|
|
|
MIRA INFORM REPORT
|
Report No. : |
512212 |
|
Report Date : |
29.05.2018 |
IDENTIFICATION DETAILS
|
Name : |
LEGOR
GROUP S.P.A. |
|
|
|
|
Registered Office : |
Via Del Lavoro, 1, 36050 - Bressanvido (VI) |
|
|
|
|
Country : |
Italy |
|
|
|
|
Financials (as on) : |
31.12.2016 |
|
|
|
|
Date of Incorporation : |
12.02.1979 |
|
|
|
|
Legal Form : |
Joint stock company |
|
|
|
|
Line of Business : |
· Production of precious metals · Fusion of other non-ferrous metals · Manufacture of jewellery in precious metals o plated with precious metals · Wholesale of metals and metalliferous minerals |
|
|
|
|
No. of Employees : |
From 71 to 90 |
RATING & COMMENTS
(Mira Inform has adopted New Rating mechanism w.e.f. 23rd
January 2017)
|
MIRA’s Rating : |
A+ |
|
Credit Rating |
Explanation |
Rating Comments |
|
A+ |
Low Risk |
Business dealings permissible with low
risk of default |
|
Status : |
Good |
|
|
|
|
Payment Behaviour : |
Regular |
|
|
|
|
Litigation : |
Clear |
NOTES:
Any query related to this report can be made
on e-mail: infodept@mirainform.com
while quoting report number, name and date.
ECGC Country Risk Classification List
|
Country Name |
Previous Rating (30.09.2017) |
Current Rating (31.12.2017) |
|
Italy |
A1 |
A1 |
|
Risk Category |
ECGC Classification |
|
Insignificant |
A1 |
|
Low Risk |
A2 |
|
Moderately Low Risk |
B1 |
|
Moderate Risk |
B2 |
|
Moderately High Risk |
C1 |
|
High Risk |
C2 |
|
Very High Risk |
D |
ITALY - ECONOMIC OVERVIEW
Italy’s economy compromises a developed industrial north, dominated by private companies, and a less-developed, highly subsidized, agricultural south, with a legacy of unemployment and underdevelopment. The Italian economy is driven in large part by the manufacture of high-quality consumer goods produced by small and medium-sized enterprises, many of them family-owned. Italy also has a sizable underground economy, which by some estimates accounts for as much as 17% of GDP. These activities are most common within the agriculture, construction, and service sectors.
Italy is the third-largest economy in the euro zone, but its exceptionally high public debt and structural impediments to growth have rendered it vulnerable to scrutiny by financial markets. Public debt has increased steadily since 2007, reaching 131% of GDP in 2017. Investor concerns about Italy and the broader euro-zone crisis eased in 2013, bringing down Italy's borrowing costs on sovereign government debt from euro-era records. The government still faces pressure from investors and European partners to sustain its efforts to address Italy's longstanding structural economic problems, including labor market inefficiencies, a sluggish judicial system, and a weak banking sector. Italy’s economy returned to modest growth in late 2014 for the first time since 2011. In 2015-16, Italy’s economy grew at about 1% each year, and in 2017 growth accelerated to 1.5% of GDP. In 2017, overall unemployment was 11.4%, but youth unemployment remained high at 37.1%.
|
Source
: CIA |
Company name and address
LEGOR GROUP S.P.A.
Via Del
Lavoro, 1
36050 - Bressanvido (VI) -IT-
Summary
|
Fiscal
Code |
: |
00844230284 |
|
Legal
Form |
: |
Joint
stock company |
|
start
of Activities |
: |
09/04/1979 |
|
Equity |
: |
Over
2.582.254 |
|
Turnover
Range |
: |
35.000.000/50.000.000
|
|
Number
of Employees |
: |
from
71 to 90 |
Activity
Production
of precious metals
Fusion
of other non-ferrous metals
Manufacture
of jewellery in precious metals o plated with precious metals
Wholesale
of metals and metalliferous minerals
Legal Data
Legal
Form : Joint stock company
|
Register
of Handcraft firms : 45527 of Vicenza |
|
Fiscal
Code : 00844230284 |
|
Foreign
Trade Reg. no. : 027761 of Padova since 15/10/1992 |
|
Chamber
of Commerce no. : 231018 of Alessandria |
|
Chamber
of Commerce no. : 147718 of Arezzo |
|
Chamber
of Commerce no. : 153107 of Padova since 22/03/1979 |
|
Chamber
of Commerce no. : 147954 of Vicenza since 06/07/1979 |
|
Firms'
Register : PD060-1275 of Padova since 19/02/1996 |
|
Firms'
Register : PD060-1275 of Vicenza since 19/02/1996 |
|
Firms'
Register : VI-2007-1730 of Vicenza since 09/01/2007 |
|
V.A.T.
