|
|
|
MIRA
INFORM REPORT
|
Report No. : |
508693 |
|
Report Date : |
11.05.2018 |
IDENTIFICATION DETAILS
|
Name : |
WILFRIED HEINZEL AKTIENGESELLSCHAFT |
|
|
|
|
Registered Office : |
Wagramerstraße 28-30, A-1223 Wien |
|
|
|
|
Country : |
Austria |
|
|
|
|
Financials (as on) : |
31.12.2016 |
|
|
|
|
Date of Incorporation : |
1991 |
|
|
|
|
Legal Form : |
Joint Stock Company |
|
|
|
|
Line of Business : |
· Wholesale of paper in bulk ·
Wholesale of chemical products |
|
|
|
|
No. of Employees : |
75 [2018] |
RATING & COMMENTS
(Mira Inform has adopted New Rating mechanism w.e.f. 23rd
January 2017)
|
MIRA’s Rating : |
A |
|
Credit Rating |
Explanation |
Rating Comments |
|
A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
|
Status : |
Satisfactory |
|
|
|
|
Payment Behaviour : |
Slow but Correct |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List
|
Country Name |
Previous Rating (30.09.2017) |
Current Rating (31.12.2017) |
|
Austria |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low Risk |
A2 |
|
Moderately Low Risk |
B1 |
|
Moderate Risk |
B2 |
|
Moderately High Risk |
C1 |
|
High Risk |
C2 |
|
Very High Risk |
D |
AUSTRIA - ECONOMIC OVERVIEW
Austria, with its well-developed market economy, skilled labor force, and high standard of living, is closely tied to other EU economies, especially Germany's. Its economy features a large service sector, a relatively sound industrial sector, and a small, but highly developed agricultural sector.
Economic growth has been relatively weak in recent years, approaching 1% in 2015, but rising to 2.3% in 2017. Austria's 5.8% unemployment rate, while low by European standards, is at its highest rate since the end of World War II, driven by an increased number of refugees and EU migrants entering the labor market. Without extensive vocational training programs and generous early retirement, the unemployment rate would be even higher.
Although Austria's fiscal position compares favorably with
other euro-zone countries, it faces several external risks, such as
unexpectedly weak world economic growth threatening the export market, Austrian
banks' continued exposure to Central and Eastern Europe, repercussions from the
Hypo Alpe Adria bank collapse, political and economic uncertainties caused by
the European sovereign debt crisis, the current refugee crisis, and continued
unrest in Russia/Ukraine. The budget deficit stood at 1% of GDP in 2017 and
public debt declined slightly to 81.7% of GDP in 2017 after
reaching a post-war high of 84.6% in 2016.
|
Source
: CIA |
Company name and address
|
Wilfried Heinzel Aktiengesellschaft |
|
||||||||
|
|
||||||||
Activities
ÖNACE 46761 50% Wholesale of paper in bulk
ÖNACE 46750 50% Wholesale of chemical products
Financial data
Financial details can also be entered during the period,
irrespective of the balance sheet date.
