MIRA INFORM REPORT

Report No. :	499301
Report Date :	24.03.2018

IDENTIFICATION DETAILS

Name :	JTC LTD

Registered Office :	228 Bridge Street West Newtown Birmingham B19 2yu

Country :	United kingdom

Financials (as on) :	31.03.2017

Date of Incorporation :	12.04.2000

Com. Reg. No.:	03974240

Legal Form :	Private limited with Share Capital

Line of Business :	Wholesale of Clothing And Footwear

No. of Employees :	Not Available

RATING & COMMENTS

(Mira Inform has adopted New Rating mechanism w.e.f. 23^rd January 2017)

MIRA’s Rating :

Credit Rating	Explanation	Rating Comments
A	Acceptable Risk	Business dealings permissible with moderate risk of default

Status :	Satisfactory

Payment Behaviour :	Slow but Correct

Litigation :	Clear

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

ECGC Country Risk Classification List

Country Name

Previous Rating

(30.09.2017)

Current Rating

(31.12.2017)

United kingdom

Risk Category	ECGC Classification
Insignificant	A1
Low Risk	A2
Moderately Low Risk	B1
Moderate Risk	B2
Moderately High Risk	C1
High Risk	C2
Very High Risk	D

UNITED KINGDOM - ECONOMIC OVERVIEW

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining; the UK has been a net importer of energy since 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output.

In 2008, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded the UK’s economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets. Facing burgeoning public deficits and debt levels, in 2010 the then CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated an austerity program, which has continued under the Conservative government. However, the deficit still remains one of the highest in the G7, standing at 3.6% of GDP as of 2017, and the UK has pledged to lower its corporation tax from 20% to 17% by 2020. The UK had a debt burden of 90.4% GDP at the end of 2017.

The UK’s economy has begun to slow since the referendum vote to leave the EU in June 2016. A sustained depreciation of the British pound has increased consumer and producer prices, weighing on consumer spending without spurring a meaningful increase in exports. The UK has an extensive trade relationship with other EU members through its single market membership and economic observers have warned the exit will jeopardize its position as the central location for European financial services. Prime Minister MAY is seeking a new “deep and special” trade relationship with the EU following the UK’s exit. However, economists doubt that the UK will be able to preserve the benefits of EU membership without the obligations.

Source : CIA

Company address

Company Name: JTC LTD

Company No: 03974240

Registered Address: 228 BRIDGE STREET WEST NEWTOWN BIRMINGHAM B19 2YU

Company Summary

Registered Address 228 BRIDGE STREET WEST
NEWTOWN
BIRMINGHAM
B19 2YU

Trading Address 228 Bridge Street West
Newtown
Birmingham
West Midlands
B19 2YU

Website Address http://www.jtcbabywear.co.uk

Telephone Number 01213337374

Fax Number

TPS No

FPS Yes

Incorporation Date 12/04/2000

Previous Name

Type Private limited with Share Capital

FTSE Index -

Date of Change -

Filing Date of Accounts 08/11/2017

Currency GBP

Share Capital £208

SIC07 46420

Charity Number -

SIC07 Description WHOLESALE OF CLOTHING AND FOOTWEAR

Principal Activity Wholesale of clothing and footwear.

Additional Information

CCJ's 0 (£0)

No CCJ Information To Display

Ultimate Holding Company -

Accountant DH BUSINESS ADVISORS LTD

Mortgages 3

Trade Debtors -

Group 0 companies

Linkages 0 companies

Countries In 0 countries

Key Financials

Year to Date Turnover Pre Tax Profit Shareholder's Funds Employees

31/03/2017 - - £746,975 -

30/03/2016 - - £789,606 -

31/03/2015 - - £709,303 -

Mortgage Summary

Total Mortgage 3

Outstanding 2

Satisfied 1

Trade Debtors / Bad Debt Summary

Total Number of Documented Trade 1

Total Value of Documented Trade £9,098

Commentary

This company has been treated as a Small company in respect of the rating/limit generated.
The latest Balance Sheet indicates a very positive net working capital position.
The latest cash balances represent a positive level in terms of the overall outstanding creditor obligations.
This company trades in an industry with a moderate level of corporate failures.

