|
|
|
MIRA INFORM REPORT
|
Report No. : |
496784 |
|
Report Date : |
09.03.2018 |
IDENTIFICATION DETAILS
|
Name : |
KIMBO S.P.A. |
|
|
|
|
Registered Office : |
Via Bernini, 20,
80129 - Napoli (NA) |
|
|
|
|
Country : |
Italy |
|
|
|
|
Financials (as on) : |
31.12.2016 |
|
|
|
|
Date of Incorporation : |
14.03.1963 |
|
|
|
|
Legal Form : |
Joint Stock Company |
|
|
|
|
Line of Business : |
Processing of Coffee |
|
|
|
|
No. of Employees : |
From 201 To 250 |
RATING & COMMENTS
(Mira Inform has adopted New Rating mechanism w.e.f. 23rd
January 2017)
|
MIRA’s Rating : |
A+ |
|
Credit Rating |
Explanation |
Rating Comments |
|
A+ |
Low Risk |
Business dealings permissible with low
risk of default |
|
Status : |
Good |
|
|
|
|
Payment Behaviour : |
Regular |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List
|
Country Name |
Previous Rating (30.09.2017) |
Current Rating (31.12.2017) |
|
Italy |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low Risk |
A2 |
|
Moderately Low Risk |
B1 |
|
Moderate Risk |
B2 |
|
Moderately High Risk |
C1 |
|
High Risk |
C2 |
|
Very High Risk |
D |
ITALY - ECONOMIC OVERVIEW
Italy’s economy compromises a developed industrial north, dominated by private
companies, and a less-developed, highly subsidized, agricultural south, with a
legacy of unemployment and underdevelopment. The Italian economy is driven in
large part by the manufacture of high-quality consumer goods produced by small
and medium-sized enterprises, many of them family-owned. Italy also has a
sizable underground economy, which by some estimates accounts for as much as
17% of GDP. These activities are most common within the agriculture,
construction, and service sectors.
Italy is the third-largest economy in the euro zone, but its
exceptionally high public debt and structural impediments to growth have
rendered it vulnerable to scrutiny by financial markets. Public debt has
increased steadily since 2007, reaching 131% of GDP in 2017. Investor concerns
about Italy and the broader euro-zone crisis eased in 2013, bringing down
Italy's borrowing costs on sovereign government debt from euro-era records. The
government still faces pressure from investors and European partners to sustain
its efforts to address Italy's longstanding structural economic problems,
including labor market inefficiencies, a sluggish judicial system, and a weak
banking sector. Italy’s economy returned to modest growth in late 2014 for the
first time since 2011. In 2015-16, Italy’s economy grew at about 1% each year,
and in 2017 growth accelerated to 1.5% of GDP. In 2017, overall unemployment
was 11.4%, but youth unemployment remained high at 37.1%.
|
Source
: CIA |
Company name & address
KIMBO S.P.A.
Via Bernini, 20
80129 - Napoli (NA) -IT-
Summary
|
Fiscal Code |
: |
00275560639 |
|
Legal Form |
: |
Joint Stock Company |
|
start of Activities |
: |
17/12/1981 |
|
Equity |
: |
Over 2.582.254 |
|
Turnover Range |
: |
over 129.114.224 |
|
Number of Employees |
: |
From 201 To 250 |
Activity
Processing of Coffee
Legal Data
Legal Form : Joint stock company
|
Fiscal Code : 00275560639 |
|
Municipal Licence : 3874 of since
09/11/2005 |
|
Municipal Licence : 3875 of since
09/11/2005 |
|
Foreign Trade Reg. no. : NA010374 since
17/06/1992 |
|
Chamber of Commerce no. : 1998928 of Milano |
|
Chamber of Commerce no. : 225932 of Napoli
since 28/05/1963 |
|
Firms' Register : NA049-1963-283 of Napoli
since 19/02/1996 |
|
V.A.T. Code : 01238591216 |
