|
|
|
MIRA INFORM REPORT
|
Report No. : |
509704 |
|
Report Date : |
17.05.2018 |
IDENTIFICATION DETAILS
|
Name : |
PAUL STRICKER SA |
|
|
|
|
Registered Office : |
Núcleo Industrial De Murtede, Lote 5, 3060-372-Murtede, Cantanhede,
Coimbra |
|
|
|
|
Country : |
Portugal |
|
|
|
|
Financials (as on) : |
2016 |
|
|
|
|
Date of Incorporation : |
31.07.1987 |
|
|
|
|
Legal Form : |
Joint Stock Company |
|
|
|
|
Line of Business : |
Subject is Non-specialized wholesale trade. |
|
|
|
|
No. of Employees : |
115 |
RATING & COMMENTS
(Mira Inform has adopted New Rating mechanism w.e.f. 23rd
January 2017)
|
MIRA’s Rating : |
A |
|
Credit Rating |
Explanation |
Rating Comments |
|
A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
|
Status : |
Good |
|
|
|
|
Payment Behaviour : |
No Complaints |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made on
e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List
|
Country Name |
Previous Rating (30.09.2017) |
Current Rating (31.12.2017) |
|
Portugal |
B1 |
B1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low Risk |
A2 |
|
Moderately Low Risk |
B1 |
|
Moderate Risk |
B2 |
|
Moderately High Risk |
C1 |
|
High Risk |
C2 |
|
Very High Risk |
D |
PORTUGAL - ECONOMIC OVERVIEW
Portugal has become a diversified and increasingly service-based economy since joining the European Community - the EU's predecessor - in 1986. Over the following two decades, successive governments privatized many state-controlled firms and liberalized key areas of the economy, including the financial and telecommunications sectors. The country joined the Economic and Monetary Union in 1999 and began circulating the euro on 1 January 2002 along with 11 other EU members.
The economy grew by more than the EU average for much of the 1990s, but the rate of growth slowed in 2001-08. After the global financial crisis in 2008, Portugal’s economy contracted in 2009 and fell into recession from 2011 to 2013, as the government implemented spending cuts and tax increases to comply with conditions of an EU-IMF financial rescue package, signed in May 2011. Portugal successfully exited its EU-IMF program in May 2014, and its economic recovery gained traction in 2015 because of strong exports and a rebound in private consumption. GDP growth accelerated in 2016, and probably reached 2.5 % in 2017. Unemployment remained high, at 9.7% in 2017, but has improved steadily since peaking at 18% in 2013.
The center-left minority Socialist government has unwound some unpopular austerity measures while managing to remain within most EU fiscal targets. The budget deficit fell from 11.2% of GDP in 2010 to 1.8% in 2017, the country’s lowest since democracy was restored in 1974, and surpassing the EU and IMF projections of 3%. Portugal exited the EU’s excessive deficit procedure in mid-2017.
|
Source
: CIA |
COMPANY
NAME AND ADDRESS
|
PAULSTRICKERSA |
|
Núm.
Contribuinte: 501888640 | Trust N.º: 56232 |
FINANCIAL HIGHLIGHTS
|
|
2014 |
2015 |
2016 |
|
Net
sales |
13.059.228,70 |
17.233.356,28 |
21.464.822,69 |
|
Net
income for the year |
577.049,77 |
1.355.043,08 |
2.164.579,15 |
|
Shareholders
funds |
6.679.501,78 |
9.899.305,07 |
12.071.182,03 |
|
Stocks
|
4.066.457,00 |
5.283.012,51 |
5.554.105,43 |
|
Liability
|
8.877.566,57 |
14.275.617,53 |
16.141.179,52 |
|
Assets
|
15.557.068,35 |
24.174.922,60 |
28.212.361,55 |
SUMMARY
|
Legal
Form |
Joint
Stock Company |
|
|
Constitution |
31-07-1987 |
|
|
V.A.T.
Number / NIF |
501888640 |
|
|
Employees |
115 |
|
|
Capital |
1
176.500,00 |
|
|
Sales
in : 31-12-2016 |
21.464.822,69 |
|
|
Shareholders
Fundsin: 31-12-2016 |
12
071.182,03 |
|
|
Credit
Risk Level |
Very
Low Credit Risk |
|
|
Actual
Condition |
In
activity |
|
|
Import/Export |
Sim
/ Sim |
|
TAX
SITUATION
On
this date the subject is Not registered in the debtors list of the tax
authorities
CONTRIBUTIVE
SITUATION (SOCIAL SECURITY)
At
present date, the company is not in Social Security debt list
INSOLVENCIES
/ REVITALIZATION PROCESSES
NO
SUMMARY
OF CLAIMS (LAST 5 YEARS)
|
YEAR |
QUANTITY |
TOTAL |
|
|
|
€
|
|
2013 |
1 |
7.425,00 |
|
Total |
1 |
7.425,00 |
BUSINESS
CONCEPT
--
IDENTIFICATION
|
Name |
PAUL
STRICKER SA |
|
|
Trust
Nº. |
56232 |
|
|
V.A.T.
