|
|
|
MIRA INFORM REPORT
|
Report No. : |
496191 |
|
Report Date : |
10.03.2018 |
IDENTIFICATION DETAILS
|
Name : |
SAM INFOTECH |
|
|
|
|
Registered
Office : |
121, Harish Mukherjee Road, 3rd Floor, Jatin Das Park, Patuapara,
Bhowanipore, Kolkata – 700026, West Bengal |
|
Tel. No.: |
91-33-40037791 |
|
|
|
|
Country : |
|
|
|
|
|
Financials (as
on) : |
31.03.2017 |
|
|
|
|
Year of
Establishment : |
Not Divulged |
|
|
|
|
Capital
Investment / Paid-up Capital : |
INR 1.444 Million |
|
|
|
|
IEC No.: [Import-Export Code No.] |
Not Divulged |
|
|
|
|
GSTN : [Goods & Service Tax
Registration No.] |
19ACQFS1254A1Z5 |
|
|
|
|
CST/ TIN No.: |
19731694896 |
|
|
|
|
PAN No.: [Permanent Account No.] |
ACQFS1254A |
|
|
|
|
Legal Form : |
Partnership Concern with an Unlimited Liability of the Partners |
|
|
|
|
Line of Business
: |
Providing
Service for IT Infrastructure and Security Solution. [From Indirect Sources] |
|
|
|
|
No. of Employees
: |
Information declined by the management |
RATING & COMMENTS
(Mira Inform has adopted New Rating mechanism w.e.f. 23rd
January 2017)
|
MIRA’s Rating : |
C |
|
Credit Rating |
Explanation |
Rating Comments |
|
C |
Medium High Risk |
Business dealings permissible preferably
on secured basis |
|
Status : |
Moderate |
|
|
|
|
Payment Behaviour : |
Slow but correct |
|
|
|
|
Litigation : |
Clear |
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|
|
Comments : |
Mr. Samaresh Saha (Partner) has only confirmed that subject is a partnership firm but further he denied to provide any information about the subject. However, as per information gathered from other sources subject is engaged in providing IT Infrastructure and security solution. For the financial year 2017, the firm has achieved revenue of INR 8.110 million along with decent profit margin of 2.28%. The moderate financial profile of the firm is marked by modest capital base. However, rating weakness is partially offset by strong debt coverage indicators due to debt free balance sheet profile. Payment seems to be slow but correct. In view of aforesaid, the subject can be considered for business dealings on safe and secured trade terms and conditions. Note: Site Visit was conducted at the given address and our executive has successfully traced the subject at the given address. At the premises our executive met security guard (Name not Divulged) and he confirmed that subject is situated on the given but he did not allowed our executive to entre in the premises. As per our executive’s observation it is a 5 storey building and subject situated on the 3rd floor. Location was easy to find and locality appears to be commercial cum residential. Area seems to be upmarket. Name board of the subject was sighted. |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List
|
Country Name |
Previous Rating (30.09.2017) |
Current Rating (31.12.2017) |
|
India |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low Risk |
A2 |
|
Moderately Low Risk |
B1 |
|
Moderate Risk |
B2 |
|
Moderately High Risk |
C1 |
|
High Risk |
C2 |
|
Very High Risk |
D |
EXTERNAL AGENCY RATING
NOT AVAILABLE
RBI DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available RBI Defaulters’ list.
EPF (Employee Provident Fund) DEFAULTERS’ LIST STATUS
Subject’s name is not enlisted as a defaulter
in the publicly available EPF (Employee Provident Fund) Defaulters’ list as of
31-03-2016.
BIFR (Board for Industrial & Financial Reconstruction) LISTING STATUS
Subject’s name is not listed as a Sick Unit in
the publicly available BIFR (Board for Industrial & Financial
Reconstruction) list as of 10.03.2018.
IBBI (Insolvency and Bankruptcy Board of India) LISTING STATUS
Subject’s name is not listed in the publicly
available IBBI (Insolvency and Bankruptcy Board of India) list as of report
date.