CCJ

Total Number of Exact CCJs -	0	Total Value of Exact CCJs -
Total Number of Possible CCJs -	0	Total Value of Possible CCJs -
Total Number of Satisfied CCJs -	0	Total Value of Satisfied CCJs -
Total Number of Writs -	-

Total Current Directors	4	Total Current Secretaries	1
Total Previous Directors / Company Secretaries	0	Total Person's With Significant Control	2

Current Directors

Title	Mr	Function	Director
Name	Shami Kumar Jain	Nationality	British
Date of Birth	01/1956	Present Appointments	1
Latest Address	6 Gloucester Road, Brookhouse, Walsall, West Midlands	Appointment Date	30/04/2002
Post Code	WS5 3PN
Other Actions	View Director Report	View Consumer Report	View AML Report
	View Trace Report	View Compliance Report
Title	Mr	Function	Director
Name	Sanjay Jain	Nationality	British
Date of Birth	03/1964	Present Appointments	1
Latest Address	57 Charlemont Road, Walsall	Appointment Date	30/04/2002
Post Code	WS5 3NQ
Other Actions	View Director Report	View Consumer Report	View AML Report
	View Trace Report	View Compliance Report

Title	Mrs	Function	Director
Name	Archana Jain	Nationality	British
Date of Birth	08/1969	Present Appointments	1
Latest Address	57 Charlemont Road, Walsall, Birmingham	Appointment Date	12/04/2000
Post Code	WS5 3NQ
Other Actions	View Director Report	View Consumer Report	View AML Report
	View Trace Report	View Compliance Report
Title	Mrs	Function	Director
Name	Jyoti Jain	Nationality	British
Date of Birth	09/1956	Present Appointments	2
Latest Address	6 Gloucester Road, Brookhouse, Walsall, West Midlands	Appointment Date	12/04/2000
Post Code	WS5 3PN
Other Actions	View Director Report	View Consumer Report	View AML Report
	View Trace Report	View Compliance Report

Current Company Secretary

Title	Mrs	Function	Company Secretary
Name	Jyoti Jain	Nationality	British
Date of Birth	09/1956	Present Appointments	3
Latest Address	6 Gloucester Road, Brookhouse, Walsall, West Midlands	Appointment Date	12/04/2000
Post Code	WS5 3PN
Other Actions		View Consumer Report	View Trace Report
	View Compliance Report

Top Shareholders

Name	Currency	Share Count	Share Type	Nominal Value	% of Total Share Count
S.K. JAIN	GBP	50	ORDINARY A	1	24.04
MRS A. JAIN	GBP	50	ORDINARY A	1	24.04
MRS J. JAIN	GBP	50	ORDINARY A	1	24.04
S. JAIN	GBP	50	ORDINARY A	1	24.04
ARJUN JAIN	GBP	1	ORDINARY G	1	0.48
ANKUSH KUMAR JAIN	GBP	1	ORDINARY C	1	0.48
AKSHAY JAIN	GBP	1	ORDINARY I	1	0.48
PREM PRAKASH JAIN	GBP	1	ORDINARY F	1	0.48
RAVI KUMAR JAIN	GBP	1	ORDINARY E	1	0.48
AAYUSHI JAIN	GBP	1	ORDINARY H	1	0.48
VARSHA JAIN	GBP	1	ORDINARY D	1	0.48
TARA RANI JAIN	GBP	1	ORDINARY B	1	0.48
1

Financials

Profit & Loss

	Date Of Accounts	31/03/17	(%)	30/03/16	(%)	31/03/15	(%)	31/03/14	(%)	31/03/13
	Weeks	52	(%)	52	(%)	52	(%)	52	(%)	52
	Currency	GBP	(%)	GBP	(%)	GBP	(%)	GBP	(%)	GBP
	Consolidated A/cs	N	(%)	N	(%)	N	(%)	N	(%)	N
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Turnover	-	-	-	-	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Export	-	-	-	-	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Cost of Sales	-	-	-	-	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Gross Profit	-	-	-	-	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Wages & Salaries	-	-	-	-	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Directors Emoluments	-	-	-	-	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Operating Profit	-	-	-	-	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Depreciation	£17,308	-25%	£23,078	89.8%	£12,159	-22.3%	£15,658	-16.1%	£18,662
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Audit Fees	-	-	-	-	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Interest Payments	-	-	-	-	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Pre Tax Profit	-	-	-	-	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Taxation	-	-	-	-	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Profit After Tax	-	-	-	-	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Dividends Payable	-	-	-	-	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Retained Profit	-	-	-	-	-	-	-	-	-