Code : 00844230284 |
|
R.
E. C. no. : 0051318 of Padova |
|
Foundation
date |
:
21/02/1979 |
|
|
Establishment
date |
:
21/02/1979 |
|
|
Start
of Activities |
:
09/04/1979 |
|
|
Legal
duration |
:
31/12/2050 |
|
|
Nominal
Capital |
:
3.000.000 |
|
|
Subscribed
Capital |
:
3.000.000 |
|
|
Paid
up Capital |
:
3.000.000 |
|
Legal
mail : |
LEGOR_AMMINISTRAZIONE@LEGALMAIL.IT |
Members
|
|
Poliero |
Gianni |
|
|
Born
in Camposampiero |
(PD) |
on
26/03/1937 |
-
Fiscal Code : PLRGNN37C26B563U |
|
|
Residence: |
Roma |
,
37 |
-
35010 |
Santa
Giustina in Colle |
(PD) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Board
Chairman |
28/06/2017 |
||
|
Director |
28/06/2017 |
||
|
Managing
Director |
28/06/2017 |
|
|
No
Prejudicial events are reported |
|
|
No
Protests registered |
|
|
Poliero |
Massimo |
|
|
Born
in Camposampiero |
(PD) |
on
04/02/1967 |
-
Fiscal Code : PLRMSM67B04B563M |
|
|
Residence: |
Camaldolesi |
,
32 |
-
36100 |
Vicenza |
(VI) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Director |
28/06/2017 |
||
|
Managing
Director |
28/06/2017 |
|
|
No
Prejudicial events are reported |
|
|
No
Protests registered |
|
|
Poliero |
Carmen |
|
|
Born
in Camposampiero |
(PD) |
on
16/07/1971 |
-
Fiscal Code : PLRCMN71L56B563U |
|
|
Residence: |
Santo
Stefano |
,
41/B |
-
35010 |
Santa
Giustina in Colle |
(PD) |
-
IT - |
|
Position |
Since |
Shares
Amount |
%
Ownership |
|
Director |
28/06/2017 |
||
|
Managing
Director |
28/06/2017 |
|
|
No
Prejudicial events are reported |
|
|
No
Protests registered |
Companies connected to members *
*Checkings
have been performed on a national scale.
In
this module are listed the companies in which members hold or have holded
positions.
|
|
Poliero |
Massimo |
|
Firm's
Style |
Seat |
Fiscal
Code |
Position |
Position
Status |
Firm's
Status |
|
F.O.V.
S.R.L. |
Vicenza
(VI) - IT - |
02910940242 |
Sole
Director |
Withdrawn |
Merged |
|
Calcio
Padova S.p.a. |
Padova
(PD) - IT - |
04831550282 |
Director |
Withdrawn |
Registered |
|
Padova
Football Academy - Societa' Sportiva Dilettantistica A Res Ponsabilita' L |
Padova
(PD) - IT - |
04987280288 |
Sole
Director |
Withdrawn |
Registered |
The
indication "REGISTERED" as Firm Status could refer to Firms in
Liquidation, Active, Inactive, etc.
For
more information, in this case, we advise to request further investigations.
