|
|
|
|
Report No. : |
507327 |
|
Report Date : |
14.05.2018 |
IDENTIFICATION DETAILS
|
Name : |
NAM DINH TEXTILE GARMENT JSC |
|
|
|
|
Registered Office : |
43 To Hieu St Ngo Quyen Ward, Nam Dinh, Nam Dinh |
|
|
|
|
Country : |
Vietnam |
|
|
|
|
Financials (as on) : |
December, 2017 |
|
|
|
|
Date of Incorporation : |
01.01.2012 |
|
|
|
|
Com. Reg. No.: |
0600019436 |
|
|
|
|
Legal Form : |
Joint Stock Company |
|
|
|
|
Line of Business : |
·
Manufacture of concrete products
for construction purposes ·
Preparation and spinning of
textile fibres ·
Manufacture of flat glass ·
Manufacture of ceramic tiles
and flags |
|
|
|
|
No. of Employees : |
4,200 |
RATING & COMMENTS
(Mira Inform has adopted New Rating mechanism w.e.f. 23rd
January 2017)
|
MIRA’s Rating : |
A+ |
|
Credit Rating |
Explanation |
Rating Comments |
|
A+ |
Low Risk |
Business dealings permissible with low
risk of default |
|
Status : |
Good |
|
|
|
|
Payment Behaviour : |
No Complaints |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made
on e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List
|
Country Name |
Previous Rating (30.09.2017) |
Current Rating (31.12.2017) |
|
Vietnam |
A2 |
A2 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low Risk |
A2 |
|
Moderately Low Risk |
B1 |
|
Moderate Risk |
B2 |
|
Moderately High Risk |
C1 |
|
High Risk |
C2 |
|
Very High Risk |
D |
VIETNAM - ECONOMIC OVERVIEW
Vietnam is a densely populated developing country that has been transitioning since 1986 from the rigidities of a centrally planned, highly agrarian economy to a more industrial and market based economy, and it has raised incomes substantially. Vietnam exceeded its 2017 GDP growth target of 6.7% with growth of 6.8%, primarily due to unexpected increases in domestic demand, and strong manufacturing exports.
Vietnam has a young population, stable political system, commitment to sustainable growth, relatively low inflation, stable currency, strong FDI inflows, and strong manufacturing sector. In addition, the country is committed to continuing its global economic integration. Vietnam joined the WTO in January 2007 and concluded several free trade agreements in 2015-16, including the EU-Vietnam Free Trade Agreement (which the EU has not yet ratified), the Korean Free Trade Agreement, and the Eurasian Economic Union Free Trade Agreement. In 2017, Vietnam successfully chaired the Asia-Pacific Economic Cooperation (APEC) Conference with its key priorities including inclusive growth, innovation, strengthening small and medium enterprises, food security, and climate change. Seeking to diversify its opportunities, Vietnam also signed the Comprehensive and Progressive Agreement for the Transpacific Partnership in 2018 and continued to pursue the Regional Comprehensive Economic Partnership.
To continue its trajectory of strong economic growth, the government acknowledges the need to spark a second wave’ of reforms, including reforming state-owned-enterprises, reducing red tape, increasing business sector transparency, reducing the level of non-performing loans in the banking sector, and increasing financial sector transparency. Vietnam’s public debt to GDP ratio is nearing the government mandated ceiling of 65%.
In 2016, Vietnam cancelled its civilian nuclear energy development program, citing public concerns about safety and the high cost of the program; it faces growing pressure on energy infrastructure. Overall, the country’s infrastructure fails to meet the needs of an expanding middle class. Vietnam has demonstrated a commitment to sustainable growth over the last several years, but despite the recent speed-up in economic growth the government remains cautious about the risk of external shocks.
