 - 12 Mesi - Currency: - Amounts
x 1 |
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
RATIOS
|
RATIOS |
Value Type |
as at 31/12/2016 |
as at 31/12/2015 |
as at 31/12/2014 |
Sector Average |
|
COMPOSITION ON INVESTMENT |
|||||
|
Rigidity Ratio |
Units |
0,13 |
0,26 |
0,31 |
0,13 |
|
Elasticity Ratio |
Units |
0,86 |
0,74 |
0,67 |
0,85 |
|
Availability of stock |
Units |
0,34 |
0,20 |
0,21 |
0,54 |
|
Total Liquidity Ratio |
Units |
0,52 |
0,53 |
0,46 |
0,22 |
|
Quick Ratio |
Units |
0,46 |
0,41 |
0,29 |
0,04 |
|
COMPOSITION ON SOURCE |
|||||
|
Net Short-term indebtedness |
Units |
n.c. |
n.c. |
n.c. |
4,36 |
|
Self Financing Ratio |
Units |
0,68 |
0,77 |
0,74 |
0,14 |
|
Capital protection Ratio |
Units |
0,79 |
0,78 |
0,71 |
0,56 |
|
Liabilities consolidation quotient |
Units |
0,15 |
0,34 |
0,32 |
0,15 |
|
Financing |
Units |
0,37 |
0,24 |
0,30 |
5,86 |
|
Permanent Indebtedness Ratio |
Units |
0,72 |
0,82 |
0,80 |
0,31 |
|
M/L term Debts Ratio |
Units |
0,04 |
0,05 |
0,06 |
0,10 |
|
Net Financial Indebtedness Ratio |
Units |
0,00 |
0,00 |
0,00 |
0,98 |
|
CORRELATION |
|||||
|
Fixed assets ratio |
Units |
5,34 |
3,22 |
2,53 |
2,02 |
|
Current ratio |
Units |
3,45 |
4,71 |
3,63 |
1,15 |
|
Acid Test Ratio-Liquidity Ratio |
Units |
2,08 |
3,40 |
2,48 |
0,36 |
|
Structure's primary quotient |
Units |
5,06 |
3,01 |
2,34 |
1,06 |
|
Treasury's primary quotient |
Units |
1,83 |
2,64 |
1,54 |
0,07 |
|
Rate of indebtedness ( Leverage ) |
% |
146,38 |
129,73 |
135,94 |
707,22 |
|
Current Capital ( net ) |
Value |
15.603.443 |
19.840.266 |
14.366.718 |
61.776 |
|
RETURN |
|||||
|
Return on Sales |
% |
12,04 |
16,26 |
17,66 |
2,62 |
|
Return on Equity - Net- ( R.O.E. ) |
% |
20,27 |
21,87 |
28,07 |
6,19 |
|
Return on Equity - Gross - ( R.O.E. ) |
% |
29,36 |
31,54 |
41,31 |
15,72 |
|
Return on Investment ( R.O.I. ) |
% |
19,58 |
23,11 |
30,27 |
3,25 |
|
Return/ Sales |
% |
13,29 |
18,51 |
21,77 |
2,94 |
|
Extra Management revenues/charges incid. |
% |
70,72 |
72,94 |
68,20 |
31,16 |
|
Cash Flow |
Value |
4.506.327 |
6.956.247 |
7.222.654 |
20.178 |
|
Operating Profit |
Value |
4.975.335 |
7.918.395 |
8.903.006 |
23.558 |
|
Gross Operating Margin |
Value |
5.963.261 |
9.098.617 |
10.054.057 |
40.605 |
|
MANAGEMENT |
|||||
|
Credits to clients average term |
Days |
1,95 |
24,62 |
25,39 |
26,46 |
|
Debts to suppliers average term |
Days |
49,08 |
31,60 |
34,79 |
152,76 |
|
Average stock waiting period |
Days |
84,07 |
58,74 |
55,18 |
158,60 |
|
Rate of capital employed return ( Turnover ) |
Units |
1,47 |
1,25 |
1,39 |
1,10 |
|
Rate of stock return |
Units |
4,28 |
6,13 |
6,52 |
2,21 |
|
Labour cost incidence |
% |
14,88 |
11,76 |
10,74 |
10,29 |
|
Net financial revenues/ charges incidence |
% |
0,33 |
1,01 |
0,03 |
-1,31 |
|
Labour cost on purchasing expenses |
% |
16,93 |
14,20 |
13,58 |
10,25 |
|
Short-term financing charges |
% |
n.c. |
0,99 |
1,83 |
2,10 |
|
Capital on hand |
% |
67,88 |
80,10 |
71,90 |
90,76 |
|
Sales pro employee |
Value |
215.165 |
272.456 |
298.565 |
267.102 |
|
Labour cost pro employee |
Value |
32.007 |
32.043 |
32.074 |
30.754 |
Remarks
1) Protests checking (relative to the last five years) performed
by crossing and matching the members names and the Firm's Style with the