Capital Shareholders
Shareholders'
list as at date of data collection:
|
Firm's
Style / Name |
Seat
/ Residence |
Fiscal
Code |
Owned
Shares |
%
Ownership |
|
Poliero
Massimo |
Vicenza
- IT - |
PLRMSM67B04B563M |
1.530.000
.Eur |
51,00 |
|
Poliero
Carmen |
Santa
Giustina in Colle - IT - |
PLRCMN71L56B563U |
294.000
.Eur |
9,80 |
|
Poliero
Francesca |
PLRFNC83M70B563U |
294.000
.Eur |
9,80 |
|
|
Poliero
Antonio |
PLRNTN85R21B563T |
294.000
.Eur |
9,80 |
|
|
Poliero
Alessandra |
PLRLSN68H65B563O |
294.000
.Eur |
9,80 |
|
|
Poliero
Pietro |
PLRPTR87S26B563U |
294.000
.Eur |
9,80 |
Direct Participations
The
Company under review has participations in the following Companies:
|
Firm's
Style |
Seat |
Fiscal
Code |
Owned
Shares Amount |
%
Ownership |
since
|
until
|
Share
Status |
|
F.O.V.
S.R.L. |
Vicenza
- IT - |
02910940242 |
100,00 |
Active |
Firm's location and structure
In
order to carry out its activities the firm uses the following locations:
|
- |
Legal
and operative seat |
since
09/04/1979 |
|
Del
Lavoro |
,
1 |
-
36050 |
-
Bressanvido |
(VI) |
-
IT - |
|
Total
Surface: 50 Sq.mt. |
|
Legal
mail |
:
LEGOR_AMMINISTRAZIONE@LEGALMAIL.IT |
|
- |
Branch |
(Wholesale
store) |
since
01/01/2007 |
|
San
Zeno Strada A |
,
5 |
-
52100 |
-
Arezzo |
(AR) |
-
IT - |
|
- |
Branch |
(Wholesale
store) |
since
01/01/2007 |
|
Noce |
,
13 |
-
15048 |
-
Valenza |
(AL) |
-
IT - |
|
Employees |
:
74 |
|
Active
partners |
:
4 |
|
Fittings
and Equipment for a value of 1.550.000 |
Eur |
|
Stocks
for a value of 6.860.000 |
Eur |
Historical Information and/or Firm's Status
CHANGES TO THE LEGAL
FORM:
|
Former
legal form |
New
legal form |
Changement
Date |
|
Limited
liability company |
Joint
stock company |
19/04/2011 |
CEASINGS/INCORPORATIONS/MERGES:
|
|
The
firm absorved |
|
F.O.V. S.R.L. |
|
|
DEL
PROGRESSO |
,
45 |
,
36100 |
,
Vicenza |
(VI) |
-
IT - |
|
|
Fiscal
Code: 02910940242 |
|
|
Date
|
:
|
27/12/2006 |
|
|
Project
of merging by taking over of |
|
Ultracast S.R.L. |
|
|
Fiscal
Code: 02959590247 |
|
|
Date
|
Merging/splitting-up
project: |
16/09/2008 |
|
|
The
firm absorbed by merging of |
|
Ultracast S.R.L. |
|
|
Fiscal
Code: 02959590247 |
|
|
Date
|
:
|
17/12/2008 |
|
|
Project
of merging by taking over of |
|
ELSY PLATING SRL -
SOCIETA' UNIPERSONALE |
|
|
,
Conegliano (tv) |
(TV) |
-
IT - |
|
|
Fiscal
Code: 04875150262 |
|
|
Date
|
Merging/splitting-up
project: |
28/07/2017 |
|
|
The
firm absorbed by merging of |
|
ELSY PLATING SRL -
SOCIETA' UNIPERSONALE |
|
|
,
Conegliano (tv) |
(TV) |
-
IT - |
|
|
Fiscal
Code: 04875150262 |
|
|
Date
|
:
|
01/01/2018 |
Protests
Protests
checking on the subject firm has given a negative result.
Data Base Prejudicial Events Search
Search
performed on a National Scale
|
|
Prejudicial
Events Search Result: NEGATIVE |
Search
performed on a specialized data base.
Legal Procedures
None
reported, standing to the latest received edition of the Official Publications.