Balance Sheet

	Date Of Accounts	31/03/17	(%)	30/03/16	(%)	31/03/15	(%)	31/03/14	(%)	31/03/13
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Tangible Assets	£364,766	-4.5%	£382,074	9.9%	£347,656	-3.4%	£359,815	-2.4%	£368,827
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Intangible Assets	0	-	0	-	0	-	0	-	0
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Total Fixed Assets	£364,766	-4.5%	£382,074	9.9%	£347,656	-3.4%	£359,815	-2.4%	£368,827
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Stock	£120,000	-11.8%	£136,000	-16%	£162,000	-12.8%	£185,750	12.3%	£165,396
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Trade Debtors	£472,489	14.3%	£413,368	-12.9%	£474,462	-18.1%	£579,458	-19.5%	£719,921
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Cash	£667,681	-24.4%	£883,230	7.7%	£820,181	66.2%	£493,610	-21.8%	£630,970
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Other Debtors	£8,206	-64.9%	£23,366	-	0	-	0	-	0
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Miscellaneous Current Assets	0	-	0	-	0	-	0	-	0
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Total Current Assets	£1,268,376	-12.9%	£1,455,964	0%	£1,456,643	15.7%	£1,258,818	-17%	£1,516,287
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Trade Creditors	£598,406	5.7%	£566,070	-38.6%	£921,820	13.7%	£810,648	-36.9%	£1,285,575
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Bank Loans & Overdrafts	£36,000	-14.1%	£41,920	-	0	-	0	-	0
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Other Short Term Finance	0	-	0	-	0	-	0	-	0
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Miscellaneous Current Liabilities	£152,957	-50.7%	£310,389	-	0	-	0	-	0
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Total Current Liabilities	£787,363	-14.3%	£918,379	-0.4%	£921,820	13.7%	£810,648	-36.9%	£1,285,575
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Bank Loans & Overdrafts and LTL	£134,804	-21.6%	£171,973	-0.7%	£173,176	-26.6%	£235,909	291.7%	£60,220
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Other Long Term Finance	0	-	0	-	0	-	0	-	0
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Total Long Term Liabilities	£98,804	-24%	£130,053	-24.9%	£173,176	-26.6%	£235,909	291.7%	£60,220

Capital & Reserves

	Date Of Accounts	31/03/17	(%)	30/03/16	(%)	31/03/15	(%)	31/03/14	(%)	31/03/13
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Called Up Share Capital	£200	-	£200	-	£200	-	£200	-	£200
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	P & L Account Reserve	£746,775	-5.4%	£789,406	11.3%	£709,103	24%	£571,876	6.1%	£539,119
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Revaluation Reserve	-	-	-	-	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Sundry Reserves	-	-	-	-	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Shareholder Funds	£746,975	-5.4%	£789,606	11.3%	£709,303	24%	£572,076	6.1%	£539,319

Other Financial Items

	Date Of Accounts	31/03/17	(%)	30/03/16	(%)	31/03/15	(%)	31/03/14	(%)	31/03/13
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Net Worth	£746,975	-5.4%	£789,606	11.3%	£709,303	24%	£572,076	6.1%	£539,319
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Working Capital	£481,013	-10.5%	£537,585	0.5%	£534,823	19.3%	£448,170	94.3%	£230,712
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Total Assets	£1,633,142	-11.1%	£1,838,038	1.9%	£1,804,299	11.5%	£1,618,633	-14.1%	£1,885,114
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Total Liabilities	£886,167	-15.5%	£1,048,432	-4.3%	£1,094,996	4.6%	£1,046,557	-22.2%	£1,345,795
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Net Assets	£746,975	-5.4%	£789,606	11.3%	£709,303	24%	£572,076	6.1%	£539,319

Cash Flow

	Date Of Accounts	31/03/17	(%)	30/03/16	(%)	31/03/15	(%)	31/03/14	(%)	31/03/13
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Net Cashflow from Operations	-	-	-	-	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Net Cashflow before Financing	-	-	-	-	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Net Cashflow from Financing	-	-	-	-	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Increase in Cash	-	-	-	-	-	-	-	-	-

Miscellaneous

	Date Of Accounts	31/03/17	(%)	30/03/16	(%)	31/03/15	(%)	31/03/14	(%)	31/03/13
	Contingent Liability	NO	-	NO	-	NO	-	NO	-	NO
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Capital Employed	£845,779	-8%	£919,659	4.2%	£882,479	9.2%	£807,985	34.8%	£599,539
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Number of Employees	-	-	-	-	-	-	-	-	-
	Accountants	DH BUSINESS ADVISORS LTD
	Auditors
	Auditor Comments	The company is exempt from audit
	Bankers
	Bank Branch Code

Ratios

	Date Of Accounts	31/03/17	30/03/16	31/03/15	31/03/14	31/03/13
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Pre-tax profit margin %	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Current ratio	1.61	1.59	1.58	1.55	1.18
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Sales/Net Working Capital	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Gearing %	18	21.80	24.40	41.20	11.20
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Equity in %	45.70	43	39.30	35.30	28.60
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Creditor Days	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Debtor Days	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Liquidity/Acid Test	1.45	1.43	1.40	1.32	1.05
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Return On Capital Employed %	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Return On Total Assets Employed %	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Current Debt Ratio	1.05	1.16	1.29	1.41	2.38
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Total Debt Ratio	1.18	1.32	1.54	1.82	2.49
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Stock Turnover Ratio %	-	-	-	-	-
$Description: \\kajal\Temp123\REPORT\JTC LTD_files\barchart-grey.png$	Return on Net Assets Employed %	-	-	-	-	-

