|
|
|
MIRA INFORM REPORT
|
Report No. : |
510545 |
|
Report Date : |
22.05.2018 |
IDENTIFICATION DETAILS
|
Name : |
BEACH
COMPANY S.R.L. |
|
|
|
|
Registered Office : |
Viale
E. Caldara, 10 20122 – Milano |
|
|
|
|
Country : |
Italy |
|
|
|
|
Financials (as on) : |
30.06.2016 |
|
|
|
|
Date of Incorporation : |
15.04.1993 |
|
|
|
|
Legal Form : |
Limited Liability Company |
|
|
|
|
Line of Business : |
·
Agents and representative of clothing and accessories ·
Retail sale of clothing in specialised stores |
|
|
|
|
No. of Employees : |
From 91 to 110 |
RATING & COMMENTS
(Mira Inform has adopted New Rating mechanism w.e.f. 23rd
January 2017)
|
MIRA’s Rating : |
A |
|
Credit Rating |
Explanation |
Rating Comments |
|
A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
|
Status : |
Good |
|
|
|
|
Payment Behaviour : |
Regular |
|
|
|
|
Litigation : |
Clear |
NOTES :
Any query related to this report can be made on
e-mail : infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List
|
Country Name |
Previous Rating (30.09.2017) |
Current Rating (31.12.2017) |
|
Italy |
A1 |
A1 |
|
Risk Category |
ECGC
Classification |
|
Insignificant |
A1 |
|
Low Risk |
A2 |
|
Moderately Low Risk |
B1 |
|
Moderate Risk |
B2 |
|
Moderately High Risk |
C1 |
|
High Risk |
C2 |
|
Very High Risk |
D |
ITALY - ECONOMIC OVERVIEW
Italy’s economy compromises a developed industrial north, dominated by private companies, and a less-developed, highly subsidized, agricultural south, with a legacy of unemployment and underdevelopment. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family-owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors.
Italy is the third-largest economy in the euro zone, but its exceptionally high public debt and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, reaching 131% of GDP in 2017. Investor concerns about Italy and the broader euro-zone crisis eased in 2013, bringing down Italy's borrowing costs on sovereign government debt from euro-era records. The government still faces pressure from investors and European partners to sustain its efforts to address Italy's longstanding structural economic problems, including labor market inefficiencies, a sluggish judicial system, and a weak banking sector. Italy’s economy returned to modest growth in late 2014 for the first time since 2011. In 2015-16, Italy’s economy grew at about 1% each year, and in 2017 growth accelerated to 1.5% of GDP. In 2017, overall unemployment was 11.4%, but youth unemployment remained high at 37.1%.
|
Source
: CIA |
Company
name and address
Beach
Company S.r.l.
Viale
E. Caldara, 10
20122
– Milano (MI) -IT-
Summary
|
Fiscal
Code |
: |
03274020100 |
|
Legal
Form |
: |
Limited
liability company |
|
start
of Activities |
: |
15/04/1993 |
|
Equity |
: |
Over
2.582.254 |
|
Turnover
Range |
: |
18.000.000/20.000.000 |
|
Number
of Employees |
: |
from
91 to 110 |
Activity
Agents
and representative of clothing and accessories
Retail
sale of clothing in specialised stores
Legal
Data
Legal
Form : Limited liability company
|
Fiscal
Code : 03274020100 |
|
Foreign
Trade Reg. no. : GE023539 since 09/10/1996 |
|
Foreign
Trade Reg. no. : 023539 of Genova since 09/10/1996 |
|
Chamber
of Commerce no. : 262987 of Alessandria |
|
Chamber
of Commerce no. : 169419 of Arezzo |
|
Chamber
of Commerce no. : 504480 of Bologna |
|
Chamber
of Commerce no. : 296923 of Cuneo |
|
Chamber
of Commerce no. : 331172 of Genova since 24/10/1991 |
|
Chamber
of Commerce no. : 1851797 of Milano since 26/07/2007 |
|
Chamber
of Commerce no. : 233328 of Novara |
|
Chamber
of Commerce no. : 410803 of Padova |
|
Chamber
of Commerce no. : 125034 of La Spezia |
|
Chamber
of Commerce no. : 112213 of Savona |
|
Chamber
of Commerce no. : 161729 of Savona |
|
Chamber
of Commerce no. : 1160697 of Torino |
|
Firms'
Register : GE025-55601 of Genova since 19/02/1996 |
|
V.A.T.