National Real Estates Survey
The
firm under review, by the reported percentages, owns the following real
estates:
|
Town |
Cadastre |
No.
Immovables |
Up
to Date |
|
VALENZA
(AL) |
Buildings |
1 |
26/05/2018 |
|
AREZZO
(AR) |
Buildings |
1 |
26/05/2018 |
|
JESOLO
(VE) |
Buildings |
2 |
26/05/2018 |
|
BRESSANVIDO
(VI) |
Buildings |
2 |
26/05/2018 |
|
BRESSANVIDO
(VI) |
Land |
4 |
26/05/2018 |
|
ROMANO
D'EZZELINO (VI) |
Buildings |
2 |
26/05/2018 |
|
Buildings Details |
|
Cadastre |
Title |
Location |
Sheet
No. |
Particle
No. |
Sub
No. |
Categorie |
Classe |
Consistence |
Cadastrial
Rent |
Part
No. |
|
B |
Proprieta'
per 1/1 |
VALENZA
(AL) VIA NOCE, 13 Piano T-S1 |
VAL/32 |
1322 |
3 |
cat.
C/1 |
7 |
62
mq |
Euro:1.908,41 |
|
|
B |
Proprieta'
per 1/1 |
AREZZO
(AR) STRADA A DI ZONA INDUSTRIALE SAN ZENO, 35 Piano T |
B/54 |
370 |
46 |
zona2
cat. C/2 |
7 |
381
mq |
Euro:1.082,24 |
|
|
B |
Proprieta'
per 1/1 |
JESOLO
(VE) PIAZZA LE CORBUSIER, SNC Piano 3 |
102 |
191 |
189 |
cat.
A/10 |
3 |
5
vani |
Euro:2.866,34 |
|
|
B |
Proprieta'
per 1/1 |
JESOLO
(VE) VIA LEVANTINA, SNC Piano S1 |
102 |
191 |
84 |
cat.
C/6 |
7 |
16
mq |
Euro:66,11 |
|
|
B |
Proprieta'
per 1/1 |
BRESSANVIDO
(VI) VIA DEL LAVORO, 1 Piano T-1 |
3 |
431 |
1 |
cat.
D/1 |
Euro:
24.080,96 |
|||
|
B |
Proprieta'
per 1/1 |
BRESSANVIDO
(VI) VIA DEL LAVORO, 1 Piano T-1 |
3 |
431 |
2 |
cat.
A/10 |
U |
16
vani |
Euro:4.049,02 |
|
|
B |
Proprieta'
per 1/1 |
ROMANO
D'EZZELINO (VI) VIA BENEDETTO MARCELLO, Piano S - 0001 |
13 |
1195 |
23 |
cat.
C/6 |
2 |
13
mq |
Euro:31,56 |
1001579 |
|
B |
Proprieta'
per 1/1 |
ROMANO
D'EZZELINO (VI) VIA BENEDETTO MARCELLO, Piano T - S |
13 |
1195 |
9 |
cat.
C/1 |
5 |
195
mq |
Euro:3.021,27 |
|
Land Details |
|
Cadastre |
Title |
Location |
Sheet
No. |
Particle
No. |
Sub
No. |
Category |
Class |
Consistence |
Cadastrial
Rent |
Part
No. |
|
L |
Proprieta'
per 1/1 |
BRESSANVIDO
(VI) |
3 |
485 |
SEMIN
ARBOR |
4 |
20
are 30 ca |
R.D.Euro:10,43
(*) R.A. Euro: 7,86 |
1955 |
|
|
L |
Proprieta'
per 1/1 |
BRESSANVIDO
(VI) |
3 |
495 |
SEMIN
ARBOR |
3 |
32
are 25 ca |
R.D.Euro:22,37
(*) R.A. Euro: 14,16 |
1955 |
|
|
L |
Proprieta'
per 1/1 |
BRESSANVIDO
(VI) |
3 |
646 |
SEMIN
ARBOR |
4 |
8
are 61 ca |
R.D.Euro:4,42
(*) R.A. Euro: 3,34 |
||
|
L |
Proprieta'
per 1/1 |
BRESSANVIDO
(VI) |
3 |
648 |
SEMIN
ARBOR |
3 |
6
are 50 ca |
R.D.Euro:4,51
(*) R.A. Euro: 2,85 |
All responsibilities are declined regarding
any possible omissions concerning the given results. Therefore, we advise to
request for "Hypothecating Survey Inspection" c/o the locally
competent RR.II. Immovables Registry, as this service doesn't fully guarantees
the actual title of the Real Estates of the requested Subject.