Number / NIF |
501888640 |
|
|
Address |
NÚCLEO
INDUSTRIAL DE MURTEDE, Lote 5 |
|
|
Postal
Code |
3060-372-MURTEDE |
|
|
Municipality |
CANTANHEDE |
|
|
District |
COIMBRA |
|
|
Country |
Portugal |
|
|
Telephone |
231209980 |
|
|
Fax |
231209989 |
|
|
E-Mail |
stricker@stricker.pt |
|
|
Web
Site |
www.stricker.pt |
|
|
CAE
Main |
46900-
Non-specialized wholesale trade |
|
|
CAE
Secondary |
18120-
Other printing |
|
GOVERNING
BODIES
|
Board
of Director's |
|
|
|
RICARDO
JORGE DOS SANTOS STRICKER |
|
Board
of Director's President |
|
LIGIA
MARIA NUNES JORGE |
|
Board
of Director's Member |
|
CATARINA
JORGE STRICKER |
|
Board
of Director's Member |
|
PAULO
JORGE STRICKER |
|
Board
of Director's Member |
|
FERNANDO
MANUEL FERNANDES DA COSTA SANTOS |
|
Board
of Director's Member |
|
ALEXANDRE
CAMPOS GIL |
|
Board
of Director's Member |
Fiscal
Board
|
BDO
& ASSOCIADOS, SOCIEDADE DE
REVISORES OFICIAIS DE CONTAS LDA |
Unique
Fiscal |
|
MARIO
JORGE SILVESTRE NETO |
Fiscal
Board Substitute |
Legal
structure
Registed
on the Register Record Office of Cantanhede with the Register Number 501888640
previous number 1578 in 05-12-2003 Constitution celebrated in 31-07-1987
published on Diario da Republica number 193 of 24-08-1987 To oblige the company
it is necessary 2 signature
CHANGES TO SOCIETY
In
25-07-2017 on Portal MJ of 25-07-2017 annual financial statements In 21-07-2016
on Portal MJ of 21-07-2016 annual financial statements In 17-07-2015 on Portal MJ
of 17-07-2015 annual financial statements In 01-04-2015 on Portal MJ of
01-04-2015 rectification
In 31-03-2015 on Portal MJ
of 31-03-2015 board of director's change
In 31-03-2015 on Portal MJ
of 31-03-2015 board of director's change
In 31-03-2015 on Portal MJ
of 31-03-2015 board of director's change
In 18-07-2014 on Portal MJ
of 18-07-2014 annual financial statements
In 19-03-2014 on Portal MJ
of 19-03-2014 capital increase and social change
In 19-07-2013 on Portal MJ
of 19-07-2013 annual financial statements
CAPITAL
The Capital is 1.176.500,00
, divided in 23530 shares , with a nominal value of 50,00
with the following
shareholders
|
FEMACOSA
LDA |
176.475,00 |
15% |
BIOGRAPHIES
|
Name |
RICARDO
JORGE DOS SANTOS STRICKER |
|
Funtion |
Board
of Director's President |
|
Name |
LIGIA
MARIA NUNES JORGE |
|
Funtion |
Board
of Director's Member |
|
Name |
CATARINA
JORGE STRICKER |
|
Funtion |
Board
of Director's Member |
|
Name |
PAULO
JORGE STRICKER |
|
Funtion |
Board
of Director's Member |
|
Historical
of Professional |
|
|
|
The
subject had links with the following company(ies): |
|
Connections
and Participations |
|
|
|
GAVETA
DECIMAL LDA como Gerente. |
|
Links
to others companies |
The
subject has connections with the following company (ies) |
|
|
IVIVE-EMPREENDIMENTOS
IMOBILIARIOS LDA as Partner with a participation of 5.000,00 , in a capital
of 10.000,00 . |
|
|
PJS-INVESTIMENTOS
UNIPESSOAL LDA as Managing-Partner with a participation of 50.000,00 , in a
capital of 50.000,00 . |
|
|
SIMPLECOORDINATE
LDA as Manager . |
|
Name |
FERNANDO
MANUEL FERNANDES DA COSTA SANTOS |
|
Funtion |
Board
of Director's Member |
|
Historical
of Professional |
|
|
|
The
subject had links with the following company(ies): |
|
Connections
and Participations |
|
|
|
BUY
GIFT-UNIPESSOAL LDA como Sócio. |
|
Links
to others companies |
The
subject has connections with the following company (ies) |
|
|
FEMACOSA
LDA as Managing-Partner with a participation of 500.004,00 , in a capital of
680.000,00 . |
|
|
SOCIEDADE
IMOBILIARIA DA CHARNECA DO GUINCHO LDA as Managing-Partner with a
participation of 1.250,00 , in a |
|
|
capital
of 5.000,00 . |
|
Name |
ALEXANDRE
CAMPOS GIL |
|
Funtion |
Board
of Director's Member |
|
Links
to others companies |
The
subject has connections with the following company (ies) |
|
|
KOR-HOTEL
FURNITURE LDA as Managing-Partner with a participation of 1.000,00 , in a capital
of 3.000,00 . |
SHAREHOLDERS
/ PARTNERS COMPANIES
|
Trust
Nº. |
1568624 |
|
NAME |
FEMACOSA
LDA |
|
Address |
Rua
D. Dácia Maria Duque Estanislau, 252, Aldeia do Juzo |
|
Locality |
2750-028
CASCAIS |
|
Country |
PORTUGAL |
|
Funtion |
Shareholder |
|
Telephone |
916995126 |
|
C.A.E. |
70220-
Other areas of consultancy for business and management |
ACTIVITIES
|
Main
CAE |
46900-
Non-specialized wholesale trade |
|
Secundary
CAE |
18120-
Other printing |
BUSINESS DESCRIPTION
Importação
de grande variedade de mercadorias
GEOGRAPHIC
DISTRIBUTION OF SALES
|
|
INTERNAL
MARKET |
|
|
|
INTERNATIONAL
MARKET |
|
|
|
YEAR |
|
|
EU |
|
EXTRA-EU |
|
TOTAL |
|
2016 |
5.287.514,47 |
24,63% |
14.577.529,72 |
67,91% |
1.599.778,50 |
7,45% |
21.464.822,69 |
|
2015 |
5.154.964,11 |
29,91% |
11.071.694,39 |
64,25% |