|
Source
: CIA |
Company
name and Summary
|
|
|
Business
Name |
NATEXCO/VINATEX
NAM DINH |
|
Country |
VIET
NAM |
|
Company
Registration Number |
0600019436 |
|
Main
Activity Code |
2361 |
|
Main
Activity Description |
Manufacture
of concrete products for construction purposes |
|
Company
Status |
Normal
(Active) |
|
Latest
Turnover Figure |
- |
|
Latest
Shareholder Equity Figure |
222.508.000.000 |
Basic
Information
|
|
|
Business
Name |
NATEXCO/VINATEX
NAM DINH |
|
Registered
Company Name |
NAM
DINH TEXTILE GARMENT JSC |
|
Company
Registration Number |
0600019436 |
|
Country |
VIET
NAM |
|
VAT
Registration Number |
0600019436 |
|
VAT
Registration Date |
1998-09-05 |
|
Date
of Company Registration |
2012-01-01 |
|
Date
of Starting Operations |
|
|
Commercial
Court |
|
|
Legal
Form |
Joint
Stock Company |
|
Type
of Ownership |
|
|
Company
Status |
Normal
(Active) |
|
Principal
Activity Code |
|
|
Principal
Activity Description |
|
|
Contact
Telephone Number |
[+84]
350-3849597,[+84] 350-3849586, [+84] 350-3849542, [+84] 350-3849749 |
Main
Address
|
||
|
Address |
Country |
Telephone |
|
43
To Hieu St Ngo Quyen Ward, Nam Dinh, Nam Dinh |
VIET
NAM |
[+84]
350-3849597,[+84] 350- |
|
|
|
3849586,
[+84] 350-3849542, [+84] |
|
|
|
350-3849749 |
Other
Address
|
||
|
Address |
Country |
|
|
26 Le
Dai Hanh St, Hai Ba Trung Dist, Hanoi |
VIET
NAM |
|
Previous
Address
|
|
No
previous addresses for this company. |
Activities
|
|
|
Activity
Code |
Activity
Description |
|
2361 |
Manufacture
of concrete products for construction purposes |
|
1310 |
Preparation
and spinning of textile fibres |
|
2311 |
Manufacture
of flat glass |
|
2331 |
Manufacture
of ceramic tiles and flags |
|
1310 |
Preparation
and spinning of textile fibres |
Email
Addresses
|
Web
Pages
|
|
No
web pages for this company. |
Previous
Names
|
|
|
Previous
Name |
Date
Changed from Previous Name |
|
NAM
DINH TEXTILE CO |
1995-01-21 |
|
NAM DINH TEXTILE ONE MEMBER OF STATE RESPONSIBILITY
LTD CO |
2005-12-23 |
|
NAM
DINH TEXTILE GARMENT JSC |
2007-12-25 |
Employee
Information
|
|
Date Reported Number of Employees |
|
2018 4,200 |
Banker
Information
|
|
MARITIME
BANK FINANCE CO LTD |
Advisors
Information
|
|
No
advisor information for this company. |
Miscellaneous
Information
|
|
|
Fax
Number |
[+84]
350-3849750 |
|
Export
Countries |
Asia
/ Pacific, Europe, Middle-East, Hong Kong, Japan, Korea, South (Republic of Korea),
Taiwan, Turkey |
|
Import
Countries |
Asia
/ Pacific, North America, China, Japan, Taiwan, USA |
|
Additional
Business Information |
Core Business The primary business
focus of NAM DINH TEXTILE GARMENT JSC
is Manufacturing Finished products.
Key products include : Blouses Coats Garment products Jackets Shirts Suits
Sweaters T-shirts An integral part of the core business includes:
Distribution Supplementary Business In addition to the core business, NAM DINH TEXTILE GARMENT JSC also
is engaged in the following areas of business: 1. Exporting
2. Exporting - Finished products 3. Importing Importing - Raw materials |
|
Additional
Rating Information |
High
Credit Qulaity: Credit can proceed with favorable & flexible financing
terms. Revision of Credit Limit : Annual Risk Index : Low |
|
Additional
Payment Information |
Selling Type Terms Local Cash on delivery (COD) Credit - Unsecured 30~60 days Export Documents
against Acceptance (D/A) Letter of Credit (At-sight) Purchasing Type Terms
Import Letter of Credit (At-sight) Telegraphic Transfer (T/T) - Executed at
time of transaction Local Credit - Unsecured 30~60 days Cash on delivery (COD) |
|
Additional
Financial Information |
Financial
Statements Were Prepared As At 2017-12-01, 2016-12-01 And 2015-12-01. Based
on the corporate laws of Vietnam, legal entities which are a Joint Stock
Company are not required to make public disclosure of their annual
financials. Although basic financials were obtained for reference. |
|
Number
of Employees at Address |
4,200 |
|
Number
of Employees at Group |
|
|
Number
of Employees at Factory |
|
Additional
Miscellaneous Information
|
|
|
Registered
Legal Address |
43 To
Hieu St Ngo Quyen Ward, Nam Dinh, Nam Dinh |
|
Issuing
Authority |
Dept.