Code : 03274020100 |
|
Establishment
date |
:
26/08/1991 |
|
|
Start
of Activities |
:
15/04/1993 |
|
|
Legal
duration |
:
31/12/2050 |
|
|
Nominal
Capital |
:
2.000.000 |
|
|
Subscribed
Capital |
:
2.000.000 |
|
|
Paid
up Capital |
:
2.000.000 |
|
Legal
mail : |
BEACHCOMPANY@PEC.BEACHCOMPANY.IT |
Members
|
|
Olivieri |
Elisabetta |
|
|
Born
in Genova |
(GE) |
on
19/03/1964 |
-
Fiscal Code : LVRLBT64C59D969I |
|
|
Residence: |
Emilio
Salgari |
,
69/56 |
-
16156 |
Genova |
(GE) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Director |
01/10/2007 |
||
|
Managing
Director |
02/10/2007 |
|
|
No
Prejudicial events are reported |
|
|
No
Protests registered |
|
|
Scarselli |
Fabrizio |
|
|
Born
in Savona |
(SV) |
on
21/04/1964 |
-
Fiscal Code : SCRFRZ64D21I480K |
|
|
Residence: |
Salgari |
,
69/56 |
-
16100 |
Genova |
(GE) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Board
Chairman |
01/10/2007 |
||
|
Director |
01/10/2007 |
||
|
Managing
Director |
02/10/2007 |
|
|
No
Prejudicial events are reported |
|
|
No
Protests registered |
|
|
Scarselli |
Fabrizio |
|
|
Born
in Savona |
(SV) |
on
21/04/1964 |
-
Fiscal Code : SCRFRZ64D21I480K |
|
|
Residence: |
Salgari |
,
69/56 |
-
16100 |
Genova |
(GE) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Partner |
|
|
No
Prejudicial events are reported |
|
|
No
Protests registered |
|
|
Sponza |
Massimiliano |
|
|
Born
in Genova |
(GE) |
on
12/11/1971 |
-
Fiscal Code : SPNMSM71S12D969O |
|
|
Residence: |
Del
Commercio |
,
8/14 |
-
16100 |
Genova |
(GE) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Director |
01/10/2007 |
||
|
Managing
Director |
02/10/2007 |
|
|
No
Prejudicial events are reported |
|
|
No
Protests registered |
|
|
Scareselli
Matteo |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Partner |
|
|
No
Prejudicial events are reported |
|
|
No
Protests registered |
Companies
connected to members *
*checkings
have been performed on a national scale.
In
this module are listed the companies in which members hold or have holded
positions.
|
|
Olivieri |
Elisabetta |
|
Firm's
Style |
Seat |
Fiscal
Code |
Position |
Position
Status |
Firm's
Status |
|
Beach
E Co. S.r.l. |
Genova
(GE) - IT - |
03670880107 |
Sole
Director |
Withdrawn |
Registered |
|
Errebi
S.a.s Di Roberto Buticchi E C. |
Genova
(GE) - IT - |
03540130105 |
Limited
Partner |
Withdrawn |
Ceased |
|
Mat-gio
S.r.l. |
Genova
(GE) - IT - |
03274010101 |
Limited
Partner |
Withdrawn |
Registered |
|
Pink
Retail S.r.l. |
Genova
(GE) - IT - |
02392180994 |
Sole
Director |
Active |
Registered |
|
|
Scarselli |
Fabrizio |
|
Firm's
Style |
Seat |
Fiscal
Code |
Position |
Position
Status |
Firm's
Status |
|
Beach
E Co. S.r.l. |
Genova
(GE) - IT - |
03670880107 |
Liquidator |
Active |
Registered |
|
Scarselli
Fabrizio |
Genova
(GE) - IT - |
SCRFRZ64D21I480K |
Proprietor |
Withdrawn |
Registered |
|
Mat-gio
S.r.l. |
Genova
(GE) - IT - |
03274010101 |
Sole
Director |
Active |
Registered |
|
Mat-gio
S.r.l. |
Genova
(GE) - IT - |
03274010101 |
General
Partner |
Withdrawn |
Registered |
|
|
Sponza |
Massimiliano |
|
Firm's
Style |
Seat |
Fiscal
Code |
Position |
Position
Status |
Firm's
Status |
|
Sponza
Massimiliano |
Genova
(GE) - IT - |
SPNMSM71S12D969O |
Proprietor |
Active |
Registered |
The
indication "REGISTERED" as Firm Status could refer to Firms in
Liquidation, Active, Inactive, etc.
