3decades

MIRA INFORM REPORT

Report No. :	508663
Report Date :	11.05.2018

IDENTIFICATION DETAILS

Name :	DENNIS DAY LIMITED

Formerly Known As :	FINLAW 149 LIMITED

Registered Office :	111B Regents Park Road, London, NW1 8UR

Country :	United Kingdom

Financials (as on) :	31.05.2017

Date of Incorporation :	10.12.1998

Com. Reg. No.:	03681861

Legal Form :	Private Limited with Share Capital

Line of Business :	· Manufacture of other wearing apparel and accessories n.e.c. · Retailer of ladies fashion wear.

No. of Employees :	14 [2017]

RATING & COMMENTS

(Mira Inform has adopted New Rating mechanism w.e.f. 23^rd January 2017)

MIRA’s Rating :

Credit Rating

Explanation

Rating Comments

Acceptable Risk

Business dealings permissible with moderate risk of default

Status :	Good

Payment Behaviour :	Regular

Litigation :	Clear

NOTES :

Any query related to this report can be made on e-mail : infodept@mirainform.com while quoting report number, name and date.

ECGC Country Risk Classification List

Country Name

Previous Rating

(30.09.2017)

Current Rating

(31.12.2017)

United Kingdom

Risk Category	ECGC Classification
Insignificant	A1
Low Risk	A2
Moderately Low Risk	B1
Moderate Risk	B2
Moderately High Risk	C1
High Risk	C2
Very High Risk	D

UNITED KINGDOM - ECONOMIC OVERVIEW

The UK, a leading trading power and financial center, is the third largest economy in Europe after Germany and France. Agriculture is intensive, highly mechanized, and efficient by European standards, producing about 60% of food needs with less than 2% of the labor force. The UK has large coal, natural gas, and oil resources, but its oil and natural gas reserves are declining; the UK has been a net importer of energy since 2005. Services, particularly banking, insurance, and business services, are key drivers of British GDP growth. Manufacturing, meanwhile, has declined in importance but still accounts for about 10% of economic output.

In 2008, the global financial crisis hit the economy particularly hard, due to the importance of its financial sector. Falling home prices, high consumer debt, and the global economic slowdown compounded the UK’s economic problems, pushing the economy into recession in the latter half of 2008 and prompting the then BROWN (Labour) government to implement a number of measures to stimulate the economy and stabilize the financial markets. Facing burgeoning public deficits and debt levels, in 2010 the then CAMERON-led coalition government (between Conservatives and Liberal Democrats) initiated an austerity program, which has continued under the Conservative government. However, the deficit still remains one of the highest in the G7, standing at 3.6% of GDP as of 2017, and the UK has pledged to lower its corporation tax from 20% to 17% by 2020. The UK had a debt burden of 90.4% GDP at the end of 2017.

The UK’s economy has begun to slow since the referendum vote to leave the EU in June 2016. A sustained depreciation of the British pound has increased consumer and producer prices, weighing on consumer spending without spurring a meaningful increase in exports. The UK has an extensive trade relationship with other EU members through its single market membership and economic observers have warned the exit will jeopardize its position as the central location for European financial services. Prime Minister MAY is seeking a new “deep and special” trade relationship with the EU following the UK’s exit. However, economists doubt that the UK will be able to preserve the benefits of EU membership without the obligations.

Source : CIA

Company Summary

Registered Address

111B Regents Park Road
London
NW1 8UR

Trading Address

111B Regents Park Road
London
NW1 8UR

Website Address http://www.dennisday.co.uk

Company Number 03681861

Telephone Number 02075866000

Fax Number -

TPS No

FPS Yes

Incorporation Date 10/12/1998

Previous Name FINLAW 149 LIMITED

Type Private Limited with Share Capital

FTSE Index -

Date of Change 26/10/1999

Filing Date of Accounts 28/02/2018

Currency GBP

Share Capital £100

SIC07 14190

Charity Number -

SIC07 Description Manufacture of other wearing apparel and accessories n.e.c.

Principal Activity Retailer of ladies fashion wear.

Additional Information

CCJ's

0 (£0)

No CCJ Information To Display

Ultimate Holding Company GARMENT SERVICES GROUP LTD

Accountant SCODIE DEYONG LLP

Mortgages 3

Group 2 companies

Linkages 0 companies

Countries In 0 countries

Key Financials

Year to Date	Turnover	Pre Tax Profit	Shareholder	Funds Employees
31.05.2017	-	-	£627,855	14
31.05.2016	-	-	£596,850	-
31.05.2015	-	-	£576,394	-

Mortgage summary

Total Mortgage 3

Outstanding 3

Satisfied 0

Trade debtors / bad debt summary

Total Number of Documented Trade 0

Total Value of Documented Trade £0

Commentary

This company has been treated as a Small company.