|
Foundation date |
: 14/03/1963 |
|
|
Establishment date |
: 14/03/1963 |
|
|
Start of Activities |
: 17/12/1981 |
|
|
Legal duration |
: 31/12/2050 |
|
|
Nominal Capital |
: 5.424.000 |
|
|
Subscribed Capital |
: 5.424.000 |
|
|
Paid up Capital |
: 5.424.000 |
|
Legal mail : |
CAFEDOBRASIL@PEC.CAFEDOBRASIL.INFO |
Members
|
|
Fusco |
Gennaro |
|
|
Born in Napoli |
(NA) |
on 23/11/1963 |
- Fiscal Code : FSCGNR63S23F839K |
|
|
Residence: |
Giovanni Bovio |
, 22 |
- 80133 |
Napoli |
(NA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
13/10/2017 |
|
|
Rubino |
Paola |
|
|
Born in Napoli |
(NA) |
on 21/08/1964 |
- Fiscal Code : RBNPLA64M61F839J |
|
|
Residence: |
Vincenzo Padula |
, 2 |
- 80100 |
Napoli |
(NA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Attorney with special power |
29/06/2009 |
||
|
Director |
08/03/2017 |
||
|
Board Chairman |
22/12/2014 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Rubino |
Alessandra |
|
|
Born in Napoli |
(NA) |
on 04/02/1966 |
- Fiscal Code : RBNLSN66B44F839R |
|
|
Residence: |
Domenico Cimarosa |
, 154 |
- 80127 |
Napoli |
(NA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
08/03/2017 |
||
|
Managing Director |
22/12/2014 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Rubino |
Mario |
|
|
Born in Napoli |
(NA) |
on 17/12/1963 |
- Fiscal Code : RBNMRA63T17F839R |
|
|
Residence: |
Domenico Cimarosa |
, 37 |
- 80127 |
Napoli |
(NA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
08/03/2017 |
||
|
Partner |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Iasi |
Massimo |
|
|
Born in Roma |
(RM) |
on 30/10/1959 |
- Fiscal Code : SIAMSM59R30H501H |
|
|
Residence: |
Ernesto Pontieri |
, 15 |
- 83100 |
Avellino |
(AV) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
29/10/2013 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Baldoni |
Johnny Frank |
|
|
Born in Cairns |
( ) |
on 03/10/1957 |
- Fiscal Code : BLDJNN57R03Z700I |
|
|
Residence: |
Fulgione |
, 1 |
- 84025 |
Eboli |
(SA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Procurator |
27/03/2013 |
|
|
No Prejudicial events are reported |
|
|
No Protests registered |
|
|
Evangelista |
Gerardo |
|
|
Born in Napoli |
(NA) |
on 24/03/1978 |
- Fiscal Code : VNGGRD78C24F839O |
|
|
Residence: |
Francesco Petrarca |
, 201 |
- 80123 |
Napoli |
(NA) |
- IT - |
|
Position |
Since |
Shares Amount |
% Ownership |
|
Director |
08/03/2017 |
Companies connected to members *
*checkings have been performed on a national
scale.
In this module are listed the companies in
which members hold or have holded positions.
|
|
Rubino |
Alessandra |
|
Firm's Style |
Seat |
Fiscal Code |
Position |
Position Status |
Firm's Status |
|
Alma Group Srl |
Milano (MI) - IT - |
09851570151 |
Sole Director |
Withdrawn |
Registered |
|
Finko S.r.l. |
Milano (MI) - IT - |
09781330155 |
Managing Director |
Withdrawn |
Registered |
|
Finko S.r.l. |
Milano (MI) - IT - |
09781330155 |
Director |
Withdrawn |
Registered |
|
La Tazza D'oro S.r.l. |
Uta (CA) - IT - |
03431160922 |
Managing Director |
Active |
Registered |
|
La Tazza D'oro S.r.l. |
Uta (CA) - IT - |
03431160922 |
Director |
Active |
Registered |
|
La Tazza D'oro S.r.l. |
Uta (CA) - IT - |
03431160922 |
Board Chairman |
Active |
Registered |
The indication "REGISTERED" as Firm
Status could refer to Firms in Liquidation, Active, Inactive, etc.
For more information, in this case, we advise
to request further investigations.