For
more information, in this case, we advise to request further investigations.
Capital
Shareholders
Shareholders'
list as at date of data collection:
|
Firm's
Style / Name |
Seat
/ Residence |
Fiscal
Code |
Owned
Shares |
%
Ownership |
|
Olivieri
Elisabetta |
Genova
- IT - |
LVRLBT64C59D969I |
400.000
.Eur |
20,00 |
|
Scarselli
Fabrizio |
Genova
- IT - |
SCRFRZ64D21I480K |
1.020.000
.Eur |
51,00 |
|
Scareselli
Matteo |
SCRMTT88S30D969F |
580.000
.Eur |
29,00 |
Direct
Participations
The
Company under review has participations in the following Companies:
|
Firm's
Style |
Seat |
Fiscal
Code |
Owned
Shares Amount |
%
Ownership |
since |
until |
Share
Status |
|
Consorzio
Acque Castel Guelfo |
97374230155 |
Active |
Firm's
location and structure
In
order to carry out its activities the firm uses the following locations:
|
- |
Legal
and operative seat |
|
E.
Caldara |
,
10 |
-
20100 |
-
Milano |
(MI) |
-
IT - |
|
Total
Surface: 185 Sq.mt. |
|
PHONE |
:
010/6140913 |
|
Legal
mail |
:
BEACHCOMPANY@PEC.BEACHCOMPANY.IT |
|
- |
Branch |
(Shop) |
since
26/03/2014 |
|
Matteotti |
,
46 |
-
17019 |
-
Varazze |
(SV) |
-
IT - |
|
Trading
Style: BEACH COMPANY S.A.S. |
|
Total
Surface: 56 Sq.mt. |
|
- |
Branch |
(Shop) |
since
01/10/2007 |
|
Sestri |
,
15 A |
-
16100 |
-
Genova |
(GE) |
-
IT - |
|
- |
Branch |
(Store) |
since
01/10/2007 |
|
Sestri |
,
15/2A |
-
16100 |
-
Genova |
(GE) |
-
IT - |
|
- |
Branch |
(Shop) |
since
01/10/2007 |
|
Martiri
Della Liberta' |
,
6R |
-
16100 |
-
Genova |
(GE) |
-
IT - |
|
Total
Surface: 97 Sq.mt. |
|
- |
Branch |
(Shop) |
since
25/10/2008 |
|
San
Vincenzo |
,
189 R |
-
16100 |
-
Genova |
(GE) |
-
IT - |
|
Total
Surface: 145 Sq.mt. |
|
- |
Branch |
(Showroom) |
since
18/09/2009 |
|
Monviso |
,
34 |
-
20100 |
-
Milano |
(MI) |
-
IT - |
|
- |
Branch |
(Shop) |
since
23/06/2001 |
|
Porrata
Giacomo E Filippo |
,
2 |
-
16100 |
-
Genova |
(GE) |
-
IT - |
|
Trading
Style: BEACH COMPANY S.A.S. |
|
Total
Surface: 185 Sq.mt. |
|
- |
Branch |
(Store) |
since
01/04/2011 |
|
San
Vincenzo |
,
72/1 |
-
16100 |
-
Genova |
(GE) |
-
IT - |
|
- |
Branch |
(Shop) |
since
24/11/2011 |
|
Pia |
,
4 R |
-
17100 |
-
Savona |
(SV) |
-
IT - |
|
Total
Surface: 442 Sq.mt. |
|
- |
Branch |
(Showroom) |
since
06/06/2012 |
|
Tortona |
,
21 |
-
20100 |
-
Milano |
(MI) |
-
IT - |
|
- |
Branch |
(Shop) |
since
15/12/2015 |
|
Genova |
,
20 |
-
20100 |
-
Milano |
(MI) |
-
IT - |
|
- |
Branch |
(Shop) |
since