1.006.697,78 |
5,84% |
17.233.356,28 |
|
2014 |
4.835.638,08 |
37,03% |
7.696.450,76 |
58,93% |
527.139,86 |
4,04% |
13.059.228,70 |
|
2013 |
4.751.273,07 |
43,89% |
5.707.996,03 |
52,73% |
366.661,57 |
3,39% |
10.825.930,67 |
|
2012 |
4.137.769,34 |
51,21% |
3.479.532,55 |
43,06% |
463.325,86 |
5,73% |
8.080.627,75 |
GEOGRAPHIC
DISTRIBUTION OF PURCHASES
|
|
INTERNAL
MARKET |
|
|
INTERNATIONAL
MARKET |
|
|
|
|
YEAR |
|
|
EU |
|
EXTRA-EU |
|
TOTAL |
|
2016 |
3.998.355,58 |
26,43% |
8.914.780,84 |
58,93% |
2.215.343,93 |
14,64% |
15.128.480,35 |
|
2015 |
3.585.763,41 |
26,41% |
7.111.046,30 |
52,37% |
2.882.927,58 |
21,23% |
13.579.737,29 |
|
2014 |
3.242.993,56 |
32,39% |
5.879.329,90 |
58,72% |
890.451,47 |
8,89% |
10.012.774,93 |
|
2013 |
3.034.292,78 |
34,69% |
4.641.142,35 |
53,06% |
1.071.943,03 |
12,25% |
8.747.378,16 |
|
2012 |
2.042.273,07 |
36,88% |
1.819.310,20 |
32,86% |
1.675.806,11 |
30,26% |
5.537.389,38 |
BANKS AND
FINANCIAL INSTITUTIONS
|
BANCO
BPI, SA |
|
|
Coimbra |
|
|
|
|
|
MILLENNIUM
BCP |
|
|
Coimbra |
|
|
|
|
|
BANCO
SANTANDER TOTTA SA |
|
|
Coimbra |
|
|
|
|
INCIDENTS
INSOLVENCIES / REVITALIZATION PROCESSES
NO
TAX
SITUATION
On
this date the subject is Not registered in the debtors list of the tax
authorities
CONTRIBUTIVE
SITUATION (SOCIAL SECURITY)
At
present date, the company is not in Social Security debt list
SUMMARY
OF CLAIMS (LAST 5 YEARS)
|
YEAR |
QUANTITY |
TOTAL |
|
|
|
€ |
|
2013 |
1 |
7.425,00 |
|
Total |
1 |
7.425,00 |
LEGAL
ACTIONS
|
Date |
01-11-2013 |
|
Process |
944/13.0T4AVR |
|
Author |
Teresa
Margarida da Silva Lopes Pereira |
|
Type |
Common
Process Action |
|
Amount |
7.425,00 |
|
Judicial
District |
Comarca
do Baixo Vouga-Juízo do Trabalho de Aveiro |
EMPLOYEES
|
YEAR |
TOTAL |
MEN |
|
WOMEN |
|
|
2016 |
115 |
41 |
36% |
74 |
64% |
|
2015 |
95 |
38 |
40% |
57 |
60% |
|
2014 |
73 |
33 |
45% |
40 |
55% |
|
2013 |
52 |
23 |
44% |
29 |
56% |
|
2012 |
43 |
15 |
35% |
28 |
65% |
INSURANCE
Império
Bonança Companhia de Seguros SA
Companhia
Seguros Allianz Portugal SA
HEAD OFFICE
AND INSTALLATIONS
Has
head office Núcleo Industrial de Murtede, Lote 5, 3060-372, MURTEDE
PARTICIPATIONS
DIRECT
PARTICIPATIONS
|
NAME |
PAUL
STRICKER OFICINA DE ESPANA S.L |
|
Trust
Nº. |
2303460 |
|
Country |
ESPANHA |
|
Participation |
100,00% |
|
NAME |
STR
HOLDING CO. LIMITED |
|
Trust
Nº. |
2302036 |
|
Country |
HONG-KONG |
|
Participation |
100,00% |
|
NAME |
PAUL
STRICKER COMERCIO DE MERCADORIAS EM GERAL LTDA |
|
Trust
Nº. |
2301958 |
|
Country |
BRASIL |
|
Participation |
99,70% |
SPECIAL INFORMATION
|
Event |
|
General
Description |
|
Quality
Certification |
|
A
titular encontra se certificada segundo a norma ISO 9001:2008. |
FINANCIAL
DEMONSTRATION SNC
BALANCE
SHEET SNC
|
COINEUROS |
|
|
|
YEAR:2016 |
|
|
2016 |
2015 |
2014 |
%VAR.2016/15 |
|
ASSET |
|
|
|
|
|
NON-CURRENT
ASSETS |
|
|
|
|
|
Tangible
fixed assets |
6.215.596,78 |
6.131.773,77 |
3.265.810,08 |
1,37% |
|
Investment
properties |
- |
- |
- |
- |
|
Goodwill |
311.841,79 |
57.683,58 |
57.683,58 |
440,61% |
|
Intangible
assets |
64.585,77 |
42.094,40 |
47.317,23 |
53,43% |
|
Biological
assets |
- |
- |
- |
- |
|
Financial
participations - patrimonial equity method |
486.659,83 |
506.692,70 |
537.016,60 |
(3,95)% |
|
Financial
participations - other methods |
- |
70.040,00 |
42.920,00 |
- |
|
Shareholders/partners |
- |
- |
- |
- |
|
Other
financial assets |
4.468.351,22 |
2.935.200,96 |
2.111.857,60 |
52,23% |
|
Deferred
tax assets |
74.748,36 |
20.776,08 |
16.407,91 |
259,78% |
|
Financial
investments(exclusive use by small entities and micro entities) |
- |
- |
- |
- |
|
Total |
11.621.783,75 |
9.764.261,49 |
6.079.013,00 |
19,02% |
|
CURRENT
ASSETS |
|
|
|
|
|
Inventories |
5.554.105,43 |
5.283.012,51 |
4.066.457,00 |
5,13% |
|
Biological
assets |
- |
- |
- |
- |
|
Costumers |
7.356.219,68 |
6.020.598,01 |
3.832.270,69 |
22,18% |
|
Advances
to suppliers |
1.538.204,71 |
844.587,86 |
839.446,30 |
82,12% |
|
State
and other public entities |
- |
- |
1.536,45 |
- |
|
Shareholders/partners |
- |
- |
- |
- |
|
Other
accounts receivable |
696.361,51 |
581.094,98 |
58.581,09 |
19,84% |
|
Deferrals |
729.454,40 |
692.421,49 |
306.556,30 |
5,35% |
|
Financial
assets held for trading |
- |
- |
- |
- |
|
Other
financial assets |
- |
- |
- |
- |
|
Non-current
assets held for sale |
- |
- |
- |
- |
|
Other
current assets |
- |
- |
- |
- |
|
Cashier
and bank deposits |
716.232,07 |
988.946,26 |
373.207,52 |
(27,58)% |
|
Total |
16.590.577,80 |
14.410.661,11 |
9.478.055,35 |
15,13% |
|
TOTAL
ASSET |
28.212.361,55 |
24.174.922,60 |
15.557.068,35 |
16,70% |
SHAREHOLDERS
FUNDS AND LIABILITIES
SHAREHOLDERS
FUNDS
|
Capital |
1.176.500,00 |