INFORMATION DENIED BY
|
Name : |
Mr. Samaresh Saha |
|
Designation : |
Partner |
|
Contact No.: |
91-9830314114 |
|
Date : |
09.03.2018 |
LOCATIONS
|
Registered Office : |
121, Harish Mukherjee Road, 3rd Floor, Jatin Das Park,
Patuapara, Bhowanipore, Kolkata – 700026, West Bengal, India |
|
Tel. No.: |
91-33-40037791 |
|
Mobile No.: |
91-9830314114 [Mr. Samaresh Saha] |
|
Fax No.: |
Not Available |
|
E-Mail : |
|
|
Website : |
|
|
Locality : |
Commercial cum Residential [As per site
visit] |
PARTNERS
|
Name : |
Mr. Samaresh Saha |
|
Designation : |
Partner |
|
Date of Birth/ Age : |
09.12.1984 |
|
PAN No.: |
BNLPS2426P |
|
|
|
|
Name : |
Mr. Samrat Chakraborty |
|
Designation : |
Partner |
|
Date of Birth/ Age : |
04.09.1984 |
|
PAN No.: |
AHEPC7466M |
BUSINESS DETAILS
|
Line of Business : |
Providing
Service for IT Infrastructure and Security Solution. [From Indirect Sources] |
|
|
|
|
Products/ Services : |
IT
Infrastructure and Security Solution |
|
|
|
|
Brand Names : |
Not Available |
|
|
|
|
Agencies Held : |
Not Available |
|
|
|
|
Exports : |
Not Divulged |
|
|
|
|
Imports : |
Not Divulged |
|
|
|
|
Terms : |
Not Divulged |
GENERAL INFORMATION
|
Suppliers : |
|
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Customers : (From Indirect Sources) |
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No. of Employees : |
Information denied by the management |
||||||||||||||||||||||||||||||||||||||||||||||||||||
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|
||||||||||||||||||||||||||||||||||||||||||||||||||||
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Bankers : |
|
|
Auditors : |
|
|
Name : |
Tamakhubala and Associates Chartered Accountants |
|
Address : |
7/1A, Sati Business Centre, 1st Floor, Room No.26, Kolkata – 700013,
West Bengal, India |
|
Mobile No.: |
91-9163877099 |
|
E-Mail : |
|
|
M.No.: |
069365 |
|
|
|
|
Collaborators : |
Not Available |
|
|
|
|
Membership : |
Not Available |
|
|
|
|
Sister Concern : |
Not Divulged |
CAPITAL STRUCTURE
PARTNER’S CAPITAL ACCOUNT
FIXED CAPITAL ACCOUNT
|
Particulars |
Amount [INR in Million] |
Amount [INR in Million] |
|
|
|
|
|
Shri Samrat
Chakraborty |
|
|
|
As per last account |
0.199 |
|
|
Add: Addition during the year |
0.222 |
|
|
Add: Share of Profit |
0.093 |
|
|
Total
(A) |
|
0.514 |
|
Shri Samaresh
Saha |
|
|
|
As per last account |
0.199 |
|
|
Add: Addition during the year |
0.222 |
|
|
Add: Share of Profit |
0.093 |
|
|
Total
(B) |
|
0.514 |
|
Total
(A)+(B) |
|
1.028 |
CURRENT
CAPITAL ACCOUNT
|
Particulars |
Amount [INR in Million] |
Amount [INR in Million] |
|
|
|
|
|
Shri Samrat
Chakraborty |
|
|
|
Interest on Capital |
0.051 |
|
|
Add: Remuneration |
0.312 |
|
|
Add: Income Tax Refund |
0.005 |
|
|
|
0.368 |
|
|
Less: Drawings |
(0.160) |
|
|
Total
(A) |
|
0.208 |
|
Shri Samaresh Saha
|
|
|
|
Interest on Capital |
0.051 |
|
|
Add: Remuneration |
0.312 |
|
|
Add: Income Tax Refund |
0.005 |
|
|
|
0.368 |
|
|
Less: Drawings |
(0.160) |
|
|
Total
(B) |
|
0.208 |
|
Total
(A)+(B) |
|
0.416 |
|
Particulars |
Amount [INR in Million] |
Amount [INR in Million] |
|
|
|
|
|
Total Fixed Capital Account |
1.028 |
|
|
Total Current Capital Account |
0.416 |
|
|
Total
|
|
1.444 |
FINANCIAL DATA
[all figures are
INR Million]
Note: Sole Proprietary and Partnership concerns are exempted
from filing their financials with the Government Authorities or Registry
Records.