|
total turnover (total sales) |
2017 |
EUR |
398.940.000,00 |
(estimated) |
|
total turnover (total sales) |
2016 |
EUR |
393.045.416,91 |
(exact) |
|
total turnover (total sales) |
2015 |
EUR |
323.213.072,94 |
(exact) |
|
total turnover (total sales) |
2014 |
EUR |
290.073.414,65 |
(exact) |
|
total turnover (total sales) |
2013 |
EUR |
230.884.118,09 |
(exact) |
|
turnover (sales) - group |
2016 |
EUR |
1.763.330.000,00 |
(exact) |
|
turnover (sales) - group |
2015 |
EUR |
1.480.410.000,00 |
(exact) |
|
turnover (sales) - group |
2014 |
EUR |
1.406.502.000,00 |
(exact) |
|
turnover (sales) - group |
2013 |
EUR |
1.329.000.000,00 |
(approx.) |
|
turnover (sales) - group |
2012 |
EUR |
1.037.000.000,00 |
(approx.) |
|
total stock |
2018 |
EUR |
21.381.000,00 |
(approx.) |
|
total investments |
2016 |
EUR |
694.807,58 |
(exact) |
|
total company vehicles |
2018 |
|
14 |
(approx.) |
|
total employees |
2018 |
|
75 |
(approx.) |
General company information
|
Company name |
Wilfried Heinzel Aktiengesellschaft |
|||||||||
|
Year of incorporation |
1991 |
|||||||||
|
Type of company |
Wholesale and retail trade; repair of motor vehicles |
|||||||||
|
Legal form |
joint stock company since 1991-07-11 |
|||||||||
|
Trade names |
Heinzel Pulp and Paper Group |
|||||||||
|
Companies house number |
FN 55340 h Wien since 1991-08-26 |
|||||||||
|
Import |
|
|||||||||
|
Export |
|
|||||||||
|
VAT number |
ATU 15294802 |
|||||||||
|
number - Austrian National Bank |
1630466 |
|||||||||
|
Last balance sheet: |
2016 |
|||||||||
|
Banking connection |
|
Locations
|
operational |
A-1223 Wien, Wagramerstraße 28-30 |
registered headquarters, rented premises |
|
|
0043 1 26011 |
office@austria.heinzelsales.com |
|
operational |
A-1223 Wien, Postfach 57 |
postbox |
|
operational |
A-1223 Wien, Wagramer Straße 28-30 |
registered office |
|
former |
A-1020 Wien, Engerthstraße 161-163 |
registered headquarters, |
|
former |
A-1010 Wien, Kärntner Ring 2 |
registered headquarters, |
|
former |
A-1020 Wien, Engerthstr. 161-163 |
registered office, |
Private data
|
Surname |
Date of birth |
Address |
Executive positions |
Further executive positions (as registered in the
companies' house) |
|
Gerhard Gessl |
1957-07-30 |
A-1223 Wien Wagramerstraße 28-30 (c/o) |
joint signing clerk |
2 |
|
Jürgen Nemeth |
1973-08-07 |
A-2460 Bruck Leitha Telering 21 |
joint signing clerk |
0 |
|
Peter Schak |
1961-06-20 |
A-1223 Wien Wagramerstraße 28-30 (c/o) |
joint signing clerk |
0 |
|
Sandra Warmuth |
1982-01-10 |
A-2483 Ebreichsdorf Gutshofzeile 1 |
joint signing clerk |
0 |
|
Mag. Dietmar Geigl |
1973-08-23 |
A-2345 Brunn Gebirge Feldstraße 19 |
member of the executive board |
2 |
|
Mag. Sebastian Heinzel |
1977-08-20 |
A-1040 Wien Margarethenstraße 5 |
member of the executive board |
13 |
|
Moncef Reisner |
1956-07-23 |
A-1223 Wien Wagramerstraße 28-30 (c/o) |
member of the executive board |
1 |
|
Dipl-Ing.Dr. Kurt Maier |
1961-04-28 |
A-8047 Graz Am Steinergrund 28 |
chairman of the supervisory board |
29 |
|
Mag. Barbara Potisk Eibensteiner |
1968-09-09 |
A-1030 Wien Modecenterstraße 14 |
deputy chairman of the supervisory board |
18 |
|
Nadja Blenk |
1975-02-16 |
A-2011 Sierndorf Zelkinggasse 29 |
member of the supervisory board |
0 |
|
Mag. Helmut Limbeck |
1968-01-18 |
A-7122 Gols Sportplatzgasse 23 |
member of the supervisory board |
12 |
|
Andrew Paul |
1955-03-29 |