26/10/2016 |
|
Della
Moda |
,
2 |
-
15069 |
-
Serravalle Scrivia |
(AL) |
-
IT - |
|
Total
Surface: 138 Sq.mt. |
|
- |
Branch |
(Shop) |
since
06/12/2014 |
|
Enzo
Ferrari |
,
5/G03 |
-
52045 |
-
Foiano della Chiana |
(AR) |
-
IT - |
|
Total
Surface: 139 Sq.mt. |
|
- |
Branch |
(Shop) |
since
15/12/2012 |
|
Del
Commercio |
,
18/E |
-
40023 |
-
Castel Guelfo di Bologna |
(BO) |
-
IT - |
|
Total
Surface: 152 Sq.mt. |
|
- |
Branch |
(Shop) |
since
01/11/2013 |
|
Mondovicino |
,
160 |
-
12084 |
-
Mondovi' |
(CN) |
-
IT - |
|
Total
Surface: 189 Sq.mt. |
|
- |
Branch |
(Shop) |
since
20/12/2014 |
|
Mondovicino |
,
126 |
-
12084 |
-
Mondovi' |
(CN) |
-
IT - |
|
- |
Branch |
(Shop) |
since
23/05/2014 |
|
Partigiani
D'italia |
,
17 |
-
16038 |
-
Santa Margherita Ligure |
(GE) |
-
IT - |
|
Trading
Style: MBC-WS |
|
Total
Surface: 44 Sq.mt. |
|
- |
Branch |
(Shop) |
since
24/07/2014 |
|
Capitan
Romeo |
,
3-5 |
-
16011 |
-
Arenzano |
(GE) |
-
IT - |
|
Trading
Style: JAGGY |
|
Total
Surface: 70 Sq.mt. |
|
- |
Branch |
(Shop) |
since
05/07/2014 |
|
A.
Gramsci |
,
21 |
-
16038 |
-
Santa Margherita Ligure |
(GE) |
-
IT - |
|
Total
Surface: 40 Sq.mt. |
|
- |
Branch |
(Store) |
since
01/10/2014 |
|
Pieve
Di Teco |
,
16 |
-
16100 |
-
Genova |
(GE) |
-
IT - |
|
- |
Branch |
(Shop) |
since
01/11/2013 |
|
San
Martino Di Zusignana |
,
25 |
-
28060 |
-
Vicolungo |
(NO) |
-
IT - |
|
Total
Surface: 230 Sq.mt. |
|
- |
Branch |
(Shop) |
since
14/12/2012 |
|
Prato
Della Valle |
,
118 |
-
35100 |
-
Padova |
(PD) |
-
IT - |
|
Total
Surface: 194 Sq.mt. |
|
- |
Branch |
(Shop) |
since
09/05/2013 |
|
Santa
Lucia |
,
38 |
-
35100 |
-
Padova |
(PD) |
-
IT - |
|
Total
Surface: 18 Sq.mt. |
|
- |
Branch |
(Shop) |
since
13/12/2013 |
|
Cavour |
,
5 |
-
19100 |
-
La Spezia |
(SP) |
-
IT - |
|
Total
Surface: 146 Sq.mt. |
|
- |
Branch |
(Shop) |
since
16/07/2014 |
|
Sant'ambrogio |
,
32 |
-
17019 |
-
Varazze |
(SV) |
-
IT - |
|
Trading
Style: JAGGY |
|
Total
Surface: 50 Sq.mt. |
|
- |
Branch |
(office) |
since
01/06/2013 |
|
Antonio
Cecchi |
,
63/1 |
-
10100 |
-
Torino |
(TO) |
-
IT - |
|
Employees |
:
98 |
|
Assistants |
:
1 |
|
Fittings
and Equipment for a value of 12.000 |
Eur |
|
Stocks
for a value of 8.600.000 |
Eur |
The
firm has a direct commercial organization
Sales
are on a local scale.
The
company sells mainly to local consumers.
Main
used term of sale: cash.
Company
usually sells by cash.
Purchase
terms: 60-90-120 days.