ABRIDGED
BALANCE SHEET
|
SOURCES OF FUNDS |
|
|
31.03.2017 |
|
|
SHAREHOLDERS FUNDS |
|
|
|
|
|
1] Partner’s Capital |
|
|
1.444 |
|
|
2] Share Application Money |
|
|
0.000 |
|
|
3] Reserves & Surplus |
|
|
0.000 |
|
|
4] (Accumulated Losses) |
|
|
0.000 |
|
|
NETWORTH |
|
|
1.444 |
|
|
LOAN FUNDS |
|
|
|
|
|
1] Secured Loans |
|
|
0.000 |
|
|
2] Unsecured Loans |
|
|
0.000 |
|
|
TOTAL BORROWING |
|
|
0.000 |
|
|
DEFERRED TAX LIABILITIES |
|
|
0.000 |
|
|
|
|
|
|
|
|
TOTAL |
|
|
1.444 |
|
|
|
|
|
|
|
|
APPLICATION OF FUNDS |
|
|
|
|
|
|
|
|
|
|
|
FIXED ASSETS [Net Block] |
|
|
0.101 |
|
|
Capital work-in-progress |
|
|
0.000 |
|
|
|
|
|
|
|
|
INVESTMENT |
|
|
0.000 |
|
|
DEFERRED TAX ASSETS |
|
|
0.000 |
|
|
|
|
|
|
|
|
CURRENT ASSETS, LOANS & ADVANCES |
|
|
|
|
|
|
Inventories |
|
|
0.038
|
|
|
Sundry Debtors |
|
|
0.814
|
|
|
Cash & Bank Balances |
|
|
0.892
|
|
|
Other Current Assets |
|
|
0.175
|
|
|
Loans, Advances Deposits |
|
|
0.135
|
|
Total
Current Assets |
|
|
2.054
|
|
|
Less : CURRENT
LIABILITIES & PROVISIONS |
|
|
|
|
|
|
Sundry Creditors |
|
|
0.597
|
|
|
Other Current Liabilities |
|
|
0.030
|
|
|
Provisions |
|
|
0.084
|
|
Total
Current Liabilities |
|
|
0.711
|
|
|
Net Current Assets |
|
|
1.343
|
|
|
|
|
|
|
|
|
MISCELLANEOUS EXPENSES |
|
|
0.000 |
|
|
|
|
|
|
|
|
TOTAL |
|
|
1.444 |
|
PROFIT
& LOSS ACCOUNT
|
|
PARTICULARS |
|
|
31.03.2017 |
|
|
SALES |
|
|
|
|
|
Income |
|
|
8.111 |
|
|
AMC Received |
|
|
0.138 |
|
|
Installation Charges
Received |
|
|
0.419 |
|
|
Commission Received |
|
|
1.867 |
|
|
Other Income |
|
|
0.194 |
|
|
TOTAL |
|
|
10.729 |
|
|
|
|
|
|
|
Less |
EXPENSES |
|
|
|
|
|
Cost of Goods Sold |
|
|
6.549 |
|
|
Staff Salary |
|
|
0.898 |
|
|
Staff Bonus |
|
|
0.072 |
|
|
Printing and Stationery |
|
|
0.024 |
|
|
Accounting Charges |
|
|
0.018 |
|
|
Professional Tax |
|
|
0.002 |
|
|
Covenyance Expenses |
|
|
0.163 |
|
|
Trade License |
|
|
0.004 |
|
|
Telephone and Internet
Expenses |
|
|
0.050 |
|
|
Postage and Courier
Expenses |
|
|
0.009 |
|
|
Legal and Professional
Fee |
|
|
0.026 |
|
|
Swatch Bharat Cess |
|
|
0.011 |
|
|
Business Promotion
Expenses |
|
|
0.021 |
|
|
Electrical Expenses |
|
|
0.020 |
|
|
Office Expenses |
|
|
0.141 |
|
|
Packing Charges |
|
|
0.059 |
|
|
Commission Paid |
|
|
0.112 |
|
|
Audit Fees |
|
|
0.006 |
|
|
Sundry Balance Written
off |
|
|
0.002 |
|
|
Delivery Charges |
|
|
0.132 |
|
|
Domain and Portal Access
Charges |
|
|
0.052 |
|
|
Website Maintenance
Expenses |
|
|
0.030 |
|
|
Fooding and Lodging
Expenses |
|
|
0.231 |
|
|
Rent |
|
|
0.134 |
|
|
Donation and Subscription |
|
|
0.010 |
|
|
Tea and Tiffin Expenses |
|
|
0.048 |
|
|
Repair and Maintenance Expenses |
|
|
0.045 |
|
|
General Expenses |
|
|
0.031 |
|
|
Stores and Spares |
|
|
0.086 |
