3decades

MIRA INFORM REPORT

Report No. :	506497
Report Date :	03.05.2018

IDENTIFICATION DETAILS

Name :	FILOFAX LIMITED

Formerly Known As :	· NORMAN & HILL LIMITED · FILOFAX LIMITED · PRESSTUNE LIMITED

Registered Office :	21 Perrymount Road Haywards Heath West Sussex Rh16 3tp

Country :	United Kingdom

Financials (as on) :	30.04.2017

Date of Incorporation :	01.03.1985

Com. Reg. No.:	01891062

Legal Form :	Private limited with Share Capital

Line of Business :	· Wholesale Of Other Intermediate Products · Investment Holding Company

No. of Employees :	1

RATING & COMMENTS

(Mira Inform has adopted New Rating mechanism w.e.f. 23^rd January 2017)

MIRA’s Rating :

Credit Rating	Explanation	Rating Comments
C	Medium High Risk	Business dealings permissible preferably on secured basis

Status :	Moderate

Payment Behaviour :	Slow and Delayed

Litigation :	Clear

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

ECGC Country Risk Classification List

Country Name

Previous Rating

(30.09.2017)

Current Rating

(31.12.2017)

United Kingdom

Risk Category	ECGC Classification
Insignificant	A1
Low Risk	A2
Moderately Low Risk	B1
Moderate Risk	B2
Moderately High Risk	C1
High Risk	C2
Very High Risk	D

UNITED KINGDOM - ECONOMIC OVERVIEW

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining; the UK has been a net importer of energy since 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output.

In 2008, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded the UK’s economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets. Facing burgeoning public deficits and debt levels, in 2010 the then CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated an austerity program, which has continued under the Conservative government. However, the deficit still remains one of the highest in the G7, standing at 3.6% of GDP as of 2017, and the UK has pledged to lower its corporation tax from 20% to 17% by 2020. The UK had a debt burden of 90.4% GDP at the end of 2017.

The UK’s economy has begun to slow since the referendum vote to leave the EU in June 2016. A sustained depreciation of the British pound has increased consumer and producer prices, weighing on consumer spending without spurring a meaningful increase in exports. The UK has an extensive trade relationship with other EU members through its single market membership and economic observers have warned the exit will jeopardize its position as the central location for European financial services. Prime Minister MAY is seeking a new “deep and special” trade relationship with the EU following the UK’s exit. However, economists doubt that the UK will be able to preserve the benefits of EU membership without the obligations.

Source : CIA

Company Name And Address

Company Name: FILOFAX LIMITED

Company No: 01891062

Registered Address: 21 PERRYMOUNT ROAD HAYWARDS HEATH WEST SUSSEX RH16 3TP

Company Summary

Registered Address 21 PERRYMOUNT ROAD
HAYWARDS HEATH
WEST SUSSEX
RH16 3TP

Trading Address 21 Perrymount Road
Haywards Heath
West Sussex
RH16 3TP

3 Victoria Gardens Burgess Hill West Sussex

Rh15 9nb, United Kingdom

Website Address http://www.filofax.co.uk

Telephone Number -

Fax Number 02074373594

TPS -

FPS Yes

Incorporation Date 01/03/1985

Previous Name NORMAN & HILL LIMITED

Type Private limited with Share Capital

FTSE Index -

Date of Change 19/12/1989

Filing Date of Accounts 16/01/2018

Currency GBP

Share Capital £100

SIC07 46760

Charity Number -

SIC07 Description WHOLESALE OF OTHER INTERMEDIATE PRODUCTS

Principal Activity Investment holding company.

Additional Information

CCJ's 1 (£308)

17/11/2016 COUNTY COURT BUSINESS CENTRE £308 Judgment

- - - -

Ultimate Holding Company HSGP INVESTMENTS LTD

Accountant -

Mortgages 9

Group 27 companies

Linkages 7 companies

Countries In 4 countries

Key Financials

Year to Date Turnover Pre Tax Profit Shareholder's Funds Employees

30/04/2017 - -£255,000 -£291,000 1

30/04/2016 - -£186,000 -£36,000 -

30/04/2015 - - - -

Mortgage Summary

Total Mortgage 9

Outstanding 3

Satisfied 6

Trade Debtors / Bad Debt Summary

Total Number of Documented Trade 0

Total Value of Documented Trade £0

Commentary

This company has had a CCJ registered against them within the last 36 months which is currently still outstanding.