reported addresses, is supplied by the Informatic Registry managed by the
Italian Chamber of Commerce. If the fiscal code is not indicated, the eventual
homonymous cases are submitted to expert staff evaluation in order to limit
wrong matching risks.
2) The Legal Data, supplied and retrived from the Firm's Registry
of the Italian Chamber of Commerce, are in line with the last registered
modifications.
3) Risk evaluation and Credit Opinion have been performed on the
base of the actual data at the moment of their availability.
Market
/ Territory Data
|
Population living in the province |
: |
|
|
Population living in the region |
: |
|
|
Number of families in the region |
: |
|
Monthly family expences average in the region (in Eur..) :
|
- per food products |
: |
|
|
- per non food products |
: |
|
|
- per energy consume |
: |
|
Sector
Data
The values are calculated on a base of 2.211 significant
companies.
The companies cash their credits on an average of 26 dd.
The average duration of suppliers debts is about 153 dd.
The sector's profitability is on an average of 2,62%.
The labour cost affects the turnover in the measure of 10,29%.
Goods are held in stock in a range of 159 dd.
The difference between the sales volume and the resources used to realize
it is about 1,10.
The employees costs represent the 10,25% of the production costs.
Statistical
Detrimental Data
Statistically the trade activity passes through serious crises.
The area is statistically considered lowly risky.
In the region 18.860 protested subjects are found; in the province
they count to 3.720.
The insolvency index for the region is 0,46, , while for the
province it is 0,40.
Total Bankrupt companies in the province : 4.335.
Total Bankrupt companies in the region : 14.698.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
INR 63.75 |
|
|
1 |
INR 89.39 |
|
Euro |
1 |
INR 78.54 |
|
Euro |
1 |
INR 79.26 |
Note :
Above are approximate rates obtained from sources believed to be correct
INFORMATION DETAILS
|
Analysis Done by
: |
DIV |
|
|
|
|
Report Prepared
by : |
TRU |
RATING EXPLANATIONS
|
Credit Rating |
Explanation |
Rating Comments |
|
A++ |
Minimum Risk |
Business dealings permissible with minimum
risk of default |
|
A+ |
Low Risk |
Business dealings permissible with low
risk of default |
|
A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
|
B |
Medium Risk |
Business dealings permissible on a regular
monitoring basis |
|
C |
Medium High Risk |
Business dealings permissible preferably
on secured basis |
|
D |
High Risk |
Business dealing not recommended or on
secured terms only |
|
NB |
New Business |
No recommendation can be done due to
business in infancy stage |
|
NT |
No Trace |
No recommendation can be done as the
business is not traceable |
NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors are as follows:
·
Financial
condition covering various ratios
·
Company
background and operations size
·
Promoters
/ Management background
·
Payment
record
·
Litigation
against the subject
·
Industry
scenario / competitor analysis
·
Supplier
/ Customer / Banker review (wherever available)
This report is issued at
your request without any risk and responsibility on the part of MIRA INFORM
PRIVATE LIMITED (MIPL) or its officials.