|
|
Carriage Inward |
|
|
0.139 |
|
|
Loading and Unloading
Charges |
|
|
0.086 |
|
|
Installation and
Commission Expenses |
|
|
0.297 |
|
|
Labour Charges |
|
|
0.202 |
|
|
Interest on Capital |
|
|
0.101 |
|
|
Partner's Remuneration |
|
|
0.624 |
|
|
TOTAL |
|
|
10.435 |
|
|
|
|
|
|
|
|
PROFIT/ (LOSS) BEFORE INTEREST, TAX, DEPRECIATION AND
AMORTISATION |
|
|
0.294 |
|
|
|
|
|
|
|
Less |
FINANCIAL EXPENSES |
|
|
0.003 |
|
|
|
|
|
|
|
|
PROFIT / (LOSS) BEFORE
TAX, DEPRECIATION AND AMORTISATION |
|
|
0.291 |
|
|
|
|
|
|
|
Less/ Add |
DEPRECIATION/
AMORTISATION |
|
|
0.022 |
|
|
|
|
|
|
|
|
PROFIT/ (LOSS) BEFORE TAX |
|
|
0.269 |
|
|
|
|
|
|
|
Less |
TAX |
|
|
0.084 |
|
|
|
|
|
|
|
|
NET PROFIT FOR THE YEAR |
|
|
0.185 |
KEY
RATIOS
EFFICIENCY RATIOS
|
PARTICULARS |
|
|
31.03.2017 |
|
Average Collection Days (Sundry
Debtors / Income * 365 Days) |
|
|
36.63 |
|
|
|
|
|
|
Account Receivables Turnover ( Income / Sundry Debtors) |
|
|
9.96 |
|
|
|
|
|
|
Average Payment Days (Sundry Creditors / Purchases * 365 Days) |
|
|
33.27 |
|
|
|
|
|
|
Inventory Turnover (Operating Income / Inventories) |
|
|
7.74 |
|
|
|
|
|
|
Asset Turnover (Operating Income / Net Fixed Assets) |
|
|
2.91 |
LEVERAGE RATIOS
|
PARTICULARS |
|
|
31.03.2017 |
|
Debt Ratio ((Borrowing
+ Current Liabilities) / Total Assets) |
|
|
0.33 |
|
|
|
|
|
|
Debt Equity Ratio (Total Liability / Networth) |
|
|
0.00 |
|
|
|
|
|
|
Current Liabilities to Networth (Current Liabilities / Net Worth) |
|
|
0.49 |
|
|
|
|
|
|
Fixed Assets to Networth (Net Fixed Assets / Networth) |
|
|
0.07 |
|
|
|
|
|
|
Interest Coverage Ratio (PBIT / Financial Charges) |
|
|
98.00 |
PROFITABILITY RATIOS
|
PARTICULARS |
|
|
|
31.03.2017 |
|
Net Profit Margin [(PAT / Sales)
* 100] |
% |
|
|
2.28 |
|
|
|
|
|
|
|
Return on Total Assets ((PAT / Total Assets) * 100) |
% |
|
|
8.58 |
|
|
|
|
|
|
|
Return on Investment (ROI) ((PAT / Networth) * 100) |
% |
|
|
12.81 |
SOLVENCY RATIOS
|
PARTICULARS |
|
|
31.03.2017 |
|
Current Ratio (Current
Assets / Current Liabilities) |
|
|
2.89 |
|
|
|
|
|
|
Quick Ratio ((Current Assets – Inventories) / Current
Liabilities) |
|
|
2.84 |
|
|
|
|
|
|
G-Score Ratio Financial (Networth / Total Assets) |
|
|
0.67 |
|
|
|
|
|
|
G-Score Ratio Debt (Debts / Equity Capital) |
|
|
0.00 |
|
|
|
|
|
|
G-Score Ratio Liquidity (Total Current Assets / Total Current Liabilities) |
|
|
2.89 |
Total
Liability = Short-term Debt + Long-term Debt + Current Maturities of Long-term
debts
LOCAL AGENCY FURTHER INFORMATION
|
Sr. No. |
Check list by
info agents |
Available in
Report (Yes/No) |
|
1 |
Year of establishment |
No |
|
2 |
Constitution of the entity -Incorporation
details |
Yes |
|
3 |
Locality of the entity |
Yes |
|
4 |
Premises details |
No |
|
5 |
Buyer visit details |