A-7201 Neudörfl Straße III |
member of the supervisory board, head of sales, head of
marketing |
9 |
|
Ulrike Ullrich Springer |
1969-03-17 |
A-1210 Wien Leopoldauerstraße 19 |
member of the supervisory board |
0 |
Business unit manager
|
Surname |
Date of birth |
Address |
Executive positions |
Further executive positions (as registered in the
companies' house) |
|
Karin Schnabl |
|
A-1223 Wien Wagramerstraße 28-30(c/o) |
head of accounting |
0 |
|
Sabine Irmler |
1964-06-27 |
A-1223 Wien Wagramerstraße 28-30(c/o) |
head of personnel |
0 |
Ownership structure and related companies
|
Company name |
Address |
Shareholdings in % |
Since |
Commercial register no. |
|
Shares in this company are held by: |
||||
|
Heinzel Holding GmbH |
A-4655 Vorchdorf Einsiedlingerstraße 47 |
90 % |
|
FN 96380 k |
|
P & S BETEILIGUNGSGMBH |
A-7201 Neudörfl Straße III |
10 % |
2002-03-25 |
FN 220199 y |
|
|
||||
|
This company holds 100% of the shares in: |
||||
|
Heinzel Pulpsales GmbH |
A-2371 Hinterbrühl Gaadnerstraße 80 |
100 % |
2009-09-11 |
FN 332630 m |
|
|
||||
|
Affiliated companies and further participations: |
||||
|
Heinzel, Bunzl Service GmbH |
A-1220 Wien Wagramerstraße 28-30 |
|
|
FN 242766 i |
|
Europapier International AG |
A-2371 Hinterbrühl Gaadner Straße 80 |
|
|
FN 332815 i |
|
Kraftwerk Katzling GmbH |
A-8761 Pöls Dr. Luigi Angelistraße 9 |
|
|
FN 405472 h |
|
Kraftwerk Laakirchen GmbH |
A-4663 Laakirchen Schillerstraße 5 |
|
|
FN 405474 k |
|
Laakirchen Papier AG |
A-4663 Laakirchen Schillerstraße 5 |
|
|
FN 171841 h |
|
Zellstoff Pöls Aktiengesellschaft |
A-8761 Pöls Dr. Luigi Angelistraße 9 |
|
|
FN 200511 w |
|
Heinzel Paper GmbH |
A-2371 Hinterbrühl Gaadnerstraße 80 |
|
|
FN 332306 k |
|
Heinzel EMACS Beteiligungs AG |
A-1223 Wien Wagramerstraße 28-30 |
|
|
FN 252220 m |
Financials
Balance
Sheet (absolute) all amounts in EUR
|
|
2016-12-31 |
|
EDP programs |
357.611,00 |
|
Franchises, patents, licences, trademarks and similar
rights and advantages |
3.436.153,00 |
|
Advanced payments |
54.380,00 |
|
Sum intangible assets |
3.848.144,00 |
|
|
|
|
Other operating and business equipment |
479.411,00 |
|
Sum tangible assets |
479.411,00 |
|
|
|
|
Shares on related firms |
4.061.696,75 |
|
Other shareholdings |
13.222,00 |
|
Other financial assets, values and securities of fixed
assets |
137.734,24 |
|
Sum financial assets |
4.212.652,99 |
|
|
|
|
Sum fixed assets |
8.540.207,99 |
|
|
|
|
Finished products |
16.876.466,74 |
|
Advanced payments |
4.504.824,10 |
|
Sum stock |
21.381.290,84 |
|
|
|
|
Claims from delivered goods and performed services |
66.485.611,81 |
|
Claims against companies with shareholding relationship |
185.658,81 |
|
Claims against related firmes Claims against companies
with shareholding relationship |
13.815.786,09 |
|
Other claims and assets |
1.097.823,82 |
|
Sum claims |
81.584.880,53 |
|
|
|
|
Cash on hand, cheques and bank deposits |
4.234.880,32 |
|
Sum cash and bank |
4.234.880,32 |
|
|
|
|
Sonstige Aktiva |
236.701,00 |
|
Sum current assets |
107.201.051,69 |
|
|
|
|
Deferred charges |
12.000,13 |
|
Sum deferred charges |
12.000,13 |
|
Assets |
115.989.960,81 |
|
|
|
|
Subscribed/declared capital |
1.825.000,00 |
|
Committed capital reserves |
181.752,94 |
|
Legal reserves |
747,06 |
|
Free reserves |
3.988.755,88 |
|
Balance sheet profit/balance sheet loss |
24.907.545,21 |
|
Thereof profit/loss carried forward |
17.408.990,71 |