1.176.500,00 |
1.176.500,00 |
- |
|
Own
shares |
- |
- |
- |
- |
|
Other
shareholders funds instruments |
1.283.410,00 |
1.283.410,00 |
1.283.410,00 |
- |
|
Emission
premiuns |
540.090,00 |
540.090,00 |
540.090,00 |
- |
|
Legal
reserves |
240.000,00 |
240.000,00 |
240.000,00 |
- |
|
Other
reserves |
4.788.579,02 |
3.433.535,94 |
2.858.682,64 |
39,46% |
|
Net
retained |
73.697,10 |
- |
(2.196,47) |
- |
|
Adjustments
on financial assets |
32.733,51 |
25.435,70 |
5.965,84 |
28,69% |
|
Revaluation
surplus |
1.771.593,25 |
1.845.290,35 |
- |
(3,99)% |
|
Other
shareholders funds changes |
- |
- |
- |
- |
|
Total |
9.906.602,88 |
8.544.261,99 |
6.102.452,01 |
15,94% |
|
Net
income for the period |
2.164.579,15 |
1.355.043,08 |
577.049,77 |
59,74% |
|
Antecipated
dividends |
- |
- |
- |
- |
|
TOTAL
OF SHAREHOLDERS FUNDS |
12.071.182,03 |
9.899.305,07 |
6.679.501,78 |
21,94% |
|
LIABILITY |
|
NON-CURRENT
LIIABILITIES |
|
Provisions |
- |
- |
- |
- |
|
Financing
obtained |
8.427.704,05 |
7.744.710,38 |
3.482.222,61 |
8,82% |
|
Responsability
for post-employment beneficts |
- |
- |
- |
- |
|
Diferred
taxes liabilities |
514.333,53 |
535.729,49 |
- |
(3,99)% |
|
Other
payable accounts |
- |
- |
- |
- |
|
Total |
8.942.037,58 |
8.280.439,87 |
3.482.222,61 |
7,99% |
|
CURRENT
LIABILITIES |
|
|
|
|
|
Suppliers |
690.698,47 |
643.686,66 |
488.094,66 |
7,30% |
|
Advances
from costumers |
40.942,49 |
26.946,67 |
14.028,12 |
51,94% |
|
State
and other public entities |
487.440,61 |
289.704,58 |
396.679,35 |
68,25% |
|
Shareholders/partners |
- |
- |
- |
- |
|
Financing
obtained |
5.152.994,80 |
3.891.216,55 |
3.734.226,42 |
32,43% |
|
Other
payable accounts |
540.329,09 |
646.741,52 |
731.417,50 |
(16,45)% |
|
Deferrals |
286.736,48 |
496.881,68 |
30.897,91 |
(42,29)% |
|
Financial
liabilities held for trading |
- |
- |
- |
- |
|
Other
financial liabilities |
- |
- |
- |
- |
|
Non-current
liabilities held for sale |
- |
- |
- |
- |
|
Other
current liabilities |
- |
- |
- |
- |
|
Total |
7.199.141,94 |
5.995.177,66 |
5.395.343,96 |
20,08% |
|
TOTAL
LIABILITIES |
16.141.179,52 |
14.275.617,53 |
8.877.566,57 |
13,07% |
|
TOTAL
SHAREHOLDERS FUNDS AND LIABILITIES |
28.212.361,55 |
24.174.922,60 |
15.557.068,35 |
16,70% |
|
INCOME
STATEMENT |
|
INCOME
AND EXPENSES |
|
Sales
and services |
21.464.822,69 |
17.233.356,28 |
13.059.228,70 |
24,55% |
|
Operating
government grants |
207.170,38 |
34.045,86 |
130.351,60 |
508,50% |
|
Gains/losses
allocated subsidiaries, associates and joint ventures |
261.476,61 |
(49.793,76) |
(115.682,46) |
(625,12)% |
|
Variation
in production inventories |
- |
- |
- |
- |
|
Work
for the entity itself |
- |
- |
- |
- |
|
Cost
of goods sold and materials consumed |
10.824.967,79 |
8.916.487,31 |
6.472.041,53 |
21,40% |
|
Suppliers
and external services |
4.045.242,25 |
3.501.314,53 |
3.250.065,91 |
15,53% |
|
Personnel
costs |
2.468.121,68 |
2.127.617,37 |
1.648.506,65 |
16,00% |
|
Impairment
of inventories (losses/revearsals) |
(12.822,61) |
(54.620,06) |
70.737,73 |
(76,52)% |
|
Impairment
of receivables (losses/revearsals) |
748.188,99 |
113.165,79 |
132.369,56 |
561,14% |
|
Provisions
(increases/reductions) |
- |
- |
(4.663,48) |
- |
|
Impairment
of investments not depreciable/amortizable (losses/reversals) |
- |
- |
- |
- |
|
Other
impairments (losses/reversals)/impairments (losses/reversals) (exclusive use
by small entities and microentities) |
- |
- |
- |
- |
|
Increases/decreases
in fair value |
- |
- |
- |
- |
|
Other
income and gains |
264.707,23 |
95.095,42 |
130.740,68 |
178,36% |
|
Other
expenses and losses |
517.236,14 |
356.591,80 |
267.932,74 |
45,05% |
|
Result
before depreciation, financing costs and taxes |
3.607.242,67 |
2.352.147,06 |
1.367.647,88 |
53,36% |
|
Expenses/reversals
of depreciation and amortization |
650.891,62 |
249.118,78 |
199.043,98 |
161,28% |
|
Impairment
of investments depreciable/amortizable (losses/reversals) |
- |
- |
- |
- |
|
Operating
result (before financing costs and taxes) |
2.956.351,05 |
2.103.028,28 |
1.168.603,90 |
40,58% |
|
Interest
and similar income obtained |
- |
- |
4,60 |
- |
|
interest
and similar expenses incurred |
276.777,17 |
320.266,37 |
281.767,94 |
(13,58)% |
|
Net
before taxes |
2.679.573,88 |
1.782.761,91 |
886.840,56 |
50,30% |
|
Income
tax of the period |
514.994,73 |
427.718,83 |
309.790,79 |
20,40% |
|
Net
profit for the period |
2.164.579,15 |
1.355.043,08 |
577.049,77 |
59,74% |
|
Results
of discontinued operations (net of taxes) included in the net icome of the
period |
- |
- |
- |
- |
RATIOS
SNC
|
YEAR |
|
2016 |
2015 |
2014 |
|
Shareholder's
Funds Profitability (Net Income /
Shareholders Funds) (%) |
|
17,93 |
13,69 |
8,64 |