Yes |
|
6 |
Contact numbers |
Yes |
|
7 |
Name of the person contacted |
Yes |
|
8 |
Designation of contact person |
Yes |
|
9 |
Promoter’s background |
No |
|
10 |
Date of Birth of Proprietor / Partners / Directors |
Yes |
|
11 |
Pan Card No. of Proprietor / Partners |
Yes |
|
12 |
Voter Id Card No. of Proprietor / Partners |
No |
|
13 |
Type of business |
Yes |
|
14 |
Line of Business |
Yes |
|
15 |
Export/import details (if applicable) |
No |
|
16 |
No. of employees |
No |
|
17 |
Details of sister concerns |
No |
|
18 |
Major suppliers |
No |
|
19 |
Major customers |
Yes |
|
20 |
Banking Details |
Yes |
|
21 |
Banking facility details |
No |
|
22 |
Conduct of the banking account |
-- |
|
23 |
Financials, if provided |
Yes |
|
24 |
Capital in the business |
Yes |
|
25 |
Last accounts filed at ROC, if applicable |
No |
|
26 |
Turnover of firm for last one year |
Yes |
|
27 |
Reasons for variation <> 20% |
-- |
|
28 |
Estimation for coming financial year |
No |
|
29 |
Profitability for last one year |
Yes |
|
30 |
Major shareholders, if available |
No |
|
31 |
External Agency Rating, if available |
No |
|
32 |
Litigations that the firm/promoter
involved in |
-- |
|
33 |
Market information |
-- |
|
34 |
Payments terms |
No |
|
35 |
Negative Reporting by Auditors in the
Annual Report |
No |
|
OBSERVATION POINTS |
|
Name of Company : |
SAM INFOTECH |
|
|
|
|
Address : |
121, Harish Mukherjee Road, 3rd Floor, Jatin Das Park, Patuapara, Bhowanipore, Kolkata – 700026, West Bengal, India |
|
|
|
|
Person to whom we met: |
Security Guard (Name not divulged) |
|
|
|
|
Name Board: |
Sighted |
|
|
|
|
Location: |
Easy |
|
|
|
|
Landmark (If Any): |
Behind Ashutosh College |
|
|
|
|
Total Floors of the building: |
Ground + 5 |
|
|
|
|
Subject situated on: |
3rd Floor
|
|
|
|
|
Locality: |
Commercial cum Residential |
|
|
|
|
Area: |
Upmarket |
|
|
|
|
Proof of visit: |
Photograph |
FIXED ASSETS
- Computer
- Fan
- Furniture
- Laptop
CMT REPORT (Corruption, Money Laundering & Terrorism]
The Public Notice information has been collected from various sources
including but not limited to: The Courts,
1] INFORMATION ON
DESIGNATED PARTY
No records exist designating subject or any of its beneficial owners,
controlling shareholders or senior officers as terrorist or terrorist
organization or whom notice had been received that all financial transactions
involving their assets have been blocked or convicted, found guilty or against
whom a judgement or order had been entered in a proceedings for violating
money-laundering, anti-corruption or bribery or international economic or
anti-terrorism sanction laws or whose assets were seized, blocked, frozen or
ordered forfeited for violation of money laundering or international
anti-terrorism laws.