The latest Balance Sheet indicates a negative net working capital position.

The latest cash balances are considered to be low in terms of the overall outstanding creditor obligations.

The negative debt/equity ratio indicates a Balance Sheet deficiency funded by creditors/debt.

There has been a reduction in shareholders funds compared with the previous balance sheet.

CCJ

Total Number of Exact CCJs -	1	Total Value of Exact CCJs -	£308
Total Number of Possible CCJs -	0	Total Value of Possible CCJs -
Total Number of Satisfied CCJs -	0	Total Value of Satisfied CCJs -
Total Number of Writs -	-

Total Current Directors	1	Total Current Secretaries	1
Total Previous Directors / Company Secretaries	18	Total Person's With Significant Control	1

Current Directors

Title	Mr	Function	Director
Name	Harolde Michael Savoy	Nationality
Date of Birth	03/1959	Present Appointments	27
Latest Address	21 Perrymount Road, Haywards Heath, West Sussex	Appointment Date	17/09/2015
Post Code	RH16 3TP
Other Actions	View Director Report	View Consumer Report	View AML Report
	View Trace Report	View Compliance Report

Current Company Secretary

Title		Function	Company Secretary
Name	MACROBERTS CORPORATE SERVICES LIMITED	Nationality	British
Date of Birth	-	Present Appointments	76
Latest Address	Capella Building (10th Floor) 60 York Street, Glasgow	Appointment Date	15/05/2014
Post Code	G2 8JX
Other Actions		View Consumer Report	View Trace Report
	View Compliance Report

Top Shareholders

Name	Currency	Share Count	Share Type	Nominal Value	% of Total Share Count
FILOFAX GROUP LTD	GBP	100	ORDINARY	1	100
1

Profit & Loss

	Date Of Accounts	30/04/17	(%)	30/04/16	(%)	30/04/15	(%)	30/04/14	(%)	31/01/13
	Weeks	52	(%)	52	(%)	52	(%)	65	(%)	52
	Currency	GBP	(%)	GBP	(%)	GBP	(%)	GBP	(%)	GBP
	Consolidated A/cs	N	(%)	N	(%)	N	(%)	N	(%)	N
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Turnover	-	-	-	-	-	-	-	-	£15,557,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Export	-	-	-	-	-	-	-	-	£6,609,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Cost of Sales	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Gross Profit	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Wages & Salaries	-	-	-	-	-	-	-	-	£2,490,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Directors Emoluments	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Operating Profit	-£218,000	-87.9%	-£116,000	-	-	-	-	-	£574,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Depreciation	-	-	-	-	-	-	-	-	£119,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Audit Fees	-	-	-	-	-	-	-	-	£71,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Interest Payments	-	-	-	-	-	-	-	-	£132,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Pre Tax Profit	-£255,000	-37.1%	-£186,000	-	-	-	-	-	£627,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Taxation	-	100%	-£19,000	-	-	-	-	-	-£202,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Profit After Tax	-£255,000	-24.4%	-£205,000	-	-	-	-	-	£425,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Dividends Payable	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Retained Profit	-£255,000	-24.4%	-£205,000	-	-	-	-	-	£425,000

Balance Sheet

	Date Of Accounts	30/04/17	(%)	30/04/16	(%)	30/04/15	(%)	30/04/14	(%)	31/01/13
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Tangible Assets	£1,844,000	-	£1,844,000	-	0	-	0	-100%	£21,808,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Intangible Assets	0	-	0	-	0	-	0	-	0
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Total Fixed Assets	£1,844,000	-	£1,844,000	-	0	-	0	-100%	£21,808,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Stock	0	-	0	-	0	-	0	-100%	£2,817,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Trade Debtors	0	-	0	-	0	-	0	-100%	£1,722,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Cash	0	-	0	-	0	-	0	-100%	£755,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Other Debtors	£2,257,000	-12.9%	£2,590,000	-	0	-	0	-	0
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Miscellaneous Current Assets	0	-	0	-	0	-	0	-	0
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Total Current Assets	£2,257,000	-12.9%	£2,590,000	-	0	-	0	-100%	£5,294,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Trade Creditors	£61,000	134.6%	£26,000	-	0	-	0	-100%	£388,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Bank Loans & Overdrafts	0	-	0	-	0	-	0	-100%	£493,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Other Short Term Finance	£4,331,000	6%	£4,084,000	-	0	-	0	-	0
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Miscellaneous Current Liabilities	0	-	0	-	0	-	0	-100%	£1,777,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Total Current Liabilities	£4,392,000	6.9%	£4,110,000	-	0	-	0	-100%	£2,658,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Bank Loans & Overdrafts and LTL	0	-100%	£360,000	-	0	-	0	-100%	£13,996,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Other Long Term Finance	0	-	0	-	0	-	0	-100%	£12,159,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Total Long Term Liabilities	0	-100%	£360,000	-	0	-	0	-100%	£13,503,000

