MIRA INFORM REPORT

Report No. :	495235
Report Date :	05.03.2018

IDENTIFICATION DETAILS

Name :	MULTICITY DIGITAL CONSORTIUM PRIVATE LIMITED
Registered Office :	No 1, Jai Nagar, Kavundampalayam, Coimbatore – 641030, Tamilnadu
Tel. No.:	91-422-2380917
Country :	India
Financials (as on) :	31.03.2016
Date of Incorporation :	03.09.2015
Com. Reg. No.:	18-021733
Capital Investment / Paid-up Capital :	INR 0.100 Million
CIN No.: [Company Identification No.]	U74120TZ2015PTC021733
IEC No.: [Import-Export Code No.]	Not Divulged
GSTN : [Goods & Service Tax Registration No.]	Not Divulged
TAN No.: [Tax Deduction & Collection Account No.]	Not Available
PAN No.: [Permanent Account No.]	AAJCM9024A
Legal Form :	Private Limited Liability Company
Line of Business :	· Broadcasting, digitalizing, telecasting, relaying, uplinking and exhibiting films and videos. · Installation services of telecommunication wiring, including of fiber optic cables. [Registered Activity]
No. of Employees :	Information denied by the management

RATING & COMMENTS

(Mira Inform has adopted New Rating mechanism w.e.f. 23^rd January 2017)

MIRA’s Rating :

C

Credit Rating	Explanation	Rating Comments
C	Medium High Risk	Business dealings permissible preferably on secured basis

Status :	Moderate
Payment Behaviour :	Unknown
Litigation :	Clear
Comments :	Multicity Digital Consortium Private Limited was incorporated in the year 2015. It is engaged in providing Installation Services of Telecommunication Wiring. Management has failed to file its financials with Registrar of Companies for the FY 2017. Management has denied to provide any information about the subject. For the financial year 2017, the company has not earned any revenue from its operations. The moderate financial profile of the company is reflected by negative networth base and unfavourable gap between trade payables and trade receivables along with negligible debt level. Rating is constrained on account of absence of latest financials. Payment seems to be unknown. In view of aforesaid, the company can be considered for business dealings on safe and secured terms.

NOTES:

Any query related to this report can be made on e-mail: infodept@mirainform.com while quoting report number, name and date.

ECGC Country Risk Classification List

Country Name	Previous Rating (30.09.2017)	Current Rating (31.12.2017)
India	A1	A1

Risk Category	ECGC Classification
Insignificant	A1
Low Risk	A2
Moderately Low Risk	B1
Moderate Risk	B2
Moderately High Risk	C1
High Risk	C2
Very High Risk	D

EXTERNAL AGENCY RATING

NOT AVAILABLE

RBI DEFAULTERS’ LIST STATUS

Subject’s name is not enlisted as a defaulter in the publicly available RBI Defaulters’ list.

EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS

Subject’s name is not enlisted as a defaulter in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of 31-03-2016.

BIFR (Board for Industrial & Financial Reconstruction) LISTING STATUS

Subject’s name is not listed as a Sick Unit in the publicly available BIFR (Board for Industrial & Financial Reconstruction) list as of 05.03.2018

IBBI (Insolvency and Bankruptcy Board of India) LISTING STATUS

Subject’s name is not listed in the publicly available IBBI (Insolvency and Bankruptcy Board of India) list as of report date.

INFORMATION DENIED

Management Non-Cooperative (91-422-2245577)

LOCATIONS

Registered Office :	No 1, Jai Nagar, Kavundampalayam, Coimbatore – 641030, Tamilnadu, India
Tel. No.:	91-422-2380917
Fax No.:	Not Available
E-Mail :	multicitydigicon@gmail.com info@multicitydigital.com
Website :	www.multicitydigital.com
Corporate Office :	124, 2^nd Floor, DPF Street, Ramasamy Lay-out, Pappanaickenpalayam, Coimbatore – 641037, Tamilnadu, India
Tel. No.:	91-422-2245577

DIRECTORS

AS ON 2018

Name :

Mr. Kulandaivelu Raja

Designation :

Managing Director

Address :

8/11, Sri Ranga Nagar, Maniakarampalayam, Coimbatore – 641006, Tamilnadu, India

Date of Birth/Age :