|
Return
on Assets (Operating Result / Total
Asset)(%) |
|
10,48 |
8,70 |
7,51 |
|
Sales
Net Profitability (Net Income / Sales)
(%) |
|
10,08 |
7,86 |
4,42 |
|
EFFICIENCY
RATIOS |
|
|
|
|
|
Medium
Term Receivable (Costumers / Sales) * 365 (d) |
|
125,09 |
127,52 |
107,11 |
|
Medium
Term Payable (Suppliers / Purchases + Suppliers and external services)*365
(d) |
|
16,66 |
17,30 |
17,79 |
|
Asset
Rotation (Sales / Toral Asset) (%) |
|
76,08 |
71,29 |
83,94 |
|
PRODUCTIVITY
RATIOS |
|
|
|
|
|
Gross
Added Value / Employee (#) |
|
56.950,04 |
48.295,83 |
45.620,28 |
|
Sales
/ Employee (#) |
|
186.650,63 |
181.403,75 |
178.893,54 |
|
Productivity
(Gross Added Value / Personnel costs)
(#) |
|
2,65 |
2,16 |
2,02 |
|
SHORT
TERM RATIOS |
|
|
|
|
|
General Liquidity (Current Assets / Current Liabilities) (#) |
|
2,30 |
2,40 |
1,76 |
|
Reduced
Liquidity (Current Assets -
Inventories / Current Liabilities) (#) |
|
1,53 |
1,52 |
1,00 |
|
Immediate
Liquidity (Cashier and bank
deposits / Current Liabilities)
(#) |
|
0,10 |
0,16 |
0,07 |
|
MEDIUM
LONG TERM RATIOS |
|
|
|
|
|
Financial
Autonomy (Shareholders Funds / Total Asset) (%) |
|
42,79 |
40,95 |
42,94 |
|
Solvability(Shareholders Funds
/ Total Liabilities) (%) |
|
74,79 |
69,34 |
75,24 |
|
Debt Structure (Current Liabilities / Total Liabilities) (%) |
|
44,60 |
42,00 |
60,78 |
|
General
Debt (Total Liabilities / Total Asset)
(%) |
|
57,21 |
59,05 |
57,06 |
|
Debt Capacity (Shareholders Funds / Shareholders
Funds + Non Current Liabilities)(%) |
|
57,45 |
54,45 |
65,73 |
|
Capital
Structure (Shareholder's Funds / Non Current Liabilities) (%) |
|
134,99 |
119,55 |
191,82 |
|
OPERATIONAL
AND FINANCIAL RISK |
|
|
|
|
|
Operational Leverage Level (OLL) (Gross Margin / Operating Result) (#) |
|
3,60 |
3,95 |
5,64 |
|
Financial
Leverage Level (FLL) (Gross Operating
Profit / Operating Result) (#) |
|
1,10 |
1,18 |
1,32 |
|
Combined
Leverage Level (OLL x FLL) (#) |
|
3,97 |
4,67 |
7,43 |
CASH
FLOWSTATEMENT
|
RUBRICS |
2016 |
2015 |
PERIODS |
CASH
FLOWS FROM OPERATIONAL ACTIVITIES
|
Customers
receipts |
21.051.618,95 |
16.281.712,84 |
29,30% |
|
Payments
to suppliers |
17.862.396,72 |
16.362.081,08 |
9,17% |
|
Payments
to employees |
2.336.335,57 |
1.932.811,61 |
20,88% |
|
Cash
at bank generated from operations |
852.886,66 |
(2.013.179,85) |
142,37% |
|
Payment/receipt ofincome tax |
(556.015,22) |
(387.656,29) |
(43,43)% |
|
Other
receipts/payments |
14.012,73 |
30.662,56 |
(54,30)% |
|
Cash
Flows from Operational Activities (A) |
310.884,17 |
(2.370.173,58) |
113,12% |
|
CASH
FLOWS' INVESTMENT ACTIVITIES |
|
|
|
|
Payments
regarding: |
|
|
|
|
Fixed
tangible assets |
319.195,82 |
728.783,17 |
(56,20)% |
|
Intangible
assets |
0,00 |
0,00 |
(56,20)% |
|
Financial
investments |
1.455.010,00 |
310.140,00 |
369,15% |
|
Other
assets |
24.000,00 |
24.000,00 |
0,00% |
|
Receipts
from: |
|
|
|
|
Fixed
tangible assets |
0,00 |
0,00 |
|
|
Intangible
assets |
0,00 |
0,00 |
|
|
Financial
investments |
0,00 |
0,00 |
|
|
Other
assets |
0,00 |
0,00 |
|
|
Investment
subsidies |
- |
- |
- |
|
Interest and similar income |
108,84 |
1.325,60 |
(91,79)% |
|
Dividends |
0,00 |
0,00 |
(91,79)% |
|
Cash
Flows' Investments Activities (B) |
(1.798.096,98) |
(1.061.597,57) |
(69,38)% |
|
CASH
FLOWS' INVESTMENT ACTIVITIES |
|
|
|
|
Receipts
from: |
|
|
|
|
Obtained
financing |
4.369.025,98 |
8.449.512,06 |
(48,29)% |
|
Paying-up
of capital and other equity instruments |
0,00 |
0,00 |
(48,29)% |
|
Coverage
of losses |
0,00 |
0,00 |
(48,29)% |
|
Donations |
0,00 |
0,00 |
(48,29)% |
|
Other
financing operations |
0,00 |
0,00 |
(48,29)% |
|
Payments
regarding: |
|
|
|
|
Obtained
financing |
2.883.472,88 |
4.089.278,16 |
(29,49)% |
|
Interests and similar expenses |
269.054,48 |
292.049,83 |
(7,87)% |
|
Dividends |
0,00 |
0,00 |
(7,87)% |
|
Capital's redution and other equity instruments |
0,00 |
0,00 |
(7,87)% |
|
Other
financing operations |
2.000,00 |
16.980,00 |
(88,22)% |
|
Cash
Flows' Financing Activities © |
1.214.498,62 |
4.051.204,07 |
(70,02)% |
|
Variation
in cash at bank and its equivalents
(A+B+C) |
(272.714,19) |
619.432,92 |
(144,03)% |
|
Effect of exchange differences |
0,00 |
(3.694,18) |
100,00% |
|
Cash
at bank and its equivalents at the start of period |
988.946,26 |
373.207,52 |
164,99% |
|
Cash
at bank and its equivalents at the end of period |
716.232,07 |
988.946,26 |
(27,58)% |
CASH
FLOWS
|
|
MOVIMENTOS
DO PERIODO DE 2016 |
|
|
|
|
RUBRICS |
INITIAL
BALANCE |
DEBITS |
CREDITS |
FINAL
BALANCE |
|
PERIOD'S
CARRYING AMOUNT AND MOVEMENTS |
|
|
|
|
|
Cash
in hand |
1.000,00 |
50.863,04 |
50.863,04 |
1.000,00 |
|
Order
deposits |
987.946,26 |
55.695.460,82 |
55.968.175,01 |
715.232,07 |