|
Sum equity capital |
30.903.801,09 |
|
|
|
|
Reserves for severance pays |
1.003.348,90 |
|
Reserves for pensions |
137.734,44 |
|
Other reserves |
3.705.254,46 |
|
Sum reserves |
4.846.337,80 |
|
|
|
|
Liabilities against credit institutes |
5.508.010,86 |
|
Received advanced payments for orders |
1.269.345,56 |
|
Liabilities from delivered goods and performed services |
51.942.550,43 |
|
Liabilities against related firms |
20.028.866,32 |
|
Liabilities against firm with shareholding relationship |
130.006,40 |
|
Other liabilities |
1.361.042,35 |
|
Sum liabilities |
80.239.821,92 |
|
|
|
|
Liabilities and shareholders'equity |
115.989.960,81 |
|
Balance sheet sum |
115.989.960,81 |
P / L
Account (absolute) all amounts in EUR
|
|
2016-12-31 |
|
Gross sales |
393.045.416,91 |
|
Total turnover or gross profit |
393.045.416,91 |
|
|
|
|
Profits from retirement of fixed assets, except
financial assets |
28.188,00 |
|
Income from dissolution of reserves |
16.280,44 |
|
Other operating profits |
324.340,30 |
|
Other operating profits totally |
368.808,74 |
|
|
|
|
Costs for obtained services |
-24.766.406,20 |
|
Material costs |
-347.552.133,93 |
|
Costs for obtained services totally |
-372.318.540,13 |
|
|
|
|
Salaries |
-6.060.157,14 |
|
Legal fringe benefits and other payments depending on
salaries |
-1.367.615,32 |
|
Personnel expenses totally |
-7.427.772,46 |
|
|
|
|
Depreciation of intangible assets, tangible
assets,activated expenses for the set up and expansion of business operation |
-2.764.931,07 |
|
Depreciation tangible assets / intangible assets
totally |
-2.764.931,07 |
|
|
|
|
Other operating costs |
-7.422.364,84 |
|
Total costs |
-7.422.364,84 |
|
|
|
|
Operating result totally |
3.480.617,15 |
|
|
|
|
Profits from shareholdings |
4.918.829,13 |
|
Income from other securities and loans of financial
assets |
34,27 |
|
Interest income, securties income and similar income |
160.280,45 |
|
Interest and similar disbursements |
-244.823,39 |
|
Financial profits totally |
4.834.320,46 |
|
|
|
|
Results from usual business activity totally |
8.314.937,61 |
|
|
|
|
Taxes on income and profits |
-816.383,11 |
|
Taxes on income and profits totally |
-816.383,11 |
|
|
|
|
Annual surplus/annual deficit totally |
7.498.554,50 |
|
|
|
|
Annual profit/annual loss totally |
7.498.554,50 |
|
|
|
|
Profit and loss carried forward from previous year |
17.408.990,71 |
|
Transfer of profits totally |
17.408.990,71 |
|
|
|
|
B/S profit/ B/S loss from profit and loss account |
24.907.545,21 |
Key ratios
|
|
2016 |
|
Cashflow II |
10.263.485,57 |
|
Debt amortisation period in years |
7,75 |
|
Bank indebtedness |
4,75 |
|
Equity capital share in % |
26,94 |
|
Social capital share |
0,98 |
|
Fixed assets coverage in % |
375,22 |
|
Net profit ratio |
2,12 |
|
Capital turnover |
3,39 |
|
Return on investment in % |
7,38 |
|
Cashflow in % of operating performance |
2,61 |
|
Cashflow I |
11.079.868,68 |
|
Gross productivity |
52,92 |
|
Net productivity |
2,79 |
|
Operating performance |
393.045.416,91 |
|
Inventories in % of operating performance |
5,44 |
|
Gross profit |
20.726.876,78 |
Commercial register
Source of data from commercial register: Republic of
Austria represented by the Federal Ministry of Justice
|
firm (style) |
1 Wilfried Heinzel Aktiengesellschaft |
|
legal form |
1 Aktiengesellschaft |
|
registered office |
1 politischer Gemeinde Wien |
|