23.04.1973

Date of Appointment :

23.06.2017

DIN No.:

06604686

Other Directorship:

CIN/FCRN	Company Name	Begin Date	End Date
U74999TZ2014PTC020948	GEN Y NETCOM PRIVATE LIMITED	30/06/2017	-
U92100TZ2015PTC021761	CHENTHUR INNOVATIVE TECH YIELDS TELEVISION PRIVATE LIMITED	10/09/2015	-

Name :

Mr. Rajagopal Satish

Designation :

Director

Address :

New No.23A, Thiruvalluvar Nagar, Vadavalli, Coimbatore (South), Coimbatore – 641046, Tamilnadu, India

Date of Appointment :

03.09.2015

DIN No.:

02193682

Other Directorship:

CIN/FCRN	Company Name	Begin Date	End Date
U15130TZ2012PTC018175	PENTAGREEN NATURE FIRST INDIA PRIVATE LIMITED	26/04/2012	-
U64100TZ2014PTC020235	PENTAGREEN COMMUNICATIONS PRIVATE LIMITED	10/02/2014	-
U64200TZ2015PTC021230	SRI RAJAGANAPATHY CABLE NETWORK PRIVATE LIMITED	24/03/2015	-

Name :

Mr. Subbarayan Ravi

Designation :

Director

Address :

No.22/4, Anbu Nagar, 2nd Cross, Rayanoor Thoranakkalpatty (Po) Karur – 639003, Tamilnadu, India

Date of Appointment :

03.09.2015

DIN No.:

06376086

Other Directorship:

CIN/FCRN	Company Name	Begin Date	End Date
U74999TZ2014PTC020948	GEN Y NETCOM PRIVATE LIMITED	30/06/2017	-

Name :

Mr. Pachiyappan Arularasu

Designation :

Director

Address :

4/1312, Jay Green House, E.B. Colony Collector Office, Post Dharmapuri – 636705, Tamilnadu, India

Date of Appointment :

03.09.2015

DIN No.:

06586516

Other Directorship:

CIN/FCRN	Company Name	Begin Date	End Date
U64204TZ2013PTC019943	SKYWALK DIGITAL NETWORK PRIVATE LIMITED	17/02/2014	-

Name :

Mr. Tirupattur Ramamurthy Vivekanandan

Designation :

Director

Address :

H-4,TNHB Colony, Bagalur Road, Hosur – 635109, Tamilnadu, India

Date of Appointment :

03.09.2015

DIN No.:

06591955

Other Directorship:

CIN/FCRN	Company Name	Begin Date	End Date
U64204TZ2013PTC019943	SKYWALK DIGITAL NETWORK PRIVATE LIMITED	01/12/2014	-
U74999TZ2014PTC020948	GEN Y NETCOM PRIVATE LIMITED	07/06/2017	-

Name :

Mr. Palanisamy Jothimani

Designation :

Director

Address :

Old.No.4D, New.No.2A1, K R G Nagar, 7thstreet Extension, Ganapathy, Coimbatore – 641006, Tamilnadu, India

Date of Appointment :

03.09.2015

DIN No.:

06596821

Other Directorship:

CIN/FCRN	Company Name	Begin Date	End Date
U74999TZ2014PTC020948	GEN Y NETCOM PRIVATE LIMITED	10/12/2014	-
U92100TZ2015PTC021761	CHENTHUR INNOVATIVE TECH YIELDS TELEVISION PRIVATE LIMITED	10/09/2015	-
U74999TZ2018PTC029865	ATCHAYA TELEVISION NETWORK PRIVATE LIMITED	04/01/2018	-

Name :

Mr. Thoppupalayam Kuppusamygounder Arjunaun

Designation :

Director

Address :

No 3/6, Lakshmi Apartments, Pillaiyar Koil Street Bhavani Road, Perundurai Taluka, Erode – 638052, Tamilnadu, India

Date of Appointment :

03.09.2015

DIN No.:

07037893

Other Directorship:

CIN/FCRN	Company Name	Begin Date	End Date
U74999TZ2014PTC020948	GEN Y NETCOM PRIVATE LIMITED	07/06/2017	-
U74900TZ2014PTC020949	FRIENDS DIGEE COM PRIVATE LIMITED	10/12/2014	-
U74120TZ2015PTC021193	FRIENDS DIGEE COM PERUNDURAI PRIVATE LIMITED	09/03/2015	-
U74999TZ2018PTC029865	ATCHAYA TELEVISION NETWORK PRIVATE LIMITED	04/01/2018	-

Name :

Mr. Shanmugam Nataraj

Designation :

Director

Address :

Old No 21/89, New No 18, Gandhi Nagar V, Vellode, Perundurai, Erode – 638112, Tamilnadu, India

Date of Appointment :

03.09.2015

DIN No.:

07053718

Other Directorship:

CIN/FCRN	Company Name	Begin Date	End Date
U74999TZ2014PTC020948	GEN Y NETCOM PRIVATE LIMITED	07/06/2017	-
U74900TZ2014PTC020949	FRIENDS DIGEE COM PRIVATE LIMITED	22/12/2014	-
U74120TZ2015PTC021193	FRIENDS DIGEE COM PERUNDURAI PRIVATE LIMITED	09/03/2015	-

Name :

Mr. Manohar

Designation :

Director

Address :

E-103, Anna Road, Block 20, Neyveli TS Cuddalore – 607803, Tamilnadu, India

Date of Birth/Age :

31.07.1973

Date of Appointment :

03.09.2015

DIN No.:

07123067

Other Directorship:

CIN/FCRN	Company Name	Begin Date	End Date
U64200TZ2015PTC021230	SRI RAJAGANAPATHY CABLE NETWORK PRIVATE LIMITED	08/01/2016	-

Name :

Mr. Muthiah Pillai Arumugam

Designation :

Director

Address :

No.2, Mulla Nagar, Karur – 639001, Tamilnadu, India

Date of Appointment :

03.09.2015

DIN No.:

07268806

Name :

Mr. Rajkumar

Designation :

Director

Address :

70/5, Anitha Complex, Kovai Mettupalayam Road, Sivanpuram Colony, Coimbatore – 641301, Tamilnadu, India

Date of Appointment :

23.06.2017

DIN No.:

07319976

Name :

Mr. Selvaraj

Designation :

Director

Address :

No 51, Kaveri Park, Navy Man House, West Chinthamani, Tiruchirappalli – 620002, Tamilnadu, India

Date of Birth/Age :

07.05.1959

Date of Appointment :

23.06.2017

DIN No.:

07377725

Other Directorship:

CIN/FCRN	Company Name	Begin Date	End Date
U74999TZ2014PTC020948	GEN Y NETCOM PRIVATE LIMITED	07/06/2017	-
U74990TN2016PTC103626	SRICHAKRAAS DIGICOM PRIVATE LIMITED	11/01/2016	-

MAJOR SHAREHOLDERS

AS ON 19.11.2016

Names of Shareholders	No. of Shares
T. K. Arjunaun	1000
V. S. Nataraj	1000
K. Raja	1000
T. R. Vivekanandan	1000
P. Arularasu	1000
J. Manohar	1000
K. M. Arumugam	1000
S. Ravi	1000
R. Satish	1000
P. Jothimani	1000
Total	10000

Equity Share Break up (Percentage of Total Equity)

AS ON 30.09.2016

Category	Percentage
Promoters [Individual/Hindu Undivided Family (Indian)]	100.00
Total	100.00

BUSINESS DETAILS

Line of Business :

· Broadcasting, digitalizing, telecasting, relaying, uplinking and exhibiting films and videos.

· Installation services of telecommunication wiring, including of fiber optic cables.