2] Court Declaration :
No records exist to suggest that subject is
or was the subject of any formal or informal allegations, prosecutions or other
official proceeding for making any prohibited payments or other improper
payments to government officials for engaging in prohibited transactions or
with designated parties.
3] Asset Declaration :
No records exist to suggest that the property or assets of the subject
are derived from criminal conduct or a prohibited transaction.
4] Record on Financial
Crime :
Charges or conviction
registered against subject: None
5] Records on Violation of
Anti-Corruption Laws :
Charges or
investigation registered against subject: None
6] Records on Int’l
Anti-Money Laundering Laws/Standards :
Charges or
investigation registered against subject: None
7] Criminal Records
No
available information exist that suggest that subject or any of its principals
have been formally charged or convicted by a competent governmental authority
for any financial crime or under any formal investigation by a competent
government authority for any violation of anti-corruption laws or international
anti-money laundering laws or standard.
8] Affiliation with
Government :
No record
exists to suggest that any director or indirect owners, controlling
shareholders, director, officer or employee of the company is a government
official or a family member or close business associate of a Government
official.
9] Compensation Package :
Our market
survey revealed that the amount of compensation sought by the subject is fair
and reasonable and comparable to compensation paid to others for similar
services.
10] Press Report :
No press reports / filings exists on
the subject.
CORPORATE GOVERNANCE
MIRA INFORM as part of its Due Diligence do provide comments on
Corporate Governance to identify management and governance. These factors often
have been predictive and in some cases have created vulnerabilities to credit
deterioration.
Our Governance Assessment focuses principally on the interactions
between a company’s management, its Board of Directors, Shareholders and other financial
stakeholders.
CONTRAVENTION
Subject is not known to have contravened any existing local laws,
regulations or policies that prohibit, restrict or otherwise affect the terms
and conditions that could be included in the agreement with the subject.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
INR |
|
US Dollar |
1 |
INR 65.07 |
|
|
1 |
INR 89.85 |
|
Euro |
1 |
INR 80.16 |
INFORMATION DETAILS
|
Information
Gathered by : |
PNM |
|
|
|
|
Analysis Done by
: |
VRS |
|
|
|
|
Report Prepared by
: |
SUD |
SCORE FACTORS
|
DEMERIT POINTS |
|
|
|
--BANK CHARGES |
YES/NO |
NO |
|
--LITIGATION |
YES/NO |
NO |
|
--OTHER ADVERSE INFORMATION |
YES/NO |
NO |
|
MERIT POINTS |
|
|
|
--SOLE DISTRIBUTORSHIP |
YES/NO |
NO |
|
--EXPORT ACTIVITIES |
YES/NO |
NO |
|
--AFFILIATION |
YES/NO |
NO |
|
--LISTED |
YES/NO |
NO |
|
--OTHER MERIT FACTORS |
YES/NO |
YES |
RATING EXPLANATIONS
|
Credit Rating |
Explanation |
Rating Comments |
|
A++ |
Minimum Risk |
Business dealings permissible with minimum
risk of default |
|
A+ |
Low Risk |
Business dealings permissible with low
risk of default |
|
A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
|
B |
Medium Risk |
Business dealings permissible on a regular
monitoring basis |
|
C |
Medium High Risk |
Business dealings permissible preferably
on secured basis |
|
D |
High Risk |
Business dealing not recommended or on
secured terms only |
|
NB |
New Business |
No recommendation can be done due to
business in infancy stage |
|
NT |
No Trace |
No recommendation can be done as the
business is not traceable |
NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.
This score serves as a reference to assess SC’s
credit risk and to set the amount of credit to be extended. It is calculated
from a composite of weighted scores obtained from each of the major sections of
this report. The assessed factors are as follows:
·
Financial
condition covering various ratios
·
Company
background and operations size
·
Promoters
/ Management background
·
Payment
record
·
Litigation
against the subject
·
Industry
scenario / competitor analysis
·
Supplier
/ Customer / Banker review (wherever available)
This report is issued at
your request without any risk and responsibility on the part of MIRA INFORM
PRIVATE LIMITED (MIPL) or its officials.