Of planning & investment - nam dinh |
|
Capital |
US$
5,971,216 |
|
Note |
In
Vietnam, when changes occur in the statutory records of an existing company, a
new business license number is issued which links the new changes to a new
license number. Such changes have occurred with the Subject Business Entity.
Accordingly, there are two different "Dates of Registration", one
being the original Date
of Registration, and
the other being
the most recent
Date of issuance of the new License.
Details of the various previous License dates (if available) and the
corresponding License numbers, are listed in PREVIOUS BUSINESS LICENSE/S below. |
|
Primary
Business Activity |
Manufacturer |
|
Primary
Industry |
Garments
& Accessories |
|
Tax
/ VAT Details |
Tax Issuing Authority : MINISTRY OF
FINANCE Local Name Used : Gia Trj Gia Tang (Value
Added Tax) Acronym : GTGT / VAT GTGT / VAT Number :
0600019436 Date of Issuance : 5
Sep, 1998 |
|
Previous
Business License/S |
License
Date License No. 21 Jan, 1995 111286 23 Dec, 2005 0704000019 25 Dec, 2007
0703000948 |
|
Harmonized
Product Classification & Activity |
Product/Service
Description Code Activity Coats & jackets (not of reptile leather)
4203100010 Manufacturing, Exporting Garments nesoi, knitted or crocheted 6114
Manufacturing, Exporting Men's or boys' suits, ensembles etc, knit or
crocheted 6103 Manufacturing, Exporting Sweaters, pullovers, vests etc, knit
or crocheted 6110 Manufacturing, Exporting T-shirts, singlets, tank tops etc, knit or crocheted 6109 Manufacturing, Exporting Textile
products etc. for specific tech uses 5911 Manufacturing, Exporting Women's or girls' suits,
ensemb etc, knit
or crocheted 6104
Manufacturing, Exporting |
|
Detailed
Product Classification & Activity |
Products
/ Materials / Services Description Ranking Activity Suits Primary
Manufacturing, Exporting Sweaters Primary Manufacturing, Exporting T-shirts
Primary Manufacturing, Exporting |
|
Domestic
Sales & Purchases |
Annual
Sales Analysis Percentage Domestic Sales 60% Annual Sales Analysis Percentage
Domestic Sales 60%International Sales (Export) 40% Annual Purchases Analysis
Percentage Local Purchases 60% Imports 40% |
|
Direct
/ Indirect Corporate Parent Details |
Indirect Corporate Parent : GOVERNMENT OF THE
SOCIALIST REPUBLIC OF VIETNAM
Global Identifier : P1823638 Legal Form Category : Government-owned
Organization Country : Vietnam Operational Address : 16
Le Hong Phong Str Ba Dinh Hanoi Primary Business Activity : Service |
|
Brands
& Trademarks |
Brands
& Trademarks - 1 Brands & Trademarks : NATEXCO Application Category :
n/a |
|
Company
Management |
Management Details - 1 Personal Unique Identifier
: MI03523774 Name : Mr. Pham Duy Hanh Date of Birth :
1958, Management Details - 4 Personal Unique Identifier : MI03523776 Name : Mr. Khanh Ngoc Tran Date of Birth : 1960,
Management Details - 5 Personal Unique Identifier : MI03815034 Name : Mr. Tuan Ngoc Vu Date of Birth : 1966 |
|
Reputation |
Reference checking for the purpose of
establishing NAM DINH TEXTILE GARMENT JSC's reputation within the
respective industry failed to reveal any adverse information. |
|
Nega-scan