The latest Balance Sheet indicates a very positive net working capital position.

There has been an increase in shareholders funds compared with the previous balance sheet.

This company trades in an industry with a moderate level of corporate failures.

CCJ

Total Number of Exact CCJs -	0	Total Value of Exact CCJs -
Total Number of Possible CCJs -	0	Total Value of Possible CCJs -
Total Number of Satisfied CCJs -	0	Total Value of Satisfied CCJs -
Total Number of Writs -	-

Total Current Directors	3	Total Current Secretaries	1
Total Previous Directors / Company Secretaries	4	Total Person's With Significant Control	1

Current Directors

Title	Mr	Function	Director
Name	Michael Rhodes	Nationality	British
Date of Birth	09/1969	Present Appointments	3
Latest Address	111b Regents Park Road, London	Appointment Date	25/06/2001
Post Code	NW1 8UR
Title	Mr	Function	Director
Name	David Stewart Rose	Nationality	British
Date of Birth	08/1945	Present Appointments	2
Latest Address	111b Regents Park Road, London	Appointment Date	11/01/2000
Post Code	NW1 8UR

Title	Ms	Function	Director
Name	Karen Anna Smith	Nationality	British
Date of Birth	12/1962	Present Appointments	1
Latest Address	7 Georges Island Road, Aghalee, County Armagh	Appointment Date	01/12/2004
Post Code	BT67 0DW

Current Company Secretary

Title	Mr	Function	Company Secretary
Name	Michael Rhodes	Nationality	British
Date of Birth	09/1969	Present Appointments	5
Latest Address	111b Regents Park Road, London	Appointment Date	06/03/2001
Post Code	NW1 8UR

Top Shareholders

Name	Currency	Share Count	Share Type	Nominal Value	% of Total Share Count
GARMENT SERVICES GROUP LTD	GBP	99	ORDINARY	1	99
DAVID ROSE	GBP	1	ORDINARY	1	1

Profit & Loss

	Date Of Accounts	31/05/17	(%)	31/05/16	(%)	31/05/15	(%)	31/05/14	(%)	31/05/13
	Weeks	52	(%)	52	(%)	52	(%)	52	(%)	52
	Currency	GBP	(%)	GBP	(%)	GBP	(%)	GBP	(%)	GBP
	Consolidated A/cs	N	(%)	N	(%)	N	(%)	N	(%)	N
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Turnover	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Export	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Cost of Sales	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Gross Profit	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Wages & Salaries	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Directors Emoluments	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Operating Profit	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Depreciation	£2,920	2.1%	£2,859	-32.7%	£4,248	-13.2%	£4,895	-4.1%	£5,102
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Audit Fees	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Interest Payments	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Pre Tax Profit	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Taxation	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Profit After Tax	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Dividends Payable	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Retained Profit	-	-	-	-	-	-	-	-	-

Balance Sheet

	Date Of Accounts	31/05/17	(%)	31/05/16	(%)	31/05/15	(%)	31/05/14	(%)	31/05/13
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Tangible Assets	£3,661	-6%	£3,894	6.9%	£3,643	-51.6%	£7,524	9%	£6,905
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Intangible Assets	0	-	0	-	0	-	0	-	0
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Total Fixed Assets	£3,661	-6%	£3,894	6.9%	£3,643	-51.6%	£7,524	9%	£6,905
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Stock	£40,715	-54.5%	£89,539	-37.5%	£143,348	164.1%	£54,275	-24%	£71,450
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Trade Debtors	£319,872	125.3%	£141,985	-88.2%	£1,203,716	9.2%	£1,102,683	-26.7%	£1,503,660
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Cash	£1,383	25.4%	£1,103	-93.8%	£17,821	-17%	£21,460	363.3%	£4,632
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Other Debtors	£1,020,324	5.2%	£969,532	-	0	-	0	-	0
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Miscellaneous Current Assets	0	-	0	-	0	-	0	-	0
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Total Current Assets	£1,382,294	15%	£1,202,159	-11.9%	£1,364,885	15.8%	£1,178,418	-25.4%	£1,579,742
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Trade Creditors	£138,356	-6.1%	£147,348	-81.4%	£792,134	20.6%	£656,766	-39.3%	£1,082,522
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Bank Loans & Overdrafts	£291,087	125.9%	£128,853	-	0	-	0	-	0
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Other Short Term Finance	£219,036	85%	£118,366	-	0	-	0	-	0
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Miscellaneous Current Liabilities	£109,621	-48.9%	£214,636	-	0	-	0	-	0
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Total Current Liabilities	£758,100	24.4%	£609,203	-23.1%	£792,134	20.6%	£656,766	-39.3%	£1,082,522
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Bank Loans & Overdrafts and LTL	£291,087	125.9%	£128,853	-	0	-	0	-	0
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Other Long Term Finance	0	-	0	-	0	-	0	-	0
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Total Long Term Liabilities	0	-	0	-	0	-	0	-	0