|
Other
bank deposits |
- |
- |
- |
0,00 |
|
Total
cash at bank and bank deposits |
988.946,26 |
55.746.323,86 |
56.019.038,05 |
716.232,07 |
|
Of
which: Bank deposits abroad |
- |
- |
- |
0,00 |
|
RUBRICS |
|
|
|
VALUE |
|
OTHER
INFORMATION |
|
|
|
|
|
Receipts
from: |
|
|
|
|
|
Non-life
insurance claims |
|
|
|
6.741,18 |
|
Operating
subsidies |
|
|
|
14.013,56 |
|
Cash
at bank and its equivalents not
available for use |
|
|
|
- |
ASSETS
IMPAIRMENT
|
|
|
MOVIMENTOS
DO PERIODO DE 2016 |
|
|
||
|
|
IMPAIRMENT
LOSSES |
|
|
IMPAIRMENT
LOSSES REVERSALS |
|
|
|
RUBRICS |
RECOGNIZED
IN PROFIT AND LOSS |
ON
REVALUED ASSETS RECOGNIZED IN EQUITY |
TOTAL |
RECOGNIZED
IN PROFIT AND LOSS |
RECOGNIZED
IN EQUITY |
TOTAL |
|
Individual
assets |
|
|
|
|
|
|
|
Fixed
tangible assets |
0,00 |
- |
- |
0,00 |
- |
- |
|
Goodwill |
- |
- |
- |
0,00 |
- |
- |
|
Intangible
assets |
0,00 |
- |
- |
0,00 |
- |
- |
|
Investment properties (cost model) |
0,00 |
- |
- |
0,00 |
- |
- |
|
Investments
in progress |
0,00 |
- |
- |
0,00 |
- |
- |
|
Financial
investments |
0,00 |
- |
- |
0,00 |
- |
- |
|
TOTAL |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
0,00 |
|
of
which: cash-generating units |
0,00 |
- |
- |
0,00 |
- |
- |
GOVERNMENT
GRANTS AND GOVERNMENT ASSISTANCE
|
|
GRANTS
FROM STATE AND OTHER PUBLIC
BODIES |
|
GRANTS
FROM OTHER ENTITIES |
|
|
RUBRICS |
VALUE
ASSIGNED IN THE PERIOD OR IN PREVIOUS PERIOD |
VALUE
ATTRIBUTED TO THE PERIOD |
VALUE
ASSIGNED IN THE PERIOD OR IN PREVIOUS |
VALUE
ATTRIBUTED TO THE PERIOD |
|
Grants related to assets/investment: |
- |
13.756,14 |
- |
0,00 |
|
Fixed
tangible assets |
- |
498,09 |
- |
0,00 |
|
Land
and Natural Resources |
- |
- |
- |
- |
|
Buildings
and other structures |
- |
- |
- |
- |
|
Basic
equipment |
- |
- |
- |
- |
|
Transport
equipment |
- |
- |
- |
- |
|
Office
equipment |
- |
498,09 |
- |
- |
|
Biological
equipment |
- |
- |
- |
- |
|
Others |
- |
- |
- |
- |
|
Intangible
assets |
- |
13.258,05 |
- |
0,00 |
|
Development
projects |
- |
- |
- |
- |
|
Computer
programmes |
- |
13.258,05 |
- |
- |
|
Industrial
property |
- |
- |
- |
- |
|
Others |
- |
- |
- |
- |
|
Other
assets |
- |
- |
- |
- |
|
Grants
related to income / operating |
- |
207.170,38 |
- |
- |
|
Value
of repayments in the period: |
- |
0,00 |
- |
0,00 |
|
Grants related to assets/investment |
- |
- |
- |
- |
|
Grants
related to income / operating |
- |
- |
- |
- |
|
TOTAL |
- |
220.926,52 |
- |
0,00 |
IMPAIRMENT
LOSSES IN FINANCIAL ASSETS AT COST OR AT AMORTIZED COST
|
|
|
|
MOVIMENTOS
DO PERIODO DE 2016 |
|
|
RUBRICS |
|
IMPAIRMENT
LOSSES |
IMPAIRMENT
LOSSES REVERSALS |
TOTAL |
|
|
|
|
|
|
|
Receivable
debts from customers |
|
548.188,99 |
- |
548.188,99 |
|
Other
receivables |
|
200.000,00 |
- |
200.000,00 |
|
Equity
instruments and other securities |
|
- |
- |
0,00 |
|
Others |
|
- |
- |
0,00 |
|
TOTAL |
|
748.188,99 |
0,00 |
748.188,99 |
DEBTS
REGISTERED AS DOUBTFUL
|
RUBRICS |
|
|
|
VALUE |
|
Regarding
insolvency and company recovery
procedures or enforcement
procedures |
|
|
|
- |
|
Claimed
in court |
|
|
|
1.006.249,56 |
|
In
arrears: |
|
|
|
395.469,02 |
|
Over
six months and up to twelve months |
|
|
|
75.053,80 |
|
Over
twelve months and up to eighteen
months |
|
|
|
46.749,84 |
|
Over
eighteen months and up to twenty four
months |
|
|
|
25.804,97 |
|
Over
twenty four months |
|
|
|
247.860,41 |
|
TOTAL |
|
|
|
1.401.718,58 |
EMPLOYEE
BENEFITS, COMPANY EMPLOYEES AND PERSONNEL COSTS
|
RUBRICS |
AVERAGE
NUMBER OF EMPLOYEES |
AVERAGE
NUMBER OF HOURS WORKED |
|
Company
employees, paid and unpaid |
115 |
215.704 |
|
Paid
company employees |
115 |
215.704 |
|
Company
UNPAID employees |
0 |
0 |
|
Company
employees, by type of working hours |
|
|
|
Full
time company employees |
113 |
213.080 |
|
Of
which: Full time company employees |
113 |
213.080 |
|
Part time company employees |
2 |
2.624 |
|
Of
which: Part time company employees |
2 |
2.624 |
|
Company
employees, by gender: |
|
|
|
Men |
41 |
76.552 |
|
Women |
74 |
139.152 |
|
Company
employees, of which: |
|
|
|
Company employees assigned to Research and
Development |
0 |
- |
|
Service
providers |
0 |
0 |
|
People
placed through temporary employment agencies |
0 |
- |
STAFF
COSTS
|
RUBRICS |
|
VALUE |
|
Staff
costs |
|
2
468.121,68 |
|
Governance
Bodies Remuneration |
|
119.399,04 |
|
Of
which: Profit-sharing |
|
- |
|
Employees
remuneration |
|
1.842.997,19 |
|
Of
which: Profit-sharing |
|
- |
|
Post-employment
benefits |
|
0,00 |
|
Pension
premiums |
|
- |
|
Other
benefits |
|
- |
|
Of
which: |
|
|
|
For
defined contribution plans - corporate bodies |
|
- |
|
For
defined contribution plans - others |
|
- |
|
Compensations |
|
- |
|
Charges