- adverse data monitoring |
Dishonored
checks No record found Debt No record found Civil litigation No record found
Performance defaults No record found Adverse local media coverage / adverse
filing history No record found |
|
Bank
Details |
1. Bank Name : SAI GON HA NOI
COMMERCIAL JOINT STOCK BANK Global Identifier : P1295387
Branch : |
|
|
SAI GON HA NOI COMMERCIAL JOINT STOCK
BANK JSC - VAN PHUC Branch Address : Van Phuc SWIFT |
|
|
Code
: SHBAVNVX 2. Bank Name : VIETNAM DEVELOPMENT BANK , THE Global Identifier :
P2215949 |
|
|
Branch
: VIETNAM DEVELOPMENT BANK , THE - NAM DINH, NAM DINH Branch Address : 151
Bac Ninh, |
|
|
Nam Dinh, Nam Dinh SWIFT Code : This bank does not have a SWIFT
Code 2. Bank Name : VIETNAM JOINT |
|
|
STOCK
COMMERCIAL BANK FOR INDUSTRY & TRADE Global Identifier : 32404058 Branch
: VIETNAM |
|
|
JOINT STOCK COMMERCIAL BANK FOR INDUSTRY AND TRADE - NAM DINH Branch Address : 108 Tran |
|
|
Hung
Dao St, Hoan Kiem Dist, Hanoi SWIFT Code : ICBVVNVX |
|
Local
Branches & Management |
Branch
: NAM DINH TEXTILE GARMENT JSC - HAI BA TRUNG DIST, HANOI |
|
Company
History |
Date
Details 2005 - Dec Changed its Legal structure from Government enterprise to
Limited liability company. 2007 - Dec Changed
its Legal structure from Limited liability company to Joint
stock company. |
|
Quality
Accreditation |
Quality Accreditation Listings Name Accreditation
Category 1 INTERNATIONAL STANDARDS ORGANIZATION (ISO) 2000:2008
2 INTERNATIONAL STANDARDS
ORGANIZATION (ISO) 9002:2000 |
|
Real
Estate Ownership |
The following property / ies are owned by NAM DINH TEXTILE
GARMENT JSC : Property Name : NAM DINH TEXTILE GARMENT JSC - NAM DINH,
NAM DINH Type of Property : Office &
Administration Address : 43 To Hieu St Ngo Quyen Ward, Nam Dinh,
Nam Dinh Office
Size : 300,000
Square meters |
Primary
Products
|
|
|
Products
/ Materials / Services Description |
Activity |
|
Blouses |
Manufacturing,
Exporting |
|
Coats |
Manufacturing,
Exporting |
|
Garment
products |
Manufacturing,
Exporting |
|
Jackets |
Manufacturing,
Exporting |
|
Shirts |
Manufacturing,
Exporting |
|
Financial
Year |
2017-12 |
2016-12 |
2015-12 |
|
Number
of Weeks |
52 |
52 |
52 |
|
Currency |
VND |
VND |
VND |
|
Consolidated
Accounts |
No |
No |
No |
Profit
and Loss
|
|||
|
Revenue |
844.110.000.000 |
753.244.000.000 |
779.383.000.000 |
|
Operating
Costs |
773.441.000.000 |
681.951.000.000 |
706.623.000.000 |
|
Operating
Profit |
70.669.000.000 |
71.293.000.000 |
72.760.000.000 |
|
Wages
& Salaries |
- |
- |
- |
|
Pension
Costs |
- |
- |
- |
|
Depreciation |
- |
- |
- |
|
Amortisation |
- |
- |
- |
|
Financial
Income |
10.911.000.000 |
10.723.000.000 |
10.057.000.000 |
|
Financial
Expenses |
35.937.000.000 |
35.304.000.000 |
29.905.000.000 |
|
Extraordinary
Income |
36.647.000.000 |
24.273.000.000 |
3.335.000.000 |
|
Extraordinary
Costs |
58.282.000.000 |
59.322.000.000 |
34.409.000.000 |
|
Profit
before Tax |
46.775.000.000 |
40.533.000.000 |
22.696.000.000 |
|
Tax |
7.938.000.000 |
5.234.000.000 |
3.967.000.000 |
|
Profit
after Tax |
38.837.000.000 |
35.299.000.000 |
18.729.000.000 |
|
Dividends |
- |
- |
- |
|
Minority
Interests |
- |
- |
- |
|
Other