Capital & Reserves

	Date Of Accounts	30/04/17	(%)	30/04/16	(%)	30/04/15	(%)	30/04/14	(%)	31/01/13
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Called Up Share Capital	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	P & L Account Reserve	-£291,000	-708.3%	-£36,000	-	-	-	-	-100%	£10,469,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Revaluation Reserve	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Sundry Reserves	-	-	-	-	-	-	-	-100%	£472,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Shareholder Funds	-£291,000	-708.3%	-£36,000	-	-	-	-	-100%	£10,941,000

Other Financial Items

	Date Of Accounts	30/04/17	(%)	30/04/16	(%)	30/04/15	(%)	30/04/14	(%)	31/01/13
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Net Worth	-£291,000	-708.3%	-£36,000	-	-	-	-	-100%	£10,941,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Working Capital	-£2,135,000	-40.5%	-£1,520,000	-	-	-	-	-100%	£2,636,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Total Assets	£4,101,000	-7.5%	£4,434,000	-	-	-	-	-100%	£27,102,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Total Liabilities	£4,392,000	-1.7%	£4,470,000	-	-	-	-	-100%	£16,161,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Net Assets	-£291,000	-708.3%	-£36,000	-	-	-	-	-100%	£10,941,000

Cash Flow

	Date Of Accounts	30/04/17	(%)	30/04/16	(%)	30/04/15	(%)	30/04/14	(%)	31/01/13
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Net Cashflow from Operations	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Net Cashflow before Financing	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Net Cashflow from Financing	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Increase in Cash	-	-	-	-	-	-	-	-	-

Miscellaneous

	Date Of Accounts	30/04/17	(%)	30/04/16	(%)	30/04/15	(%)	30/04/14	(%)	31/01/13
	Contingent Liability	YES	-	YES	-	NO	-	NO	-	YES
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Capital Employed	-£291,000	-189.8%	£324,000	-	-	-	-	-100%	£24,444,000
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Number of Employees	1	-	-	-	-	-	-	-	83
	Accountants
	Auditors	PRICEWATERHOUSECOOPERS LLP
	Auditor Comments	The audit report contains no adverse comments
	Bankers	SANTANDER
	Bank Branch Code	60-95-34

Ratios

	Date Of Accounts	30/04/17	30/04/16	30/04/15	30/04/14	31/01/13
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Pre-tax profit margin %	-	-	-	-	4.03
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Current ratio	0.51	0.63	-	-	1.99
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Sales/Net Working Capital	-	-	-	-	5.90
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Gearing %	0	-1000	0	0	127.90
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Equity in %	-7.10	-0.80	-	-	40.40
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Creditor Days	-	-	-	-	9.07
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Debtor Days	-	-	-	-	40.29
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Liquidity/Acid Test	0.51	0.63	-	-	0.93
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Return On Capital Employed %	87.62	-57.40	-	-	2.56
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Return On Total Assets Employed %	-6.21	-4.19	-	-	2.31
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Current Debt Ratio	-15.09	-114.16	-	-	0.24
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Total Debt Ratio	-15.09	-124.16	-	-	1.47
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Stock Turnover Ratio %	-	-	-	-	18.10
$Description: \\vivek-pc\e\FILOFAX_files\barchart-grey.png$	Return on Net Assets Employed %	87.62	516.66	-	-	5.73

Event History View Documents

Date	Description
24/02/2018	Confirmation Statement
20/01/2018	New Accounts Filed
02/01/2018	Payment Data Update Received
23/02/2017	Annual Returns
26/01/2017	New Accounts Filed
09/03/2016	Annual Returns
08/02/2016	New Accounts Filed
04/02/2016	New Company Secretary MACROBERTS CORPORATE SERVICES LIMIT appointed
25/12/2015	Mr G.J. Raw has left the board
30/09/2015	New Board Member Mr H.M. Savoy appointed
22/09/2015	New Board Member Mr H.M. Savoy appointed
08/09/2015	Mr G.A. Presly has left the board
27/02/2015	Annual Returns
26/02/2015	Change in Reg.Office
26/02/2015	Change of Company Postcode