business adress |
11 Wagramer Straße 28-30 |
|
capital |
18 EUR 1.825.000,00 |
|
reference date annual accounts |
1 31.Dezember |
|
annual accounts |
50 zum 31.12.2016 eingereicht am 11.05.2017 |
|
consolidated accounts |
18 zum 31.12.2000 eingereicht am 17.05.2001 |
|
power of representation |
1 Die Gesellschaft wird, wenn mehrere
Vorstandsmitglieder |
|
other provisions |
47 Der Vorstand besteht aus einer Person, zwei, drei
oder vier |
|
|
|
|
board of directors |
|
|
O Moncef
Reisner, geb. 23.07.1956 |
|
|
|
|
|
proxy |
|
|
N Gerhard
Gessl, geb. 30.07.1957 |
|
|
|
|
|
supervisory board |
|
|
B Andrew Paul,
geb. 29.03.1955 |
|
|
|
|
|
general table |
|
|
|
|
Historical development
|
Year of incorporation |
1991 |
|
Date of registration |
1991-08-26 |
Change in share capital
|
from |
to |
asset |
|
|
1993-11-04 |
2001-05-22 |
ATS |
25.000.000,00 |
Former executives
|
from |
to |
position |
name |
|
1993-11-04 |
2017-08-02 |
member of the executive board |
Andrew Paul |
|
1994-12-28 |
2004-01-23 |
joint signing clerk |
Djurdjevka Stojanovic |
|
2005-01-25 |
2010-01-20 |
joint signing clerk |
Doris Führer |
|
1993-11-04 |
1997-02-11 |
joint signing clerk |
Wilhelm Hofmann |
|
2005-01-25 |
2011-05-05 |
joint signing clerk |
Abdelkerim Farhat Moalla |
|
1999-03-16 |
2007-07-27 |
member of the supervisory board |
Sabine Irmler |
|
2010-06-15 |
2012-08-23 |
deputy chairman of the executive board |
Moncef Reisner |
|
1994-03-08 |
2010-06-15 |
joint signing clerk |
Moncef Reisner |
|
1993-11-04 |
2003-09-23 |
member of the executive board |
Heinz Zinner |
|
2003-09-23 |
2004-06-04 |
joint signing clerk |
Helmut Limbeck |
|
2004-06-04 |
2010-06-15 |
member of the executive board |
Helmut Limbeck |
|
|
2000-01-01 |
shareholder |
Evelyn Heinzel |
|
2002-01-31 |
2008-07-18 |
joint signing clerk |
Abdulkarim Al Resheg |
|
2001-05-22 |
2016-05-05 |
chairman of the supervisory board |
Alfred Heinzel |
|
2000-07-20 |
2001-05-22 |
deputy chairman of the supervisory board |
Alfred Heinzel |
|
1993-11-04 |
1995-11-07 |
member of the supervisory board |
Alfred Heinzel |
|
1993-11-04 |
2007-07-27 |
member of the supervisory board |
Henriette Joska |
|
1991-01-10 |
2007-07-27 |
employee's representative on the supervisory board |
Henriette Joska |
|
2008-07-02 |
2011-07-02 |
member of the supervisory board |
Wolfgang Pfarl |
|
2011-07-02 |
2013-06-11 |
deputy chairman of the supervisory board |
Wolfgang Pfarl |
|
1997-08-26 |
2003-05-22 |
member of the supervisory board |
Wilhelm Demuth |
|
2003-05-22 |
2004-06-04 |
member of the executive board |
Hans Müksch |
|
1993-11-04 |
2003-05-22 |
joint signing clerk |
Hans Müksch |
|
2005-01-25 |
2011-01-18 |
joint signing clerk |
Jürgen Nemeth |
|
1993-11-04 |
1995-11-07 |
chairman of the supervisory board |
Wilfried Heinzel |
|
2005-05-03 |
2017-05-16 |
member of the supervisory board |
Martha Dobringer |
|
1993-11-04 |
2016-05-05 |
member of the supervisory board |
Johannes Klezl-Norberg |
|
1995-11-07 |
2000-07-20 |
member of the supervisory board |
Ulf Ragnarsson Frölander |
|
2009-06-27 |
2010-06-15 |
deputy chairman of the executive board |
Dietmar Geigl |
|
2007-09-19 |
2010-06-15 |
joint signing clerk |
Dietmar Geigl |
|
2000-01-04 |
2018-03-28 |
joint signing clerk |
Peter Nassey |
|
1993-11-04 |
1994-08-23 |
member of the supervisory board |
Elfriede Mühlhauser |
|
2013-06-11 |
2016-05-05 |
deputy chairman of the supervisory board |