Appropriations |
- |
- |
- |
|
Retained
Profit |
38.837.000.000 |
35.299.000.000 |
18.729.000.000 |
Balance
Sheet
|
|||
|
Land
& Buildings |
0 |
0 |
0 |
|
Plant
& Machinery |
0 |
0 |
0 |
|
Other
Tangible Assets |
370.811.000.000 |
242.179.000.000 |
210.080.000.000 |
|
Total
Tangible Assets |
370.811.000.000 |
242.179.000.000 |
210.080.000.000 |
|
Goodwill |
0 |
0 |
0 |
|
Other
Intangible Assets |
504.000.000 |
567.000.000 |
0 |
|
Total
Intangible Assets |
504.000.000 |
567.000.000 |
0 |
|
Investments |
8.882.000.000 |
7.470.000.000 |
7.838.000.000 |
|
Loans
to Group |
0 |
0 |
0 |
|
Other
Loans |
0 |
0 |
0 |
|
Miscellaneous
Fixed Assets |
357.483.000.000 |
173.779.000.000 |
135.703.000.000 |
|
Total
Other Fixed Assets |
366.365.000.000 |
181.249.000.000 |
143.541.000.000 |
|
Total
Fixed Assets |
756.117.000.000 |
447.585.000.000 |
365.611.000.000 |
|
Raw
Materials |
0 |
0 |
0 |
|
Work
in Progress |
0 |
0 |
0 |
|
Finished
Goods |
0 |
0 |
0 |
|
Other
Inventories |
243.033.000.000 |
263.695.000.000 |
269.288.000.000 |
|
Total
Inventories |
243.033.000.000 |
263.695.000.000 |
269.288.000.000 |
|
Trade
Receivables |
156.298.000.000 |
153.790.000.000 |
120.397.000.000 |
|
Group
Receivables |
0 |
0 |
0 |
|
Receivables
Due after 1 year |
0 |
0 |
0 |
|
Miscellaneous
Receivables |
0 |
0 |
0 |
|
Total
Receivables |
156.298.000.000 |
153.790.000.000 |
120.397.000.000 |
|
Cash |
32.959.000.000 |
12.332.000.000 |
11.007.000.000 |
|
Other
Current Assets |
109.438.000.000 |
144.983.000.000 |
152.290.000.000 |
|
Total
Current Assets |
536.766.000.000 |
558.667.000.000 |
552.298.000.000 |
|
Total
Assets |
1.292.883.000.000 |
1.006.252.000.000 |
917.909.000.000 |
|
Trade
Payables |
164.329.000.000 |
131.201.000.000 |
99.973.000.000 |
|
Bank
Liabilities |
0 |
0 |
0 |
|
Other
Loans or Finance |
357.373.000.000 |
399.851.000.000 |
410.983.000.000 |
|
Group
Payables |
0 |
0 |
0 |
|
Miscellaneous
Liabilities |
31.617.000.000 |
35.559.000.000 |
92.827.000.000 |
|
Total
Current Liabilities |
556.546.000.000 |
569.184.000.000 |
606.676.000.000 |
|
Trade
Payables After 1 Year |
0 |
0 |
0 |
|
Bank
Liabilities After 1 Year |
0 |
0 |
0 |
|
Other
Loans or Finance due after 1 year |
452.648.000.000 |
165.258.000.000 |
143.196.000.000 |
|
Group
Payables After 1 Year |
0 |
0 |
0 |
|
Miscellaneous
Liabilities Due After 1 Year |
61.181.000.000 |
78.359.000.000 |
1.283.000.000 |
|
Total
Long Term Liabilities |
513.829.000.000 |
243.617.000.000 |
144.479.000.000 |
|
Total
Liabilities |
1.070.375.000.000 |
812.801.000.000 |
751.155.000.000 |
|
Called
Up Share Capital |
135.988.000.000 |
135.988.000.000 |
135.988.000.000 |
|
Share
Premium |
0 |
0 |
0 |
|
Revenue
Reserves |
48.020.000.000 |
29.762.000.000 |
4.809.000.000 |
|
Other
Reserves |
38.500.000.000 |
27.701.000.000 |
25.957.000.000 |
|
Total
Shareholders Equity |
222.508.000.000 |
193.451.000.000 |
166.754.000.000 |
Other
Financials
|
|||
|
Contingent
Liabilities |
|||
|
Working
Capital |
-19.780.000.000 |
-10.517.000.000 |
-54.378.000.000 |
|
Net
Worth |
222.004.000.000 |
192.884.000.000 |
0 |
Ratios
|
|||
|
Pre
Tax Profit Margin |
5.54 |
5.38 |
2.91 |
|
Return
On Capital Employed |