Event History View Documents

Date	Description
21/11/2017	Payment Data Update Received
15/11/2017	Payment Data Update Received
14/11/2017	New Accounts Filed
14/11/2017	New Accounts Filed
02/11/2017	Payment Data Update Received
06/09/2017	Payment Data Update Received
05/05/2017	Confirmation Statement
20/08/2016	New Accounts Filed
09/06/2016	Payment Data Update Received
27/04/2016	Payment Data Update Received
26/04/2016	Annual Returns
18/03/2016	Payment Data Update Received
06/06/2015	New Accounts Filed
25/04/2015	Annual Returns
12/07/2014	New Accounts Filed

Previous Company Names

No Previous Names found

Writ Details

No writs found

Statistics

Group	-
Linkages	0 companies
Countries	In 0 countries

Summary

Holding Company	-
Ownership Status
Ultimate Holding Company	-

Group Structure Full

No Group Structure

Statistics

Group	0 companies
Linkages	0 companies
Countries	In 0 countries

Mortgage Details

Mortgage Type:	DEBENTURE
Date Charge Created:	17/05/07
Date Charge Registered:	19/05/07
Date Charge Satisfied:	09/01/10
Status:	SATISFIED
Person(s) Entitled:	LLOYDS TSB BANK PLC
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER
Details:	FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERY
Mortgage Type:	LEGAL CHARGE
Date Charge Created:	31/01/05
Date Charge Registered:	02/02/05
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	BARCLAYS BANK PLC
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER
Details:	F/H PROPERTY BEING PART OF 16-24 FRANKFORT STREET NEWTOWN BIRMINGHAM B19 2YH

Mortgage Type:	LEGAL CHARGE
Date Charge Created:	31/03/03
Date Charge Registered:	02/04/03
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	BARCLAYS BANK PLC
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER
Details:	F/HOLD PROPERTY KNOWN AS 228 BRIDGE STREET WEST,BIRMINGHAM B19 2YU

Creditor Details

	Total Number	Total Value
Trade Creditors	0	-
No Creditor Data

Trade Debtors / Bad Debt Detail

	Total Number of Documented Trade	Total Value of Documented Trade
Trade Debtors	1	£9,098
Company Name		Amount	Statement Date
Norland Wools Limited		£9,098	26/02/2016

Previous Director/Company Secretaries

No Previous Director Details
Total Persons With Significant Control	2	Total Statements	0
Active	2	Active	0
Ceased	0	Ceased	0

Active Persons With Significant Control

Name	Mr Sanjay Jain	Kind	Individual Person With Significant Control
Address	228 Bridge Street West, Newtown, Birmingham, West Midlands	Country Of Residence	England
Post Code	B19 2YU	Nationality	British
Date of Birth	03/1964	Notified On	06/04/2016
Nature Of Control	Right to appoint and remove directors
Name	Mr Shami Kumar Jain	Kind	Individual Person With Significant Control
Address	228 Bridge Street West, Newtown, Birmingham, West Midlands	Country Of Residence	England
Post Code	B19 2YU	Nationality	British
Date of Birth	01/1956	Notified On	06/04/2016
Nature Of Control	Right to appoint and remove directors

Ceased Persons With Significant Control

No Ceased Persons With Significant Control To Display

Active Statements

No Active Statements To Display

Ceased Statements

No Ceased Statements To Display

Bottom of Form

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	INR 65.23
UK Pound	1	INR 91.95
Euro	1	INR 80.34
GBP	1	INR 91.87

Note : Above are approximate rates obtained from sources believed to be correct

INFORMATION DETAILS

Analysis Done by :	PRA

Report Prepared by :	KET

RATING EXPLANATIONS

Credit Rating	Explanation	Rating Comments
A++	Minimum Risk	Business dealings permissible with minimum risk of default
A+	Low Risk	Business dealings permissible with low risk of default
A	Acceptable Risk	Business dealings permissible with moderate risk of default
B	Medium Risk	Business dealings permissible on a regular monitoring basis
C	Medium High Risk	Business dealings permissible preferably on secured basis
D	High Risk	Business dealing not recommended or on secured terms only
NB	New Business	No recommendation can be done due to business in infancy stage
NT	No Trace	No recommendation can be done as the business is not traceable

NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors are as follows:

· Financial condition covering various ratios

· Company background and operations size

· Promoters / Management background

· Payment record

· Litigation against the subject

· Industry scenario / competitor analysis

· Supplier / Customer / Banker review (wherever available)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.