Main
used payment modalities are by cash orders and bank transfers.
Historical
Information and/or Firm's Status
--
Protests
Protests
checking on the subject firm has given a negative result.
Data
Base Prejudicial Events Search
Search
performed on a National Scale
|
|
Prejudicial
Events Search Result: NEGATIVE |
Search
performed on a specialized data base.
Legal
Procedures
None
reported, standing to the latest received edition of the Official Publications.
National
Real Estates Survey
The
firm under review, by the reported percentages, owns the following real
estates:
|
Town |
Cadastre |
No.
Immovables |
Up
to Date |
|
GENOVA
(GE) |
Buildings |
1 |
19/05/2018 |
|
Buildings
Details |
|
Cadastre |
Title |
Location |
Sheet
No. |
Particle
No. |
Sub
No. |
Categorie |
Classe |
Consistence |
Cadastrial
Rent |
Part
No. |
|
B |
Proprieta'
per 1000/1000 |
GENOVA
(GE) Sez.S VIA EMILIO SALGARI, 3/B Piano T int. 13 |
PEG/41 |
875 |
156 |
zona2
cat. C/6 |
3 |
14
mq |
Euro:114,24 |
40031 |
All responsibilities are declined regarding
any possible omissions concerning the given results. Therefore, we advise to
request for "Hypothecating Survey Inspection" c/o the locally
competent RR.II. Immovables Registry, as this service doesn't fully guarantees
the actual title of the Real Estates of the requested Subject.
Financial
and Economical Analysis
Subject is active since 1993
Balance sheets for the years 2014, 2015 and
2016 were analyzed.
Under an economic point of view, profits were
registered during the last years with a r.o.e. of 2,77% in 2016 but without a
significant increase in the turnover.
The operating result in 2016 was positive
(6,29%) and reflects the field's average.
The operating result is positive and amounts
to Eur. 1.305.187 , on more or less the same values as in the year before.
During the latest financial year the gross
operating margin amounted to Eur. 1.767.115 with no sensible increase as
against 2015.
The analysis shows a fair financial position
as the indebtedness volume is acceptable (3,4) even though on the increase if
compared to 2015.
Subject can manage an equity capital funds
for an amount of Eur. 3.940.433 , unchanged as opposed to the preceding year.
During the last financial year debts totalled
Eur. 15.751.210 (Eur. 2.085.148 of which were m/l term debts) , a more or less
stable value.
Bank borrowings' volume is slightly high but
the recourse to suppliers' credit is modest which is also lower than the sector
average.
Payments are supported by good current
assets.
Accounts receivable average term is high
(157,47 days). besides being higher than the sector's average.
Eur. 571.100 is the value of cash flow during
the year 2016
Labour cost amounts to Eur. 2.958.645, with a
16,41% incidence on production costs. , whereas 15,77% is the incidence on
sales revenues.
Financial charges have a high incidence
(-3,12%) on turnover figures.
Financial
Data
|
|
Complete
balance-sheet for the year |
al
30/06/2016 |
(in
Eur |
x
1) |
|
Item
Type |
Value |
|
Sales |
18.764.615 |
|
Profit
(Loss) for the period |
109.172 |
|
|
Complete
balance-sheet for the year |
al
30/06/2015 |
(in
Eur |
x
1) |
|
Item
Type |
Value |
|
Sales |
18.077.810 |
|
Profit
(Loss) for the period |
61.797 |
|
|
Complete
balance-sheet for the year |
al
30/06/2014 |
(in
Eur |
x
1) |
|
Item
Type |
Value |
|
Sales |
18.122.102 |
|
Profit
(Loss) for the period |
203.405 |
|
|
Complete
balance-sheet for the year |
al
30/06/2013 |
(in
Eur |
x
1) |
|
Item
Type |
Value |
|
Sales |
18.385.717 |
|
Profit
(Loss) for the period |
449.620 |
|
|
Complete
balance-sheet for the year |
al
30/06/2012 |
(in
Eur |
x
1) |
|
Item
Type |
Value |
|
Sales |
15.126.270 |
|
Profit
(Loss) for the period |
760.984 |
Balance
Sheets
From
our constant monitoring of the relevant Public Administration offices, no more
recent balance sheets result to have been filed.