6.35 |
9.27 |
7.29 |
|
Return
On Total Assets Employed |
3.62 |
4.03 |
2.47 |
|
Return
On Net Assets Employed |
21.02 |
20.95 |
13.61 |
|
Sales
/ Net Working Capital |
-42.67 |
-71.62 |
-14.33 |
|
Stock
Turnover Ratio |
28.79 |
35.01 |
34.55 |
|
Debtor
Days |
67.58 |
74.52 |
56.38 |
|
Creditor
Days |
71.06 |
63.58 |
46.82 |
|
Current
Ratio |
0.96 |
0.98 |
0.91 |
|
Liquidity
Ratio Or Acid Test |
0.53 |
0.52 |
0.47 |
|
Current
Debt Ratio |
2.5 |
2.94 |
3.64 |
|
Gearing |
|||
|
Equity
In Percentage |
17.22 |
19.24 |
|
|
Total
Debt Ratio |
4.81 |
4.2 |
4.5 |
Additional
Financials
|
|
Gross
Profit |
Current
Directors
|
|||
|
Name |
Gender |
Position |
|
|
Mieng
Van Nguyen |
Male |
Chairman
Managing Director |
|
|
Pham
Duy Hanh |
Male |
Secretary |
|
|
Vu
Xuan Nguyen |
Male |
Assist.
Managing Director |
|
|
Khanh
Ngoc Tran |
Male |
Assist.
Managing Director |
|
|
Tuan
Ngoc Vu |
Male |
Chief
Accountant |
|
Previous
Directors
|
|
No
previous directors for this company. |
Share
Capital Structure
|
|
Nominal
Share Capital |
|
Issued
Share Capital |
Shareholders
|
||
|
Shareholder |
%
Shares Held |
|
|
VIETNAM NATIONAL TEXTILE AND GARMENT GROUP |
53.67 |
|
|
Undisclosed
Shareholders |
46.33 |
|
Ultimate
Holding Parent
|
|
No
Ultimate Holding Parent for this company. |
Immediate
Holding Parent
|
||
|
Name |
Status |
Registration
Address Number |
|
VIETNAM NATIONAL TEXTILE AND GARMENT GROUP |
Active |
Sentinel
Place Bldg 41A Ly Thai To St Hoan Kiem Dist Hanoi |
Subsidaries
|
|
No
subsidaries for this company. |
Affiliates
|
|
No
affiliates for this company. |
Negative
Information
|
|
No
negative information for this company |
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
INR 67.22 |
|
|
1 |
INR 90.87 |
|
Euro |
1 |
INR 80.87 |
|
VND |
1 |
INR 0.0030 |
Note :
Above are approximate rates obtained from sources believed to be correct
INFORMATION DETAILS
|
Analysis Done by
: |
DIV |
|
|
|
|
Report Prepared
by : |
DNS |
RATING EXPLANATIONS
|
Credit Rating |
Explanation |
Rating Comments |
|
A++ |
Minimum Risk |
Business dealings permissible with minimum
risk of default |
|
A+ |
Low Risk |
Business dealings permissible with low
risk of default |
|
A |
Acceptable Risk |
Business dealings permissible with moderate
risk of default |
|
B |
Medium Risk |
Business dealings permissible on a regular
monitoring basis |
|
C |
Medium High Risk |
Business dealings permissible preferably
on secured basis |
|
D |
High Risk |
Business dealing not recommended or on secured
terms only |
|
NB |
New Business |
No recommendation can be done due to
business in infancy stage |
|
NT |
No Trace |
No recommendation can be done as the
business is not traceable |
NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors are as follows:
·
Financial
condition covering various ratios
·
Company
background and operations size
·
Promoters
/ Management background
·
Payment
record
·
Litigation
against the subject
·
Industry
scenario / competitor analysis
·
Supplier
/ Customer / Banker review (wherever available)
This report is issued at
your request without any risk and responsibility on the part of MIRA INFORM
PRIVATE LIMITED (MIPL) or its officials.