[Registered Activity]

Products / Services :

Name and Description of main products / services	ITC Code
Installation services of telecommunication wiring, including of fiber optic cables	99546194

Brand Names :

Not Available

Agencies Held :

Not Available

Exports :

Not Divulged

Imports :

Not Divulged

Terms :

Not Divulged

PRODUCTION STATUS – (NOT AVAILABLE)

GENERAL INFORMATION

Suppliers :

Reference :	Not Divulged
Name of the Person :	--
Contact No.:	--
Since How Long Known :	--
Maximum Limit Dealt :	--
Experience :	--
Remark :	--

Customers :

Reference :	Not Divulged
Name of the Person :	--
Contact No.:	--
Since How Long Known :	--
Maximum Limit Dealt :	--
Experience :	--
Remark :	--

No. of Employees :

Information denied by the management

Bankers :

Banker Name :	Not Divulged
Branch :	Not Divulged
Person Name (With Designation) :	--
Contact Number :	--
Name of Account Holder :	--
Account Number :	--
Account Since (Date/Year of Account Opening) :	--
Average Balance Maintained :	--
Credit Facilities Enjoyed (CC/OD/Term Loan) :	--
Account Operation :	--
Remark :	--

Auditors :
Name :	KSG Subramanyam and Company Chartered Accountants
Address :	No 94/38, II Floor, United Shopping Complex, Dr. Nanjappa Road, Coimbatore – 641018, Tamilnadu, India
Tel. No.:	91-422-2380917 / 2302823 / 2497810 / 2302823
Fax No.:	91-422-2497810 / 2302823
E-Mail :	contact@ksgs.co.in
PAN No.:	AACFK3963E
Memberships :	Not Available
Collaborators :	Not Available
Associates/Subsidiaries :	Not Divulged

CAPITAL STRUCTURE

AFTER 30.09.2016

Authorised Capital : INR 25.000 Million

Issued, Subscribed & Paid-up Capital : INR 0.100 Million

AS ON 30.09.2016

Authorised Capital :

No. of Shares	Type	Value	Amount
100000	Equity Shares	INR 10/- each	INR 1.000 Million

Issued, Subscribed & Paid-up Capital :

No. of Shares	Type	Value	Amount
10000	Equity Shares	INR 10/- each	INR 0.100 Million

FINANCIAL DATA

[all figures are in INR Million]

ABRIDGED BALANCE SHEET

SOURCES OF FUNDS	31.03.2016
I. EQUITY AND LIABILITIES
(1)Shareholders' Funds
(a) Share Capital	0.100
(b) Reserves & Surplus	(0.987)
(c) Money received against share warrants	0.000
(2) Share Application money pending allotment	0.000
Total Shareholders’ Funds (1) + (2)	(0.887)
(3) Non-Current Liabilities
(a) Long-term borrowings	0.000
(b) Deferred tax liabilities (Net)	0.000
(c) Other long term liabilities	0.000
(d) Long-term provisions	0.000
Total Non-current Liabilities (3)	0.000
(4) Current Liabilities
(a) Short term borrowings	25.129
(b) Trade payables	0.050
(c) Other current liabilities	0.012
(d) Short-term provisions	0.000
Total Current Liabilities (4)	25.191
TOTAL	24.304
II. ASSETS
(1) Non-current assets
(a) Fixed Assets
(i) Tangible assets	15.093
(ii) Intangible Assets	0.000
(iii) Capital work-in-progress	0.000
(iv) Intangible assets under development	0.000
(b) Non-current Investments	0.000
(c) Deferred tax assets (net)	0.000
(d) Long-term Loan and Advances	0.555
(e) Other Non-current assets	0.000
Total Non-Current Assets	15.648
(2) Current assets
(a) Current investments	0.000
(b) Inventories	7.579
(c) Trade receivables	0.000
(d) Cash and cash equivalents	0.169
(e) Short-term loans and advances	0.687
(f) Other current assets	0.221
Total Current Assets	8.656
TOTAL	24.304

PROFIT & LOSS ACCOUNT

	PARTICULARS		31.03.2016
	SALES
		Income	0.000
		Other Income	0.000
		TOTAL	0.000
Less	EXPENSES
		Cost of Materials Consumed	0.000
		Purchase of Stock-in-trade	0.000
		Changes in Inventories of finished goods, work-in-progress and stock-in-trade	0.000
		Employee Benefits Expenses	0.112
		Other Expenses	0.830
		TOTAL	0.942
	PROFIT/(LOSS) BEFORE INTEREST, TAX, DEPRECIATION AND AMORTISATION		(0.942)
Less	FINANCIAL EXPENSES		0.015
	PROFIT/(LOSS) BEFORE TAX, DEPRECIATION AND AMORTISATION		(0.957)
Less	DEPRECIATION/ AMORTISATION		0.030
	PROFIT/(LOSS) BEFORE TAX		(0.987)
Less	TAX		0.000
	PROFIT/(LOSS) AFTER TAX		(0.987)
	Earnings / (Loss) Per Share (INR)		(99.00)