|
-
Balance Sheet as at 30/06/2016 - 12 Mesi - Currency: - Amounts x 1 |
|
-
Balance Sheet as at 30/06/2015 - 12 Mesi - Currency: - Amounts x 1 |
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Balance Sheet as at 30/06/2014 - 12 Mesi - Currency: - Amounts x 1 |
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RATIOS |
Value
Type |
as
at 30/06/2016 |
as
at 30/06/2015 |
as
at 30/06/2014 |
Sector
Average |
|
COMPOSITION
ON INVESTMENT |
|||||
|
Rigidity
Ratio |
Units |
0,13 |
0,09 |
0,07 |
0,13 |
|
Elasticity
Ratio |
Units |
0,84 |
0,88 |
0,89 |
0,85 |
|
Availability
of stock |
Units |
0,41 |
0,48 |
0,43 |
0,54 |
|
Total
Liquidity Ratio |
Units |
0,42 |
0,41 |
0,46 |
0,22 |
|
Quick
Ratio |
Units |
0,01 |
0,03 |
0,02 |
0,04 |
|
COMPOSITION
ON SOURCE |
|||||
|
Net
Short-term indebtedness |
Units |
3,40 |
3,12 |
3,26 |
4,36 |
|
Self
Financing Ratio |
Units |
0,19 |
0,19 |
0,20 |
0,14 |
|
Capital
protection Ratio |
Units |
0,46 |
0,46 |
0,82 |
0,56 |
|
Liabilities
consolidation quotient |
Units |
0,20 |
0,26 |
0,17 |
0,15 |
|
Financing |
Units |
4,00 |
3,99 |
3,79 |
5,86 |
|
Permanent
Indebtedness Ratio |
Units |
0,32 |
0,35 |
0,32 |
0,31 |
|
M/L
term Debts Ratio |
Units |
0,13 |
0,16 |
0,11 |
0,10 |
|
Net
Financial Indebtedness Ratio |
Units |
2,84 |
2,78 |
2,68 |
0,98 |
|
CORRELATION |
|||||
|
Fixed
assets ratio |
Units |
2,44 |
4,11 |
4,23 |
2,02 |
|
Current
ratio |
Units |
1,27 |
1,40 |
1,33 |
1,15 |
|
Acid
Test Ratio-Liquidity Ratio |
Units |
0,64 |
0,64 |
0,69 |
0,36 |
|
Structure's
primary quotient |
Units |
1,44 |
2,23 |
2,71 |
1,06 |
|
Treasury's
primary quotient |
Units |
0,02 |
0,05 |
0,02 |
0,07 |
|
Rate
of indebtedness ( Leverage ) |
% |
526,65 |
520,86 |
495,69 |
707,22 |
|
Current
Capital ( net ) |
Value |
3.713.751 |
5.027.970 |
4.294.431 |
61.776 |
|
RETURN |
|||||
|
Return
on Sales |
% |
3,04 |
3,66 |
5,03 |
2,62 |
|
Return
on Equity - Net- ( R.O.E. ) |
% |
2,77 |
1,61 |
5,19 |
6,19 |
|
Return
on Equity - Gross - ( R.O.E. ) |
% |
7,41 |
7,33 |
12,69 |
15,72 |
|
Return
on Investment ( R.O.I. ) |
% |
6,29 |
5,89 |
6,83 |
3,25 |
|
Return/
Sales |
% |
6,96 |
6,50 |
7,32 |
2,94 |
|
Extra
Management revenues/charges incid. |
% |
8,36 |
5,26 |
15,33 |
31,16 |
|
Cash
Flow |
Value |
571.100 |
661.753 |
911.108 |
20.178 |
|
Operating
Profit |
Value |
1.305.187 |
1.174.919 |
1.326.759 |
23.558 |
|
Gross
Operating Margin |
Value |
1.767.115 |
1.774.875 |
2.034.462 |
40.605 |
|
MANAGEMENT |
|||||
|
Credits
to clients average term |
Days |
157,47 |
141,91 |
168,01 |
26,46 |
|
Debts
to suppliers average term |
Days |
63,12 |
74,01 |
73,84 |
152,76 |
|
Average
stock waiting period |
Days |
165,03 |
189,52 |
166,20 |
158,60 |
|
Rate
of capital employed return ( Turnover ) |
Units |
0,90 |
0,91 |
0,93 |
1,10 |
|
Rate
of stock return |
Units |
2,18 |
1,90 |
2,17 |
2,21 |
|
Labour
cost incidence |
% |
15,77 |
14,85 |
12,01 |
10,29 |
|
Net
financial revenues/ charges incidence |
% |
-3,12 |
-3,56 |
-3,53 |
-1,31 |
|
Labour
cost on purchasing expenses |
% |
16,41 |
15,78 |
12,64 |
10,25 |
|
Short-term
financing charges |
% |
3,74 |
4,25 |
4,38 |
2,10 |
|
Capital
on hand |
% |
110,59 |
110,39 |
107,21 |
90,76 |
|
Sales
pro employee |
Value |
195.464 |
217.804 |
266.501 |
267.102 |
|
Labour
cost pro employee |
Value |
30.819 |
32.338 |
32.010 |
30.754 |
Remarks
1) Protests checking (relative to the last