Financial and Economical Analysis
Subject is active since 1979
An eco-fin analysis has been made on the base
od the b/s fo the years 2014, 2015 and 2016.
During the last years, it achieved profits
(r.o.e. 20,83% on 2016)
The operating result in 2016 was positive
(14,96%) falling within the field's average.
The amount of the operating result for the
year 2016 is of Eur. 3.624.854 rising (+45,19%) in relation to the previous
year.
The gross operating margin of the latest financial
year is of Eur. 4.427.549 with a 36,22% growth.
The company has an excellent net worth if
compared to its debts, with a low indebtedness (0,41) and with an upward trend
compared to the previous year.
The management generated equity capital for
an amount of Eur. 14.007.325 on stable levels.
During the last financial year debts totalled
Eur. 8.888.243 (Eur. 1.944.001 of which were m/l term debts) with a downward
trend if compared to the preceding year (-22,65%).
Bank and suppliers credit recourse is limited,
37,23 gg. is payment average period below the sector's average.
The management determines a good range of
liquidity.
Accounts receivable average term is 39,73
days. , a value lower than the sector's average.
Eur. 3.720.596 is the value of cash flow
during the year 2016
Labour cost amounts to Eur. 3.176.346, with a
7,68% incidence on production costs. , whereas the incidence on sales revenues
is of 7,26%.
The
financial management is positive as incomes are higher than the charges.
Financial Data
|
|
Complete
balance-sheet for the year |
al
31/12/2016 |
(in
Eur |
x
1) |
|
Item
Type |
Value |
|
Sales |
43.748.436 |
|
Profit
(Loss) for the period |
2.917.901 |
|
|
Complete
balance-sheet for the year |
al
31/12/2015 |
(in
Eur |
x
1) |
|
Item
Type |
Value |
|
Sales |
48.337.044 |
|
Profit
(Loss) for the period |
2.250.456 |
|
|
Complete
balance-sheet for the year |
al
31/12/2014 |
(in
Eur |
x
1) |
|
Item
Type |
Value |
|
Sales |
45.689.786 |
|
Profit
(Loss) for the period |
2.425.636 |
|
|
Complete
balance-sheet for the year |
al
31/12/2013 |
(in
Eur |
x
1) |
|
Item
Type |
Value |
|
Sales |
45.824.268 |
|
Profit
(Loss) for the period |
816.891 |
|
|
Complete
balance-sheet for the year |
al
31/12/2012 |
(in
Eur |
x
1) |
|
Item
Type |
Value |
|
Sales |
39.553.257 |
|
Profit
(Loss) for the period |
1.164.212 |
Balance Sheets
From
our constant monitoring of the relevant Public Administration offices, no more
recent balance sheets result to have been filed.