Capital Shareholders
Shareholders' list as at date of data
collection:
|
Firm's Style / Name |
Seat / Residence |
Fiscal Code |
Owned Shares |
% Ownership |
|
Rubino Alessandra |
Napoli - IT - |
RBNLSN66B44F839R |
1.356.000 .Eur |
24,99 |
|
Rubino Mario |
Napoli - IT - |
RBNMRA63T17F839R |
1.356.000 .Eur |
24,99 |
|
Evangelista Gerardo |
Napoli - IT - |
VNGGRD78C24F839O |
452.050 .Eur |
8,33 |
|
Evangelista Luigi |
VNGLGU73E30F839J |
451.950 .Eur |
8,33 |
|
|
Amabile Luca |
Napoli - IT - |
MBLLCU83E19F839E |
452.050 .Eur |
8,33 |
|
Amabile Roberto |
MBLRRT85L23F839W |
451.950 .Eur |
8,33 |
|
|
Di Sabato Kristian Maria |
DSBKST91M27F839R |
452.000 .Eur |
8,33 |
|
|
Di Sabato Sveva |
DSBSVV95E64F839Q |
452.000 .Eur |
8,33 |
Direct Participations
The Company under review has participations
in the following Companies:
|
Firm's Style |
Seat |
Fiscal Code |
Owned Shares Amount |
% Ownership |
since |
until |
Share Status |
|
Inter-kom S.p.a. |
Napoli - IT - |
01347530634 |
36.155 .Eur |
33,33 |
Active |
||
|
Consorzio Promozione Caffe' |
Milano - IT - |
08523470584 |
Active |
||||
|
Consorzio Energia Napoli 2000 |
Napoli - IT - |
07597420632 |
Active |
||||
|
Consorzio Ecoped |
Milano - IT - |
05157260968 |
Active |
||||
|
Tradizione Italiana - Italian Food Tradi
tion Societa' Consortile A R.l. |
Napoli - IT - |
07272621215 |
5.416 .Eur |
8,33 |
Active |
||
|
Tradizione Italiana Capodichino S.c. A R
.l. |
Napoli - IT - |
08285071216 |
461 .Eur |
4,61 |
Active |
||
|
La Tazza D'oro S.r.l. |
Uta - IT - |
03431160922 |
100.000 .Eur |
100,00 |
Active |
||
|
Tradizione Italiana Trading S.r.l. |
Napoli - IT - |
08639271215 |
5.000 .Eur |
12,50 |
Active |
Firm's location and structure
In order to carry out its activities the firm
uses the following locations:
|
- |
Legal and operative seat |
|
Bernini |
, 20 |
- 80100 |
- Napoli |
(NA) |
- IT - |
|
PHONE |
: 0817011200 |
|
Legal mail |
: CAFEDOBRASIL@PEC.CAFEDOBRASIL.INFO |
|
- |
Branch |
(Factory) |
|
Appia Km 22 |
- 80017 |
- Melito di Napoli |
(NA) |
- IT - |
|
Trading Style: KIMBO |
|
PHONE |
: 0817011200 |
|
Email |
: CAFEDOBRASIL@PEC.CAFEDOBRASIL.INFO |
|
- |
Branch |
(Warehouse) |
since 03/06/2008 |
|
Interporto Di Nola Lotto H |
- 80035 |
- Nola |
(NA) |
- IT - |
|
- |
Branch |
(Warehouse) |
since 25/06/2012 |
|
Circumvallazione Esterna |
, 85 |
- 80017 |
- Melito di Napoli |
(NA) |
- IT - |
|
- |
Branch |
(Administrative office) |
since 01/11/2012 |
|
Sant'ambrogio |
, 1 |
- 20100 |
- Milano |
(MI) |
- IT - |
|
- |
Branch |
(Shop) |
since 04/08/2016 |
|
Ruffo Di Calabria |
, SNC |
- 80100 |
- Napoli |
(NA) |
- IT - |
|
Total Surface: 12 Sq.mt. |
|
- |
Branch |
(Warehouse) |
since 13/10/2016 |
|
Interporto Di Nola |
, SNC |
- 80035 |
- Nola |
(NA) |
- IT - |
|
Employees |
: 201 |
|
Fittings and Equipment for a value of
15.630.000 |
Eur |
|
Stocks for a value of 18.810.000 |
Eur |
|
Furniture and fittings for a value of
410.000 |
Eur |
|
Vehicles for a value of 72.000 |
Eur |
The firm operates abroad as importer /
exporter..
To purchase foreign products the firm uses
the following channels :
|
- trading companies |
|
- its own sales net-work |
|
- its own agents |
Export represents up to 20% of the global
turnover.
Products abroad are placed by :
|
- importers |
|
- its own agents |
Import comes generally from the following
nations:
|
- |
Export is mainly towards:
|
- France |
|
- Austria |
|
- Belgium |
|
- Cyprus |
The subject firm uses the following own selling
brands:
|
- Kimbo |
|
- Kose' |
Traded Brands / Suppliers
|
- KIMBO |
Historical Information and/or Firm's Status
COMPANY STYLE MODIFICATIONS:
|
Former Style |
New Style |
Changement Date |
|
Cafe do Brasil SpA |
Kimbo SpA |
25/07/2013 |
Protests
Protests checking on the subject firm has
given a negative result.