CURRENT MATURITIES OF LONG TERM DEBT DETAILS

Particulars	31.03.2016
Current Maturities of Long term debt	NA
Cash generated from operations	NA
Net cash flow from (used in) operations	NA

KEY RATIOS

EFFICIENCY RATIOS

PARTICULARS	31.03.2016
Average Collection Days (Sundry Debtors / Income * 365 Days)	0.00
Account Receivables Turnover (Income / Sundry Debtors)	0.00
Average Payment Days (Sundry Creditors / Purchases * 365 Days)	0.00
Inventory Turnover (Operating Income / Inventories)	(0.12)
Asset Turnover (Operating Income / Net Fixed Assets)	(0.06)

LEVERAGE RATIOS

PARTICULARS	31.03.2016
Debt Ratio ((Borrowing + Current Liabilities) / Total Assets)	1.04
Debt Equity Ratio (Total Liability / Networth)	(28.33)
Current Liabilities to Networth (Current Liabilities / Net Worth)	(28.40)
Fixed Assets to Networth (Net Fixed Assets / Networth)	(17.02)
Interest Coverage Ratio (PBIT / Financial Charges)	(62.80)

PROFITABILITY RATIOS

PARTICULARS		31.03.2016
PAT to Sales ((PAT / Sales) * 100)	%	0.00
Return on Total Assets ((PAT / Total Assets) * 100)	%	(4.06)
Return on Investment (ROI) ((PAT / Networth) * 100)	%	111.27

SOLVENCY RATIOS

PARTICULARS	31.03.2016
Current Ratio (Current Assets / Current Liabilities)	0.34
Quick Ratio ((Current Assets – Inventories) / Current Liabilities)	0.04
G-Score Ratio Financial (Networth / Total Assets)	(0.04)
G-Score Ratio Debt (Debts / Equity Capital)	251.29
G-Score Ratio Liquidity (Total Current Assets / Total Current Liabilities)	0.34

Total Liability = Short-term Debt + Long-term Debt + Current Maturities of Long-term debts

LOCAL AGENCY FURTHER INFORMATION

Sr. No.	Check list by info agents	Available in Report (Yes/No)
1	Year of establishment	Yes
2	Constitution of the entity -Incorporation details	Yes
3	Locality of the entity	Yes
4	Premises details	No
5	Buyer visit details	--
6	Contact numbers	Yes
7	Name of the person contacted	No
8	Designation of contact person	No
9	Promoter’s background	Yes
10	Date of Birth of Proprietor / Partners / Directors	Yes
11	Pan Card No. of Proprietor / Partners	No
12	Voter Id Card No. of Proprietor / Partners	No
13	Type of business	Yes
14	Line of Business	Yes
15	Export/import details (if applicable)	No
16	No. of employees	No
17	Details of sister concerns	No
18	Major suppliers	No
19	Major customers	No
20	Banking Details	No
21	Banking facility details	No
22	Conduct of the banking account	--
23	Financials, if provided	Yes
24	Capital in the business	Yes
25	Last accounts filed at ROC, if applicable	No
26	Turnover of firm for last about seven months	Yes
27	Reasons for variation <> 20%	--
28	Estimation for coming financial year	No
29	Profitability for last about seven months	Yes
30	Major shareholders, if available	Yes
31	External Agency Rating, if available	No
32	Litigations that the firm/promoter involved in	--
33	Market information	--
34	Payments terms	No
35	Negative Reporting by Auditors in the Annual Report	No

FINANCIAL RESULTS [AS ON 31.03.2016]

The company is yet to commence its commercial operations.

UNSECURED LOANS:

PARTICULARS	31.03.2016 INR In Million
SHORT TERM BORROWINGS
Deposits	25.129
Total	25.129

INDEX OF CHARGES: NO CHARGES EXISTS FOR COMPANY

FIXED ASSETS:

· Computer

· Electrical Equipments

· Furniture and Fittings

· Office Equipments

· Plant and Machinery

CMT REPORT (Corruption, Money Laundering & Terrorism]

The Public Notice information has been collected from various sources including but not limited to: The Courts, India Prisons Service, Interpol, etc.