Previous Company Names

Date	Previous Name
19/12/1989	NORMAN & HILL LIMITED
10/12/1986	FILOFAX LIMITED
30/04/1985	PRESSTUNE LIMITED

Writ Details

No writs found

Statistics

Group	27 companies
Linkages	7 companies
Countries	In 4 countries

Summary

Holding Company	FILOFAX GROUP LIMITED
Ownership Status	Wholly Owned
Ultimate Holding Company	HSGP INVESTMENTS LTD

Group Structure Full

Company Name	Registered Number	Latest Key Financials	Consol. Accounts	Turnover
$Description: \\vivek-pc\e\FILOFAX_files\tminus.gif$ HSGP INVESTMENTS LTD	SC447357	30.04.2017	Y	£31,246,000
$Description: \\vivek-pc\e\FILOFAX_files\tminus.gif$ FLB HOLDINGS LIMITED	SC295049	30.04.2017	Y	£31,246,000
$Description: \\vivek-pc\e\FILOFAX_files\T.gif$ FLB PROPERTIES LIMITED	SC304477	30.04.2017	N	£394,000
$Description: \\vivek-pc\e\FILOFAX_files\tminus.gif$ LETTS FILOFAX GROUP...	SC206359	30.04.2017	N
$Description: \\vivek-pc\e\FILOFAX_files\tminus.gif$ FILOFAX GROUP LIMITED	00175064	30.04.2017	N
$Description: \\vivek-pc\e\FILOFAX_files\T.gif$ TOPPS OF ENGLAND...	00596813	30.04.2015	N
$Description: \\vivek-pc\e\FILOFAX_files\tminus.gif$ TUFNELL INVESTMEN...	00639693	30.04.2015	N
$Description: \\vivek-pc\e\FILOFAX_files\tminus.gif$ YARD-O-LED PENC...	00284373	30.04.2015	N
$Description: \\vivek-pc\e\FILOFAX_files\L.gif$ EDWARD BAKER...	00209240	30.04.2015	N
$Description: \\vivek-pc\e\FILOFAX_files\T.gif$ DRAKES OFFICE SYS...	01239536	30.04.2015	N
$Description: \\vivek-pc\e\FILOFAX_files\tminus.gif$ FILOFAX LIMITED	01891062	30.04.2017	N
$Description: \\vivek-pc\e\FILOFAX_files\T.gif$ LEFAX PUBLISHIN...	02268439	30.04.2015	N
$Description: \\vivek-pc\e\FILOFAX_files\T.gif$ FILOFAX FRANCE...	02741286	30.04.2017	N
$Description: \\vivek-pc\e\FILOFAX_files\L.gif$ FILOFAX PENSION...	03751485	30.04.2017	N
$Description: \\vivek-pc\e\FILOFAX_files\tminus.gif$ BARNARD AND JACKSO...	01764831	30.04.2015	N
$Description: \\vivek-pc\e\FILOFAX_files\T.gif$ BARNARD AND JACKS...	00461762	30.04.2015	N
$Description: \\vivek-pc\e\FILOFAX_files\L.gif$ BARNARD AND JACKS...	01762429	30.04.2015	N
$Description: \\vivek-pc\e\FILOFAX_files\tminus.gif$ DRBG UK LIMITED	04163587	30.04.2015	N
$Description: \\vivek-pc\e\FILOFAX_files\L.gif$ DAY RUNNER UK LIM...	03309833	30.04.2015	N
$Description: \\vivek-pc\e\FILOFAX_files\tminus.gif$ CHARLES LETTS GROU...	SC147317	30.04.2017	N
$Description: \\vivek-pc\e\FILOFAX_files\tminus.gif$ CHARLES LETTS (HO...	00386906	30.04.2017	N
$Description: \\vivek-pc\e\FILOFAX_files\T.gif$ CHARLES LETTS B...	01075794	30.04.2015	N
$Description: \\vivek-pc\e\FILOFAX_files\T.gif$ FASHION AND LIF...	SC022361	30.04.2015	N
$Description: \\vivek-pc\e\FILOFAX_files\tminus.gif$ FLB GROUP LIMITED	SC007315	30.04.2017	N	£28,255,000
$Description: \\vivek-pc\e\FILOFAX_files\L.gif$ CHARLES LETTS...	02717816	30.04.2017	N
$Description: \\vivek-pc\e\FILOFAX_files\T.gif$ CHARLES LETTS (...	00401884	30.04.2017	N
$Description: \\vivek-pc\e\FILOFAX_files\L.gif$ CHARLES LETTS E...	00446557	30.04.2017	N