Data Base Prejudicial Events Search
Search performed on a National Scale
|
|
Prejudicial Events Search Result: NEGATIVE |
Search performed on a specialized data base.
Legal Procedures
None reported, standing to the latest
received edition of the Official Publications.
Bankers
The firm operates with:
|
Bank Name |
Agency Name |
Address |
ZIP Code |
City |
ABI Code |
CAB Code |
|
DEUTSCHE BANK S.P.A |
3104 |
0 |
||||
|
BANCA CREDITO SARDO SPA |
DC SO BACK OFFICE DI RETE UFFICIO DI |
VIA MARCONI 15 |
80100 |
Napoli (NA) |
3059 |
3589 |
|
INTESA SANPAOLO SPA |
3069 |
0 |
National Real Estates Survey
The firm under review, by the reported
percentages, owns the following real estates:
|
Town |
Cadastre |
No. Immovables |
Up to Date |
|
MELITO DI NAPOLI (NA) |
Buildings |
1 |
06/03/2018 |
|
NOLA (NA) |
Buildings |
2 |
06/03/2018 |
|
Buildings Details |
|
Cadastre |
Title |
Location |
Sheet No. |
Particle No. |
Sub No. |
Categorie |
Classe |
Consistence |
Cadastrial Rent |
Part No. |
|
B |
Proprieta' per 1/1 |
MELITO DI NAPOLI (NA) VIA CIRCUMVALLAZIONE ESTERNA,
SNC Piano S1-T - 1-2 |
4 |
9 |
4 |
cat. D/1 |
Euro: 91.286,52 |
|||
|
B |
Proprieta' superficiaria per 1000/1000 |
NOLA (NA) VIA BOSCO FANGONE, SNC Piano T-1
int. 5/6 |
6 |
1 |
71 |
cat. D/1 |
Euro: 73.424,00 |
|||
|
B |
Proprieta' superficiaria per 1000/1000 |
NOLA (NA) VIA BOSCO FANGONE, SNC Piano T-1
int. 4 |
6 |
1 |
73 |
cat. D/1 |
Euro: 26.172,00 |
All responsibilities are declined regarding
any possible omissions concerning the given results. Therefore, we advise to request
for "Hypothecating Survey Inspection" c/o the locally competent
RR.II. Immovables Registry, as this service doesn't fully guarantees the actual
title of the Real Estates of the requested Subject.
Financial and Economical Analysis
Company's starting of activities dates back
to 1981.
Balance sheets for the years 2014, 2015 and
2016 were analyzed.
During the last years, it recorded positive
net results (r.o.e. 2,39% in 2016) keeping the turnover steady during the last
two years.
The operating result in 2016 was positive
(3,18%) falling within the field's average.
The amount of the operating result for the
year 2016 is of Eur. 4.697.164 ,showing stability in respect to the value of
2015.
The gross operating margin of the latest
financial year is of Eur. 10.272.495 with no sensible increase as against 2015.
Very good financial situation: shareholder's
equity covers short-terms debts with an indebtedness level equal to 0,11
improved in comparison with the year before (0,17.).
With regard to equity capital, an amount of
Eur. 88.284.343 is registered. on the same levels as the year before.
During the last financial year total debts
volume reached Eur. 52.546.416 (Eur. 14.441.449 were m/l term ones) , with no
sensible variation.
Bank and suppliers credit recourse is
limited, 74,23 gg. is payment average period below the sector's average.
Payments are supported by good current
assets.
As to due from customers, the average terms
are 71,68 days. , shorter than the sector's average.
2016 financial year closed with a cash flow
of Eur. 7.632.629
Labour cost amounts to Eur. 11.361.847, with
a 6,92% incidence on production costs. , whereas 6,89% is the incidence on
sales revenues.
The incidence of the financial charges is of
-0,11% on the sales amount.