1] INFORMATION ON DESIGNATED PARTY

No records exist designating subject or any of its beneficial owners, controlling shareholders or senior officers as terrorist or terrorist organization or whom notice had been received that all financial transactions involving their assets have been blocked or convicted, found guilty or against whom a judgement or order had been entered in a proceedings for violating money-laundering, anti-corruption or bribery or international economic or anti-terrorism sanction laws or whose assets were seized, blocked, frozen or ordered forfeited for violation of money laundering or international anti-terrorism laws.

2] Court Declaration :

No records exist to suggest that subject is or was the subject of any formal or informal allegations, prosecutions or other official proceeding for making any prohibited payments or other improper payments to government officials for engaging in prohibited transactions or with designated parties.

3] Asset Declaration :

No records exist to suggest that the property or assets of the subject are derived from criminal conduct or a prohibited transaction.

4] Record on Financial Crime :

Charges or conviction registered against subject: None

5] Records on Violation of Anti-Corruption Laws :

Charges or investigation registered against subject: None

6] Records on Int’l Anti-Money Laundering Laws/Standards :

Charges or investigation registered against subject: None

7] Criminal Records

No available information exist that suggest that subject or any of its principals have been formally charged or convicted by a competent governmental authority for any financial crime or under any formal investigation by a competent government authority for any violation of anti-corruption laws or international anti-money laundering laws or standard.

8] Affiliation with Government :

No record exists to suggest that any director or indirect owners, controlling shareholders, director, officer or employee of the company is a government official or a family member or close business associate of a Government official.

9] Compensation Package :

Our market survey revealed that the amount of compensation sought by the subject is fair and reasonable and comparable to compensation paid to others for similar services.

10] Press Report :

No press reports / filings exists on the subject.

CORPORATE GOVERNANCE

MIRA INFORM as part of its Due Diligence do provide comments on Corporate Governance to identify management and governance. These factors often have been predictive and in some cases have created vulnerabilities to credit deterioration.

Our Governance Assessment focuses principally on the interactions between a company’s management, its Board of Directors, Shareholders and other financial stakeholders.

CONTRAVENTION

Subject is not known to have contravened any existing local laws, regulations or policies that prohibit, restrict or otherwise affect the terms and conditions that could be included in the agreement with the subject.

FOREIGN EXCHANGE RATES

Currency	Unit	INR
US Dollar	1	INR 65.23
UK Pound	1	INR 89.71
Euro	1	INR 79.50

INFORMATION DETAILS

Information Gathered by :	GYT
Analysis Done by :	VAR
Report Prepared by :	NKT

SCORE FACTORS

DEMERIT POINTS
--BANK CHARGES	YES/NO	NO
--LITIGATION	YES/NO	NO
--OTHER ADVERSE INFORMATION	YES/NO	NO
MERIT POINTS
--SOLE DISTRIBUTORSHIP	YES/NO	NO
--EXPORT ACTIVITIES	YES/NO	NO
--AFFILIATION	YES/NO	NO
--LISTED	YES/NO	NO
--OTHER MERIT FACTORS	YES/NO	YES

RATING EXPLANATIONS

Credit Rating	Explanation	Rating Comments
A++	Minimum Risk	Business dealings permissible with minimum risk of default
A+	Low Risk	Business dealings permissible with low risk of default
A	Acceptable Risk	Business dealings permissible with moderate risk of default
B	Medium Risk	Business dealings permissible on a regular monitoring basis
C	Medium High Risk	Business dealings permissible preferably on secured basis
D	High Risk	Business dealing not recommended or on secured terms only
NB	New Business	No recommendation can be done due to business in infancy stage
NT	No Trace	No recommendation can be done as the business is not traceable

NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors are as follows:

· Financial condition covering various ratios

· Company background and operations size

· Promoters / Management background

· Payment record

· Litigation against the subject

· Industry scenario / competitor analysis

· Supplier / Customer / Banker review (wherever available)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.