Capital & Reserves

	Date Of Accounts	31/05/17	(%)	31/05/16	(%)	31/05/15	(%)	31/05/14	(%)	31/05/13
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Called Up Share Capital	£100	-	£100	-	£100	-	£100	-	£100
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	P & L Account Reserve	£627,755	5.2%	£596,750	3.5%	£576,294	8.9%	£529,076	5%	£504,025
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Revaluation Reserve	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Sundry Reserves	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Shareholder Funds	£627,855	5.2%	£596,850	3.5%	£576,394	8.9%	£529,176	5%	£504,125

Other Financial Items

	Date Of Accounts	31/05/17	(%)	31/05/16	(%)	31/05/15	(%)	31/05/14	(%)	31/05/13
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Net Worth	£627,855	5.2%	£596,850	3.5%	£576,394	8.9%	£529,176	5%	£504,125
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Working Capital	£624,194	5.3%	£592,956	3.5%	£572,751	9.8%	£521,652	4.9%	£497,220
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Total Assets	£1,385,955	14.9%	£1,206,053	-11.9%	£1,368,528	15.4%	£1,185,942	-25.3%	£1,586,647
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Total Liabilities	£758,100	24.4%	£609,203	-23.1%	£792,134	20.6%	£656,766	-39.3%	£1,082,522
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Net Assets	£627,855	5.2%	£596,850	3.5%	£576,394	8.9%	£529,176	5%	£504,125

Cash Flow

	Date Of Accounts	31/05/17	(%)	31/05/16	(%)	31/05/15	(%)	31/05/14	(%)	31/05/13
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Net Cashflow from Operations	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Net Cashflow before Financing	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Net Cashflow from Financing	-	-	-	-	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Increase in Cash	-	-	-	-	-	-	-	-	-

Miscellaneous

	Date Of Accounts	31/05/17	(%)	31/05/16	(%)	31/05/15	(%)	31/05/14	(%)	31/05/13
	Contingent Liability	NO	-	NO	-	NO	-	NO	-	NO
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Capital Employed	£627,855	5.2%	£596,850	3.5%	£576,394	8.9%	£529,176	5%	£504,125
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Number of Employees	14	-	-	-	-	-	-	-	-
	Accountants	SCODIE DEYONG LLP
	Auditors
	Auditor Comments	The company is exempt from audit
	Bankers
	Bank Branch Code

Ratios

	Date Of Accounts	31/05/17	31/05/16	31/05/15	31/05/14	31/05/13
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Pre-tax profit margin %	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Current ratio	1.82	1.97	1.72	1.79	1.46
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Sales/Net Working Capital	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Gearing %	46.40	21.60	0	0	0
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Equity in %	45.30	49.50	42.10	44.60	31.80
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Creditor Days	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Debtor Days	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Liquidity/Acid Test	1.76	1.82	1.54	1.71	1.39
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Return On Capital Employed %	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Return On Total Assets Employed %	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Current Debt Ratio	1.20	1.02	1.37	1.24	2.14
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Total Debt Ratio	1.20	1.02	1.37	1.24	2.14
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Stock Turnover Ratio %	-	-	-	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\barchart-grey.png$	Return on Net Assets Employed %	-	-	-	-	-

Report Notes

There are no notes to display.

Status History

No Status History found

Event History

Date	Description
03/03/2018	New Accounts Filed
03/03/2018	New Accounts Filed
10/01/2018	Confirmation Statement
13/02/2017	New Accounts Filed
24/01/2017	Annual Returns
13/12/2016	Payment Data Update Received
07/03/2016	New Accounts Filed
17/01/2016	Annual Returns
14/03/2015	New Accounts Filed
20/01/2015	Annual Returns
27/01/2014	New Accounts Filed
15/01/2014	Annual Returns
31/01/2013	Annual Returns
13/12/2012	New Accounts Filed
13/12/2012	New Accounts Filed

Previous Company Names

Date	Previous Name
26/10/1999	FINLAW 149 LIMITED

Writ Details

No writs found

Statistics

Group	2 companies
Linkages	0 companies
Countries	In 0 countries

Summary

Holding Company	-
Ownership Status	Wholly Owned
Ultimate Holding Company	GARMENT SERVICES GROUP LTD

Group StructureFull

Company Name	Registered Number	Latest Key Financials	Consol. Accounts
$Description: \\vivek-pc\E\DENNISDAY LTD_files\tminus.gif$ GARMENT SERVICES GROUP LTD	N/A	-	-
$Description: \\vivek-pc\E\DENNISDAY LTD_files\L.gif$ DENNIS DAY LIMITED	03681861	31.05.2017	N