Financial Data
|
|
Complete balance-sheet for the year |
al 31/12/2016 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
165.005.502 |
|
Profit (Loss) for the period |
2.107.298 |
|
|
Complete balance-sheet for the year |
al 31/12/2015 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
160.591.724 |
|
Profit (Loss) for the period |
2.077.047 |
|
|
Complete balance-sheet for the year |
al 31/12/2014 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
156.787.367 |
|
Profit (Loss) for the period |
6.269.492 |
|
|
Complete balance-sheet for the year |
al 31/12/2013 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
161.984.691 |
|
Profit (Loss) for the period |
11.385.937 |
|
|
Complete balance-sheet for the year |
al 31/12/2012 |
(in Eur |
x 1) |
|
Item Type |
Value |
|
Sales |
158.311.879 |
|
Profit (Loss) for the period |
5.268.184 |
Balance Sheets
From our constant monitoring of the relevant
Public Administration offices, no more recent balance sheets result to have
been filed.
|
- Balance Sheet as at 31/12/2016 - 12 Mesi
- Currency: - Amounts x 1 |
|
- Balance Sheet as at 31/12/2015 - 12 Mesi -
Currency: - Amounts x 1 |
|
- Balance Sheet as at 31/12/2014 - 12 Mesi
- Currency: - Amounts x 1 |
|
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|
|
RATIOS |
Value Type |
as at 31/12/2016 |
as at 31/12/2015 |
as at 31/12/2014 |
Sector Average |
|
COMPOSITION ON INVESTMENT |
|||||
|
Rigidity Ratio |
Units |
0,36 |
0,42 |
0,47 |
0,36 |
|
Elasticity Ratio |
Units |
0,62 |
0,56 |
0,52 |
0,58 |
|
Availability of stock |
Units |
0,13 |
0,12 |
0,16 |
0,12 |
|
Total Liquidity Ratio |
Units |
0,50 |
0,44 |
0,36 |
0,42 |
|
Quick Ratio |
Units |
0,21 |
0,15 |
0,05 |
0,01 |
|
COMPOSITION ON SOURCE |
|||||
|
Net Short-term indebtedness |
Units |
0,11 |
0,17 |
0,29 |
2,08 |
|
Self Financing Ratio |
Units |
0,60 |
0,64 |
0,70 |
0,22 |
|
Capital protection Ratio |
Units |
0,91 |
0,92 |
0,87 |
0,66 |
|
Liabilities consolidation quotient |
Units |
0,41 |
0,29 |
0,04 |
0,27 |
|
Financing |
Units |
0,60 |
0,48 |
0,37 |
3,08 |
|
Permanent Indebtedness Ratio |
Units |
0,70 |
0,72 |
0,71 |
0,46 |
|
M/L term Debts Ratio |
Units |
0,10 |
0,07 |
0,01 |
0,12 |
|
Net Financial Indebtedness Ratio |
Units |
0,00 |
0,00 |
0,00 |
0,69 |
|
CORRELATION |
|||||
|
Fixed assets ratio |
Units |
1,95 |
1,69 |
1,51 |
1,16 |
|
Current ratio |
Units |
2,42 |
2,28 |
2,02 |
1,14 |
|
Acid Test Ratio-Liquidity Ratio |
Units |
1,93 |
1,78 |
1,40 |
0,86 |
|
Structure's primary quotient |
Units |
1,66 |
1,52 |
1,49 |
0,68 |
|
Treasury's primary quotient |
Units |
0,80 |
0,59 |
0,21 |
0,02 |
|
Rate of indebtedness ( Leverage ) |
% |
167,38 |
155,20 |
142,55 |
438,55 |
|
Current Capital ( net ) |
Value |
54.168.623 |
45.391.807 |
33.979.913 |
177.800 |
|
RETURN |
|||||
|
Return on Sales |
% |
4,63 |
4,69 |
7,96 |
4,57 |
|
Return on Equity - Net- ( R.O.E. ) |
% |
2,39 |
2,25 |
6,90 |
4,28 |
|
Return on Equity - Gross - ( R.O.E. ) |
% |
4,60 |
5,68 |
12,00 |
11,42 |
|
Return on Investment ( R.O.I. ) |
% |
3,18 |
3,99 |
8,17 |
3,74 |
|
Return/ Sales |
% |
2,85 |
3,56 |
6,75 |
3,72 |
|
Extra Management revenues/charges incid. |
% |
44,86 |
36,28 |
59,23 |
25,24 |
|
Cash Flow |
Value |
7.632.629 |
7.532.894 |
12.481.775 |
140.498 |
|
Operating Profit |
Value |
4.697.164 |
5.724.725 |
10.585.231 |
117.422 |
|
Gross Operating Margin |
Value |
10.272.495 |
11.180.572 |
16.797.514 |
261.449 |
|
MANAGEMENT |
|||||
|
Credits to clients average term |
Days |
71,68 |
74,12 |
66,66 |
110,74 |
|
Debts to suppliers average term |
Days |
74,23 |
75,64 |
82,07 |
117,18 |
|
Average stock waiting period |
Days |
41,03 |
39,98 |
47,47 |
43,75 |
|
Rate of capital employed return ( Turnover
) |
Units |
1,12 |
1,12 |
1,21 |
0,99 |
|
Rate of stock return |
Units |
8,77 |
9,01 |
7,58 |
8,23 |
|
Labour cost incidence |
% |
6,89 |
7,01 |
7,01 |
15,09 |
|