Rolf Johannesson |
|
2003-05-22 |
2007-07-27 |
member of the supervisory board |
Heinrich Georg Stahl |
|
2007-07-27 |
2011-07-02 |
deputy chairman of the supervisory board |
Heinrich Georg Stahl |
|
1998-01-29 |
2014-07-17 |
joint signing clerk |
Dijana Schak |
|
1995-11-07 |
2001-05-22 |
chairman of the supervisory board |
Karl Ludwig |
|
2001-05-22 |
2007-07-27 |
deputy chairman of the supervisory board |
Karl Ludwig |
|
1993-11-04 |
1995-11-07 |
deputy chairman of the supervisory board |
Karl Ludwig |
|
1996-08-02 |
2005-05-03 |
member of the supervisory board |
Reinhard Karl |
|
2016-05-05 |
2017-10-25 |
deputy chairman of the supervisory board |
Riia Sillave |
|
1994-08-23 |
1999-03-16 |
employee's representative on the supervisory board |
Elisabeth Denk |
|
1994-08-23 |
1999-03-16 |
member of the supervisory board |
Elisabeth Denk |
|
2007-07-27 |
2008-11-19 |
member of the supervisory board |
Martina Bauhofer |
|
1993-11-04 |
1994-06-18 |
joint signing clerk |
Peter Hutter |
|
1993-11-04 |
1997-02-11 |
member of the supervisory board |
Franz Rappold |
|
1993-11-04 |
1994-03-08 |
joint signing clerk |
Hellmuth Kruspl |
|
1997-02-11 |
2001-05-22 |
joint signing clerk |
Norbert Hofmann |
Former shareholders
|
from |
to |
position |
name |
birth date |
|
|
2000-01-01 |
shareholder |
Evelyn Heinzel |
1950-11-29 |
|
|
|
shareholder |
Dr. Heinz Zinner Beteiligungsgesellschaft m.b.H. |
|
|
|
1999-01-01 |
shareholder |
Erste Bank Beteiligungen Gesellschaft m.b.H. |
|
Former shareholdings
|
from |
to |
company name |
|
|
1989-12-04 |
Wilfried Heinzel Beteiligungsgesellschaft m.b.H. |
|
1999-12-03 |
2005-02-02 |
Zelpa Handelsgesellschaft m.b.H. |
|
|
1994-12-31 |
"Cellulosa Pulp and Paper Trading"-
Handelsgesellschaft m.b.H. in Liqu. |
|
|
1997-05-22 |
Heinzel-Harmanec Handelsgesellschaft m.b.H. |
|
1981-11-17 |
1991-12-18 |
Wilfried Heinzel Rohstoff- Handelsgesellschaft m.b.H. |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
INR 67.38 |
|
|
1 |
INR 91.39 |
|
Euro |
1 |
INR 79.89 |
|
Euro |
1 |
INR 80.35 |
Note :
Above are approximate rates obtained from sources believed to be correct
INFORMATION DETAILS
|
Analysis Done by
: |
NIY |
|
|
|
|
Report Prepared
by : |
SYL |
RATING EXPLANATIONS
|
Credit Rating |
Explanation |
Rating Comments |
|
A++ |
Minimum Risk |
Business dealings permissible with minimum
risk of default |
|
A+ |
Low Risk |
Business dealings permissible with low
risk of default |
|
A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
|
B |
Medium Risk |
Business dealings permissible on a regular
monitoring basis |
|
C |
Medium High Risk |
Business dealings permissible preferably
on secured basis |
|
D |
High Risk |
Business dealing not recommended or on
secured terms only |
|
NB |
New Business |
No recommendation can be done due to
business in infancy stage |
|
NT |
No Trace |
No recommendation can be done as the
business is not traceable |
NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors are as follows:
·
Financial
condition covering various ratios
·
Company
background and operations size
·
Promoters
/ Management background
·
Payment
record
·
Litigation
against the subject
·
Industry
scenario / competitor analysis
·
Supplier
/ Customer / Banker review (wherever available)
This report is issued at
your request without any risk and responsibility on the part of MIRA INFORM
PRIVATE LIMITED (MIPL) or its officials.