|
-
Balance Sheet as at 31/12/2016 - 12 Mesi - Currency: - Amounts x 1 |
|
-
Balance Sheet as at 31/12/2015 - 12 Mesi - Currency: - Amounts x 1 |
|
-
Balance Sheet as at 31/12/2014 - 12 Mesi - Currency: - Amounts x 1 |
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|
|
RATIOS |
Value
Type |
as
at 31/12/2016 |
as
at 31/12/2015 |
as
at 31/12/2014 |
Sector
Average |
|
COMPOSITION
ON INVESTMENT |
|||||
|
Rigidity
Ratio |
Units |
0,25 |
0,25 |
0,24 |
0,19 |
|
Elasticity
Ratio |
Units |
0,74 |
0,75 |
0,76 |
0,80 |
|
Availability
of stock |
Units |
0,28 |
0,31 |
0,30 |
0,30 |
|
Total
Liquidity Ratio |
Units |
0,46 |
0,44 |
0,45 |
0,45 |
|
Quick
Ratio |
Units |
0,05 |
0,05 |
0,04 |
0,02 |
|
COMPOSITION
ON SOURCE |
|||||
|
Net
Short-term indebtedness |
Units |
0,41 |
0,67 |
0,69 |
2,34 |
|
Self
Financing Ratio |
Units |
0,58 |
0,49 |
0,49 |
0,23 |
|
Capital
protection Ratio |
Units |
0,58 |
0,57 |
0,50 |
0,67 |
|
Liabilities
consolidation quotient |
Units |
0,41 |
0,32 |
0,32 |
0,19 |
|
Financing |
Units |
0,63 |
0,95 |
0,93 |
2,93 |
|
Permanent
Indebtedness Ratio |
Units |
0,70 |
0,61 |
0,61 |
0,42 |
|
M/L
term Debts Ratio |
Units |
0,12 |
0,12 |
0,12 |
0,12 |
|
Net
Financial Indebtedness Ratio |
Units |
0,20 |
0,48 |
0,46 |
0,93 |
|
CORRELATION |
|||||
|
Fixed
assets ratio |
Units |
2,76 |
2,44 |
2,53 |
2,24 |
|
Current
ratio |
Units |
2,60 |
1,98 |
2,03 |
1,39 |
|
Acid
Test Ratio-Liquidity Ratio |
Units |
1,61 |
1,17 |
1,22 |
0,82 |
|
Structure's
primary quotient |
Units |
2,29 |
1,95 |
2,04 |
1,40 |
|
Treasury's
primary quotient |
Units |
0,18 |
0,13 |
0,10 |
0,04 |
|
Rate
of indebtedness ( Leverage ) |
% |
173,01 |
204,57 |
204,47 |
424,51 |
|
Current
Capital ( net ) |
Value |
11.108.776 |
9.177.200 |
8.501.810 |
394.433 |
|
RETURN |
|||||
|
Return
on Sales |
% |
8,50 |
6,21 |
6,63 |
2,17 |
|
Return
on Equity - Net- ( R.O.E. ) |
% |
20,83 |
18,59 |
22,34 |
0,73 |
|
Return
on Equity - Gross - ( R.O.E. ) |
% |
28,34 |
25,93 |
32,79 |
6,79 |
|
Return
on Investment ( R.O.I. ) |
% |
14,96 |
10,08 |
14,11 |
3,16 |
|
Return/
Sales |
% |
8,29 |
5,16 |
6,86 |
3,18 |
|
Extra
Management revenues/charges incid. |
% |
80,50 |
90,14 |
77,44 |
10,78 |
|
Cash
Flow |
Value |
3.720.596 |
3.004.020 |
3.030.051 |
53.639 |
|
Operating
Profit |
Value |
3.624.854 |
2.496.495 |
3.132.335 |
72.080 |
|
Gross
Operating Margin |
Value |
4.427.549 |
3.250.059 |
3.736.750 |
161.031 |
|
MANAGEMENT |
|||||
|
Credits
to clients average term |
Days |
39,73 |
35,86 |
40,95 |
99,53 |
|
Debts
to suppliers average term |
Days |
37,23 |
30,42 |
27,74 |
104,89 |
|
Average
stock waiting period |
Days |
56,47 |
56,61 |
52,87 |
87,12 |
|
Rate
of capital employed return ( Turnover ) |
Units |
1,81 |
1,95 |
2,06 |
1,10 |
|
Rate
of stock return |
Units |
6,37 |
6,36 |
6,81 |
4,08 |
|
Labour
cost incidence |
% |
7,26 |
6,55 |
6,23 |
13,32 |
|
Net
financial revenues/ charges incidence |
% |
1,00 |
1,27 |
0,86 |
-2,33 |
|
Labour
cost on purchasing expenses |
% |
7,68 |
6,80 |
6,70 |
13,08 |
|
Short-term
financing charges |
% |
n.c. |
0,76 |
1,63 |
4,17 |
|
Capital
on hand |
% |
55,40 |
51,24 |
48,58 |
90,78 |
|
Sales
pro employee |
Value |
441.903 |
493.235 |
519.202 |
252.126 |
|
Labour
cost pro employee |
Value |
32.084 |
32.287 |
32.323 |
32.207 |
Remarks
1) Protests checking (relative to the last
five years) performed by crossing and matching the members names and the Firm's
Style with the reported addresses, is supplied by the Informatic Registry
managed by the Italian Chamber of Commerce. If the fiscal code is not
indicated, the eventual homonymous cases are submitted to expert staff
evaluation in order to limit wrong matching risks.