Net financial revenues/ charges incidence |
% |
-0,11 |
-0,08 |
0,53 |
-1,50 |
|
Labour cost on purchasing expenses |
% |
6,92 |
7,30 |
7,43 |
14,79 |
|
Short-term financing charges |
% |
0,42 |
0,53 |
0,55 |
2,72 |
|
Capital on hand |
% |
89,56 |
89,26 |
82,59 |
100,97 |
|
Sales pro employee |
Value |
464.804 |
457.526 |
457.106 |
231.895 |
|
Labour cost pro employee |
Value |
32.005 |
32.059 |
32.050 |
32.825 |
Remarks
1) Protests checking (relative to the last
five years) performed by crossing and matching the members names and the Firm's
Style with the reported addresses, is supplied by the Informatic Registry
managed by the Italian Chamber of Commerce. If the fiscal code is not
indicated, the eventual homonymous cases are submitted to expert staff
evaluation in order to limit wrong matching risks.
2) The Legal Data, supplied and retrived from
the Firm's Registry of the Italian Chamber of Commerce, are in line with the
last registered modifications.
3) Risk evaluation and Credit Opinion have been
performed on the base of the actual data at the moment of their availability.
Market / Territory Data
|
Population living in the province |
: |
3.092.859 |
|
Population living in the region |
: |
5.788.986 |
|
Number of families in the region |
: |
1.966.064 |
Monthly family expences average in the region
(in Eur..) :
|
- per food products |
: |
475 |
|
- per non food products |
: |
1.304 |
|
- per energy consume |
: |
79 |
Sector Data
The values are calculated on a base of 335
significant companies.
The companies cash their credits on an
average of 111 dd.
The average duration of suppliers debts is
about 117 dd.
The sector's profitability is on an average
of 4,57%.
The labour cost affects the turnover in the
measure of 15,09%.
Goods are held in stock in a range of 44 dd.
The difference between the sales volume and
the resources used to realize it is about 0,99.
The employees costs represent the 14,79% of
the production costs.
Statistical Detrimental Data
Statistically the trade activity shows
periods of crisis.
The area is statistically considered
remarkably risky.
In the region 80.616 protested subjects are found;
in the province they count to 41.815.
The insolvency index for the region is 1,40,
, while for the province it is 1,36.
Total Bankrupt companies in the province :
18.217.
Total Bankrupt companies in the region :
28.514.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
INR 64.92 |
|
|
1 |
INR 90.23 |
|
Euro |
1 |
INR 80.54 |
|
Euro |
1 |
INR 80.19 |
Note :
Above are approximate rates obtained from sources believed to be correct
INFORMATION DETAILS
|
Analysis Done by
: |
DIV |
|
|
|
|
Report Prepared
by : |
TPT |
RATING EXPLANATIONS
|
Credit Rating |
Explanation |
Rating Comments |
|
A++ |
Minimum Risk |
Business dealings permissible with minimum
risk of default |
|
A+ |
Low Risk |
Business dealings permissible with low
risk of default |
|
A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
|
B |
Medium Risk |
Business dealings permissible on a regular
monitoring basis |
|
C |
Medium High Risk |
Business dealings permissible preferably
on secured basis |
|
D |
High Risk |
Business dealing not recommended or on
secured terms only |
|
NB |
New Business |
No recommendation can be done due to
business in infancy stage |
|
NT |
No Trace |
No recommendation can be done as the
business is not traceable |
NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors are as follows:
·
Financial
condition covering various ratios
·
Company
background and operations size
·
Promoters
/ Management background
·
Payment
record
·
Litigation
against the subject
·
Industry
scenario / competitor analysis
·
Supplier
/ Customer / Banker review (wherever available)
This report is issued at
your request without any risk and responsibility on the part of MIRA INFORM
PRIVATE LIMITED (MIPL) or its officials.