Statistics

Group	27 companies
Linkages	7 companies
Countries	In 4 countries

Exact CCJ Details

Date	Court	Amount	Status	Case Number	Date Paid
17/11/2016	COUNTY COURT BUSINESS CENTRE	£308	Judgment	C7HA1K2T	-

Possible CCJs Details

Possible CCJ matches show CCJs that may be matched to a company based on various criteria such as similar trading names or addresses. This data is provided for your information only as an aid to decision-making and does not affect a company’s rating.

There are no possible CCJ details

Mortgage Details

Mortgage Type:
Date Charge Created:	19/04/13
Date Charge Registered:	30/04/13
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	THE ROYAL BANK OF SCOTLAND PLC;
Amount Secured:
Details:	CONTAINS FIXED CHARGE.NOTIFICATION OF ADDITION TO OR AMENDMENT OF CHARGE.
Mortgage Type:
Date Charge Created:	19/04/13
Date Charge Registered:	25/04/13
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	PNC FINANCIAL SERVICES UK LTD;
Amount Secured:
Details:	INTELLECTUAL PROPERTY RIGHTS AND INTERESTS LISTED IN PART 4 OF SCHEDULE 3 OF THE COMPOSITE GUARANTEE AND DEBENTURECONTAINS FIXED CHARGE.CONTAINS FLOATING CHARGE.FLOATING CHARGE COVERS ALL THE PROPERTY OR UNDERTAKING OF THE COMPANY.NOTIFICATION OF ADDITION TO OR AMENDMENT OF CHARGE.

Mortgage Type:	GROUP DEBENTURE
Date Charge Created:	09/03/06
Date Charge Registered:	24/03/06
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	THE ROYAL BANK OF SCOTLAND PLC FOR ITSELF AND AS SECURITY TRUSTEE FOR THE SECURED PARTIES (THE'
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM EACH PRESENT OR FUTURE MEMBER OF THE GROUPTO THE CHARGEE AND/ORTHE OTHER SECUREDPARTIES (OR ANY OF THEM ON ANY ACCOUNT WHATSOEVER UNDER THE TERMS OF THE AFOREMENTIONED INSTRUMENT CREATING OR EVIDENCING THE CHARGE
Details:	FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERY SEE THE MORTGAGE CHARGE DOCUMENT FOR FULL DETAILS
Mortgage Type:	DEBENTURE
Date Charge Created:	26/07/01
Date Charge Registered:	31/07/01
Date Charge Satisfied:	11/05/06
Status:	SATISFIED
Person(s) Entitled:	THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER
Details:	FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERY

Mortgage Type:	SECURITY DOCUMENT
Date Charge Created:	12/10/99
Date Charge Registered:	26/10/99
Date Charge Satisfied:	10/02/06
Status:	SATISFIED
Person(s) Entitled:	WELLS FARGO BANK.N.A.(AS AGENT AND TRUSTEE FOR THE LENDERS)
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE UNDER A GUARANTEE EXCEPT FOR ANY OBLIGATION WHICH, IF IT WERE SO INCLUDEDWOULD CONTRAVENE SECTION 151 OF THE COMPANIES ACT 1985
Details:	. FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURES FIXED PLANT AND MACHINERY SEE THE MORTGAGE CHARGE DOCUMENT FOR FULL DETAILS
Mortgage Type:	DEBENTURE
Date Charge Created:	02/07/97
Date Charge Registered:	15/07/97
Date Charge Satisfied:	18/08/99
Status:	SATISFIED
Person(s) Entitled:	BARCLAYS BANK PLC
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER
Details:	FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERY

Mortgage Type:	DEBENTURE
Date Charge Created:	05/06/91
Date Charge Registered:	12/06/91
Date Charge Satisfied:	18/09/99
Status:	SATISFIED
Person(s) Entitled:	THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER
Details:	ALL THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE
Mortgage Type:	LETTER OF OFFSET
Date Charge Created:	05/06/91
Date Charge Registered:	12/06/91
Date Charge Satisfied:	18/09/99
Status:	SATISFIED
Person(s) Entitled:	THE GOVERNOR AND COMPANY OF THE BANK OF SCOTLAND
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM FILOFAX GROUP PLC AND/OR ALL OR ANY OF THEOTHER COMPANIES NAMEDTHEREIN TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER.
Details:	THE BALANCES AT CREDIT OF ANY ACCOUNTS HELD BY GOVERNOR AND COMPANY OF THE BANKOF SCOTLAND IN THE NAME OF FILOFAX LIMITED

Mortgage Type:	DEBENTURE
Date Charge Created:	30/03/90
Date Charge Registered:	19/04/90
Date Charge Satisfied:	27/07/91
Status:	SATISFIED
Person(s) Entitled:	BARCLAYS BANK PLC
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER
Details:	FIXED AND FLOATING CHARGES OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS PRESENT AND FUTURE INCLUDING GOODWILL BOOKDEBTS UNCALLED CAPITAL BUILDINGS FIXTURESFIXED PLANT AND MACHINERY

Previous Director/Company Secretaries

Name	Current Active Appointments		Previous Appointments	Dissolved Companies
Robin Anthony Field	1		23	27
Robin Anthony Field	1		23	27
Johan Fraser	0		2	2
Robert David Collischon	0		6	4
Duncan Geoffrey Stuart Sproul	0		2	0
Richard David Eteson	0		5	5
Christopher Simon Brace	0		22	10
Christopher Simon Brace	0		22	10
Gordon James Donald Raw	2		38	19
Gordon James Donald Raw	2		38	19
DM COMPANY SERVICES LIMITED	75		188	225
Michael David Ball	0		93	102
Michael David Ball	0		93	102
Gordon Andrew Presly	0		27	5
Karen Elizabeth Curtis	2		3	0
Gordon Robert John Welsby	2		16	17
Gordon Robert John Welsby	2		16	17
Thomas Roger Drake	1		4	7
Total Persons With Significant Control	1	Total Statements		0
Active	1	Active		0
Ceased	0	Ceased		0

Active Persons With Significant Control

Name	Filofax Group Limited	Kind	Corporate Entity With Significant Control
Address	21 Perrymount Road, Haywards Heath, West Sussex	Notified On	06/04/2016
Post Code	RH16 3TP	Legal Form	Private Company Limited By Shares
Authority	Companies Act 2006	Place Registered	Registrar Of Companies (England & Wales)
Country Registered	England	Registration Number	00175064
Nature Of Control	Ownership Of Shares 75 To 100 Percent,Voting Rights 75 To 100 Percent

Ceased Persons With Significant Control

No Ceased Persons With Significant Control To Display

Active Statements

No Active Statements To Display

Ceased Statements

No Ceased Statements To Display

Bottom of Form

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	INR 66.66
UK Pound	1	INR 91.66
Euro	1	INR 81.01
GBP	1	INR 91.80

Note : Above are approximate rates obtained from sources believed to be correct

INFORMATION DETAILS

Analysis Done by :	VAR

Report Prepared by :	KET

RATING EXPLANATIONS

Credit Rating	Explanation	Rating Comments
A++	Minimum Risk	Business dealings permissible with minimum risk of default
A+	Low Risk	Business dealings permissible with low risk of default
A	Acceptable Risk	Business dealings permissible with moderate risk of default
B	Medium Risk	Business dealings permissible on a regular monitoring basis
C	Medium High Risk	Business dealings permissible preferably on secured basis
D	High Risk	Business dealing not recommended or on secured terms only
NB	New Business	No recommendation can be done due to business in infancy stage
NT	No Trace	No recommendation can be done as the business is not traceable

NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors are as follows:

· Financial condition covering various ratios

· Company background and operations size

· Promoters / Management background

· Payment record

· Litigation against the subject

· Industry scenario / competitor analysis

· Supplier / Customer / Banker review (wherever available)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.

Name	Number	Latest Key Financials	Turnover
ELIJO LIMITED	02690189	30.04.2015
FILOFAX GMBH	HRB 4096	30.04.2016
FILOFAX AB	5564711199	30.04.2017
ELIJO (LONDON) LIMITED	00502562	30.04.2015
BAYBOND LIMITED	02364396	30.04.2015
DRAKEPLAN LIMITED	03226778	30.04.2015
FILOFAX		-	$7,888,000