five years) performed by crossing and matching the members names and the Firm's
Style with the reported addresses, is supplied by the Informatic Registry
managed by the Italian Chamber of Commerce. If the fiscal code is not
indicated, the eventual homonymous cases are submitted to expert staff
evaluation in order to limit wrong matching risks.
2) The Legal Data, supplied and retrived from
the Firm's Registry of the Italian Chamber of Commerce, are in line with the
last registered modifications.
3) Risk evaluation and Credit Opinion have
been performed on the base of the actual data at the moment of their
availability.
Market
/ Territory Data
|
Population
living in the province |
: |
|
|
Population
living in the region |
: |
|
|
Number
of families in the region |
: |
|
Monthly
family expences average in the region (in Eur..) :
|
-
per food products |
: |
|
|
-
per non food products |
: |
|
|
-
per energy consume |
: |
|
Sector
Data
The
values are calculated on a base of 2.211 significant companies.
The
companies cash their credits on an average of 26 dd.
The
average duration of suppliers debts is about 153 dd.
The
sector's profitability is on an average of 2,62%.
The
labour cost affects the turnover in the measure of 10,29%.
Goods
are held in stock in a range of 159 dd.
The
difference between the sales volume and the resources used to realize it is
about 1,10.
The
employees costs represent the 10,25% of the production costs.
Statistical
Detrimental Data
Statistically
the trade activity passes through serious crises.
The
area is statistically considered lowly risky.
In
the region 50.886 protested subjects are found; in the province they count to
24.765.
The
insolvency index for the region is 0,55, , while for the province it is 0,66.
Total
Bankrupt companies in the province : 22.523.
Total
Bankrupt companies in the region : 39.612.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
INR 68.08 |
|
|
1 |
INR 91.40 |
|
Euro |
1 |
INR 79.92 |
|
Euro |
1 |
INR 80.06 |
Note :
Above are approximate rates obtained from sources believed to be correct
INFORMATION DETAILS
|
Analysis Done by
: |
NIY |
|
|
|
|
Report Prepared
by : |
DNS |
RATING EXPLANATIONS
|
Credit Rating |
Explanation |
Rating Comments |
|
A++ |
Minimum Risk |
Business dealings permissible with minimum
risk of default |
|
A+ |
Low Risk |
Business dealings permissible with low
risk of default |
|
A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
|
B |
Medium Risk |
Business dealings permissible on a regular
monitoring basis |
|
C |
Medium High Risk |
Business dealings permissible preferably
on secured basis |
|
D |
High Risk |
Business dealing not recommended or on
secured terms only |
|
NB |
New Business |
No recommendation can be done due to
business in infancy stage |
|
NT |
No Trace |
No recommendation can be done as the
business is not traceable |
NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors are as follows:
·
Financial
condition covering various ratios
·
Company
background and operations size
·
Promoters
/ Management background
·
Payment
record
·
Litigation
against the subject
·
Industry
scenario / competitor analysis
·
Supplier
/ Customer / Banker review (wherever available)
This report is issued at
your request without any risk and responsibility on the part of MIRA INFORM
PRIVATE LIMITED (MIPL) or its officials.