Mortgage Details

Mortgage Type:
Date Charge Created:	14/09/17
Date Charge Registered:	14/09/17
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	RBS INVOICE FINANCE LIMITED;
Amount Secured:
Details:	CONTAINS FIXED CHARGE.CONTAINS FLOATINGCHARGE.FLOATING CHARGE COVERS ALL THE PROPERTY OR UNDERTAKING OF THE COMPANY.CONTAINS NEGATIVE PLEDGE.
Mortgage Type:	RENT DEPOSIT DEED
Date Charge Created:	01/11/02
Date Charge Registered:	08/11/02
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	INTERAPPART CROP.
Amount Secured:	£30,037 AND ALL OTHER MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE UNDER THE TERMS OFTHE AFOREMENTIONED INSTRUMENT CREATING OR EVIDENCING THE CHARGE
Details:	THE RENT DEPOSIT BEING THE SUM OF £30,037 SEE THE MORTGAGE CHARGE DOCUMENT FOR FULL DETAILS

Mortgage Type:	DEBENTURE
Date Charge Created:	24/05/99
Date Charge Registered:	26/05/99
Date Charge Satisfied:	-
Status:	OUTSTANDING
Person(s) Entitled:	EURO SALES FINANCE PLC
Amount Secured:	ALL MONIES DUE OR TO BECOME DUE FROM THE COMPANY TO THE CHARGEE ON ANY ACCOUNT WHATSOEVER
Details:	ALL BOOK AND OTHER DEBTS BOTH PRESENT AND FUTURE FLOATING CHARGE OVER THE UNDERTAKING AND ALL PROPERTY AND ASSETS WHATSOEVER AND WHERESOEVER BOTH PRESENT AND FUTURE

Previous Director/Company Secretaries

Name	Current Active Appointments			Previous Appointments	Dissolved Companies
FILEX SERVICES LIMITED	28			227	465
FILEX NOMINEES LIMITED	0			96	138
Michael Linsdes	0			2	0
Michael Linsdes	0			2	0
Total Persons With Significant Control		1	Total Statements			0
Active		1	Active			0
Ceased		0	Ceased			0

Active Persons With Significant Control

Name	Mr David Stewart Rose	Kind	Individual Person With Significant Control
Address	111b Dennis Day Ltd Regents Park Road, London	Country Of Residence	Sri Lanka
Post Code	NW1 8UR	Nationality	British
Date of Birth	08/1945	Notified On	06/04/2016
Nature Of Control	Ownership of shares - between 50% and 75%

Ceased Persons With Significant Control

No Ceased Persons With Significant Control To Display

Active Statements

No Active Statements To Display

Ceased Statements

No Ceased Statements To Display

FOREIGN EXCHANGE RATES

Currency	Unit	Indian Rupees
US Dollar	1	INR 67.38
UK Pound	1	INR 91.39
Euro	1	INR 79.89
GBP	1	INR 91.33

Note : Above are approximate rates obtained from sources believed to be correct

INFORMATION DETAILS

Analysis Done by :	VIV

Report Prepared by :	TPT

RATING EXPLANATIONS

Credit Rating	Explanation	Rating Comments
A++	Minimum Risk	Business dealings permissible with minimum risk of default
A+	Low Risk	Business dealings permissible with low risk of default
A	Acceptable Risk	Business dealings permissible with moderate risk of default
B	Medium Risk	Business dealings permissible on a regular monitoring basis
C	Medium High Risk	Business dealings permissible preferably on secured basis
D	High Risk	Business dealing not recommended or on secured terms only
NB	New Business	No recommendation can be done due to business in infancy stage
NT	No Trace	No recommendation can be done as the business is not traceable

NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.

This score serves as a reference to assess SC’s credit risk and to set the amount of credit to be extended. It is calculated from a composite of weighted scores obtained from each of the major sections of this report. The assessed factors are as follows:

· Financial condition covering various ratios

· Company background and operations size

· Promoters / Management background

· Payment record

· Litigation against the subject

· Industry scenario / competitor analysis

· Supplier / Customer / Banker review (wherever available)

PRIVATE & CONFIDENTIAL : This information is provided to you at your request, you having employed MIPL for such purpose. You will use the information as aid only in determining the propriety of giving credit and generally as an aid to your business and for no other purpose. You will hold the information in strict confidence, and shall not reveal it or make it known to the subject persons, firms or corporations or to any other. MIPL does not warrant the correctness of the information as you hold it free of any liability whatsoever. You will be liable to and indemnify MIPL for any loss, damage or expense, occasioned by your breach or non observance of any one, or more of these conditions

This report is issued at your request without any risk and responsibility on the part of MIRA INFORM PRIVATE LIMITED (MIPL) or its officials.