on remunerations |
|
438.864,03 |
|
Insurance
for accidents at work and professional
diseases |
|
27.567,25 |
|
Social
security expenses |
|
- |
|
Other
staff costs |
|
39.294,17 |
|
Of
which: |
|
|
|
Expenditure
on education |
|
2.200,48 |
|
Expenditure
on uniforms |
|
- |
INFORMATION
BY GEOGRAPHIC MARKETS
|
|
|
GEOGRAPHIC
MARKETS |
|
|
|
RUBRICS |
INTERNAL |
EU |
EXTRA-EU |
TOTAL |
|
Sales |
5.178.355,93 |
12.050.392,88 |
1.511.093,51 |
18.739.842,32 |
|
Services
provided |
109.158,54 |
2.527.136,84 |
88.684,99 |
2.724.980,37 |
|
Purchases |
1.034.518,55 |
7.847.833,41 |
2.200.886,14 |
11.083.238,10 |
|
Supplies and external services |
2.963.837,03 |
1.066.947,43 |
14.457,79 |
4.045.242,25 |
|
Acquisition
of fixed tangible assets |
541.633,02 |
94.176,75 |
- |
635.809,77 |
|
Acquisition
of investment properties |
- |
- |
- |
0,00 |
|
Acquisition
of intangible assets |
87.773,55 |
- |
- |
87.773,55 |
|
Supplementary
income: |
3.197,11 |
4.725,35 |
13.977,49 |
21.899,95 |
|
Social
services |
3.197,11 |
4.725,35 |
13.977,49 |
21.899,95 |
|
Equipment
rental |
- |
- |
- |
0,00 |
|
Studies, projects and technological assistance |
- |
- |
- |
0,00 |
|
Royalities |
- |
- |
- |
0,00 |
|
Others |
- |
- |
- |
0,00 |
|
Memorandum: Sales and services provided (undiscounted values)
|
5.287.514,47 |
14.577.529,72 |
1.599.778,50 |
21.464.822,69 |
|
Memorandum:
Purchases and supplies and external services (undiscounted
values) |
3.998.355,58 |
8.914.780,84 |
2.215.343,93 |
15.128.480,35 |
RECEIVABLE
AND PAYABLE ACCOUNTS
|
RUBRICS |
2016 |
2015 |
PERIODS |
|
CUSTOMERS |
|
|
|
|
Trade
accounts receivable |
8.196.381,28 |
6.369.812,06 |
28,68% |
|
Trade
notes receivable |
566.419,04 |
509.177,60 |
11,24% |
|
Advances received from customers |
40.942,49 |
26.946,67 |
51,94% |
|
SUPPLIERS |
|
|
|
|
Trade
accounts payable |
690.698,47 |
643.686,66 |
7,30% |
|
Trade
notes payable |
0,00 |
0,00 |
- |
|
Trade
accounts payable - unchecked invoices |
0,00 |
0,00 |
- |
|
Advances
to suppliers |
1.538.204,71 |
844.587,86 |
82,12% |
|
STAFF
|
|
|
|
|
Payable
remunerations |
0,00 |
5.480,38 |
(100,00)% |
|
Advanced
payments |
0,00 |
0,00 |
- |
|
Bonds |
0,00 |
0,00 |
- |
|
Other
operations |
- |
- |
- |
|
STATE
AND OTHER PUBLIC SECTOR INSTITUTIONS |
|
|
|
|
Income
Tax |
(200.646,97) |
8,25 |
(2.432.184,48)% |
|
Deductible
IVA (debt cumulative amounts) |
3.053.041,68 |
1.323.026,54 |
130,76% |
|
Paid
IVA (credit cumulative amounts) |
3.402.462,04 |
1.452.872,70 |
134,19% |
|
SHAREHOLDERS
/ PARTNERS |
|
|
|
|
Shareholders
with subscription |
0,00 |
0,00 |
- |
|
Unreleased
quotas |
0,00 |
0,00 |
- |
|
Advances
for profits |
0,00 |
0,00 |
- |
|
ALLOCATED
RESULTS |
|
|
|
|
From
the perspective of the entity distributing profits |
0,00 |
0,00 |
- |
|
From
the perspective of the entity with allocated profits |
0,00 |
0,00 |
- |
|
AVAILABLE
PROFITS |
|
|
|
|
From
the perspective of the entity distributing profits |
0,00 |
0,00 |
- |
|
From
the perspective of the entity with allocated profits |
0,00 |
0,00 |
- |
|
Granted
loans - parent company |
0,00 |
0,00 |
- |
|
Granted
loans - subsidiary companies,
associated companies and joint |
|
|
|
|
|
0,00 |
0,00 |
- |
|
ventures |
|
|
|
|
Granted
loans - other shareholders/partners |
0,00 |
0,00 |
- |
|
Of
which: Participating companies |
0,00 |
0,00 |
- |
|
OTHER
OPERATIONS |
|
|
|
|
Debit
status |
- |
- |
- |
|
Credit
status |
0,00 |
0,00 |
- |
|
OTHER
RECEIVABLE AND PAYABLE ACCOUNTS |
|
|
|
|
Investment providers - general accounts |
- |
- |
- |
|
Trade
accounts payable - unchecked invoices |
- |
- |
- |
|
Advanced
payments to investment providers |
0,00 |
0,00 |
- |
|
additional income - Debtors |
3.903,32 |
2.247,02 |
73,71% |
|
additional expenses - Creditors |
501.289,49 |
304.725,24 |
64,51% |
|
Deferred
tax assets |
74.748,36 |
20.776,08 |
259,78% |
|
Deferred
tax liabilities |
514.333,53 |
535.729,49 |
(3,99)% |
|
Unreleased
subscriptions - Creditors |
0,00 |
0,00 |
- |
|
Advances received on account of sales |
0,00 |
0,00 |
- |
|
OTHER
DEBTORS AND CREDITORS |
|
|
|
|
Other
debtors |
938.582,97 |
624.972,74 |
50,18% |
|
Other
creditors |
0,00 |
0,00 |
- |
EXPENSE
ACCOUNTS
|
RUBRICS |
2016 |
2015 |
PERIODS |
|
|
Supplies and external services |
4.045.242,25 |
3.501.314,53 |
15,53% |
|
|
Subcontracts |
79.203,05 |
119.951,37 |
(33,97)% |
|
|
Specialized
services |
2.065.553,50 |
1.684.116,38 |
22,65% |
|
|
Specialized
works |
1.162.690,81 |
1.107.714,93 |
4,96% |
|
|
Of
which: Payments to workers placed through agencies |
0,00 |
0,00 |
- |
|
|
Advertising
and promotion |
636.836,91 |
332.410,19 |
91,58% |
|
|
Surveillance
and security |
9.125,97 |
5.396,91 |
69,10% |
|
|
Fees |
55.901,24 |