2) The Legal Data, supplied and retrived from
the Firm's Registry of the Italian Chamber of Commerce, are in line with the
last registered modifications.
3) Risk evaluation and Credit Opinion have
been performed on the base of the actual data at the moment of their
availability.
Market / Territory Data
|
Population
living in the province |
:
|
831.356 |
|
Population
living in the region |
:
|
4.699.950 |
|
Number
of families in the region |
:
|
1.813.210 |
Monthly
family expences average in the region (in Eur..) :
|
-
per food products |
:
|
456 |
|
-
per non food products |
:
|
2.052 |
|
-
per energy consume |
:
|
127 |
Sector Data
The
values are calculated on a base of 591 significant companies.
The
companies cash their credits on an average of 100 dd.
The
average duration of suppliers debts is about 105 dd.
The
sector's profitability is on an average of 2,17%.
The
labour cost affects the turnover in the measure of 13,32%.
Goods
are held in stock in a range of 87 dd.
The
difference between the sales volume and the resources used to realize it is
about 1,10.
The
employees costs represent the 13,08% of the production costs.
Statistical Detrimental Data
Statistcally
the trade activity shows periods of crisis.
The
area is statistically considered lowly risky.
In
the region 13.782 protested subjects are found; in the province they count to
2.234.
The
insolvency index for the region is 0,30, , while for the province it is 0,27.
Total
Bankrupt companies in the province : 2.546.
Total
Bankrupt companies in the region : 16.714.
FOREIGN EXCHANGE RATES
|
Currency |
Unit
|
Indian Rupees |
|
US Dollar |
1 |
INR 67.44 |
|
|
1 |
INR 89.89 |
|
Euro |
1 |
INR 79.00 |
|
EURO |
1 |
INR 78.66 |
Note:
Above are approximate rates obtained from sources believed to be correct
INFORMATION DETAILS
|
Analysis Done by
: |
NIS |
|
|
|
|
Report Prepared
by : |
NIT |
RATING EXPLANATIONS
|
Credit Rating |
Explanation |
Rating Comments |
|
A++ |
Minimum Risk |
Business dealings permissible with minimum
risk of default |
|
A+ |
Low Risk |
Business dealings permissible with low
risk of default |
|
A |
Acceptable Risk |
Business dealings permissible with
moderate risk of default |
|
B |
Medium Risk |
Business dealings permissible on a regular
monitoring basis |
|
C |
Medium High Risk |
Business dealings permissible preferably
on secured basis |
|
D |
High Risk |
Business dealing not recommended or on
secured terms only |
|
NB |
New Business |
No recommendation can be done due to
business in infancy stage |
|
NT |
No Trace |
No recommendation can be done as the
business is not traceable |
NB is stated where there is insufficient information to facilitate rating. However, it is not to be considered as unfavourable.
This score serves as a reference to assess
SC’s credit risk and to set the amount of credit to be extended. It is
calculated from a composite of weighted scores obtained from each of the major
sections of this report. The assessed factors are as follows:
·
Financial
condition covering various ratios
·
Company
background and operations size
·
Promoters
/ Management background
·
Payment
record
·
Litigation
against the subject
·
Industry
scenario / competitor analysis
·
Supplier
/ Customer / Banker review (wherever available)
This report is issued at
your request without any risk and responsibility on the part of MIRA INFORM
PRIVATE LIMITED (MIPL) or its officials.