69.949,69 |
(20,08)% |
|
|
Comissions |
0,00 |
0,00 |
- |
|
|
Maintenance
and repairs |
85.943,28 |
45.500,70 |
88,88% |
|
|
Others |
115.055,29 |
123.143,96 |
(6,57)% |
|
|
Materials |
26.877,11 |
28.601,40 |
(6,03)% |
|
|
Fast wear tools and utensils |
16.995,55 |
19.242,19 |
(11,68)% |
|
|
Books and technical documentation |
18,68 |
0,00 |
- |
|
|
Office
material |
9.050,70 |
9.359,21 |
(3,30)% |
|
|
Gift
items |
0,00 |
0,00 |
- |
|
|
Others |
812,18 |
0,00 |
- |
|
|
Energy
and fluids |
98.511,93 |
82.412,24 |
19,54% |
|
|
Electricity |
37.522,35 |
30.714,65 |
22,16% |
|
|
Fuels |
57.273,39 |
48.518,41 |
18,04% |
|
|
Water |
3.716,19 |
3.179,18 |
16,89% |
|
|
Others |
0,00 |
0,00 |
- |
|
|
Travel, lodging and transportation |
1.502.298,22 |
1.250.501,22 |
20,14% |
|
|
Travel
and lodging |
250.043,66 |
209.646,58 |
19,27% |
|
|
Transport
of personnel |
0,00 |
0,00 |
- |
|
|
Transport
of goods |
1.252.254,56 |
1.037.918,14 |
20,65% |
|
|
Others |
0,00 |
2.936,50 |
(100,00)% |
|
|
Different
services |
272.798,44 |
335.731,92 |
(18,75)% |
|
|
Rents
and leases |
41.649,25 |
81.622,23 |
(48,97)% |
|
|
Of
which: Rents from land |
- |
- |
- |
|
|
Communication |
48.950,74 |
57.353,77 |
(14,65)% |
|
|
Insurance |
94.333,44 |
123.060,76 |
(23,34)% |
|
|
Royalties |
0,00 |
0,00 |
- |
|
|
Litigation
and Notaries |
0,00 |
1.359,40 |
(100,00)% |
|
|
Representation
expenses |
39.111,39 |
22.631,55 |
72,82% |
|
|
Cleaning, hygiene and comfort |
4.944,60 |
3.515,75 |
40,64% |
|
|
Other
services |
43.809,02 |
46.188,46 |
(5,15)% |
|
DELIBERATION OF APPROVAL
OF ACCOUNTS
Were
the financial year's accounts approved?
YES
Data
da Aprovação: 22-05-2017
By
(Unanimity/Majority):
Unanimity
Percentage
of issued votes related to the share capital subscribed with voting right 100
The
accounts were approved:
In
universal meeting
Through
deliberation by writing vote
The
accounts were approved:
In
POC/SNC/NCM (National Plan of Accounts/Accounting Normalization
System/Accounting Normalization for micro entities)
PROFIT
APLICATION ACCORDING TO THE DELIBERATION THAT APPROVED THE FINANCIAL YEAR'S
ACCOUNTS
|
RUBRICS |
2016 |
2015 |
|
Retained
earnings |
2.238.276,25 |
1.355.043,08 |
|
Allocated
results / Available profits |
0,00 |
0,00 |
|
Percentages
or bonuses to managing bodies |
- |
- |
|
Ditto
to staff |
- |
- |
|
Reserves |
2.164.579,15 |
1.355.043,08 |
|
Coverage
of losses |
- |
- |
|
7.
Others |
- |
- |
|
BALANCE
(1-2-3-4-5-6-7) |
73.697,10 |
0,00 |
MANAGEMENT
REPORT / ASSESSMENT OF THE INSPECTION BODY / LEGAL CERTIFICATION OF ACCOUNTS
MANAGEMENT
REPORT
Were
the Management Report and financial year's accounts prepared?
YES
Were
the management report and the financial year's accounts signed by all members
of the management / administration?
YES
ASSESSMENT
OF THE INSPECTION BODY
The
entity has an inspection body?
YES
Has
the inspection body issued an assessment?
YES
The
inspection body pronounced:
In
favour of the approval of accounts
LEGAL
CERTIFICATION OF ACCOUNTS (CLC)
Is
the entity required to have certified accounts by a Statutory Auditor/Statutory
Audit Firm?
YES
Identificação
do ROC: 501340467
Was
the Legal certification of accounts issued?
YES
Without
reservation
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
INR 67.82 |
|
|
1 |
INR 91.68 |
|
Euro |
1 |
INR 80.29 |
|
Euro |
1 |
INR 79.94 |
Note :
Above are approximate rates obtained from sources believed to be correct
INFORMATION DETAILS
|
Analysis Done by
: |
VAR |
|
|
|
|
Report Prepared
by : |
DNS |
RATING EXPLANATIONS
|
Credit Rating |
Explanation |
Rating Comments |
|
A++ |
Minimum Risk |
Business dealings permissible with minimum
risk of default |
|
A+ |
Low Risk |
Business dealings permissible with low
risk of default |
|
A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
|
B |
Medium Risk |
Business dealings permissible on a regular
monitoring basis |
|
C |
Medium High Risk |
Business dealings permissible preferably
on secured basis |
|
D |
High Risk |
Business dealing not recommended or on
secured terms only |
|
NB |
New Business |
No recommendation can be done due to
business in infancy stage |
|
NT |
No Trace |
No recommendation can be done as the
business is not traceable |
NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors are as follows:
·
Financial
condition covering various ratios
·
Company
background and operations size
·
Promoters
/ Management background
·
Payment
record
·
Litigation
against the subject
·
Industry
scenario / competitor analysis
·
Supplier
/ Customer / Banker review (wherever available)
This report is issued at
your request without any risk and responsibility on the part of MIRA INFORM
PRIVATE LIMITED (MIPL) or its officials.